Salary Needed to Live in Ann Arbor as a Retiree

A retired individual (65+) needs approximately $22,591/year to live comfortably in Ann Arbor, MI — including 5% savings.

Comfortable Salary
$22,591
with 5% savings
Bare Minimum
$21,065
no savings buffer
Monthly Expenses
$1,299
8% above national avg

Detailed Monthly Budget for a Retiree in Ann Arbor

ExpenseAnn ArborNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$144$121+19%
🛒 Groceries$22$16+38%
⚡ Utilities$15$150%
🚗 Transportation$21$18+17%
🛡️ Car Insurance$179$211-15%
🏥 Health Insurance$56$53+6%
Medicare Supplement$224$200+12%
Prescription Drugs$168$150+12%
Internet + Phone$134$120+12%
Recreation & Social$224$200+12%
Home Maintenance$112$100+12%
Total Monthly$1,299$1,204+8%

How We Calculated the Salary

Monthly expenses:$1,299
Target savings (5%):$73/mo
Monthly after-tax needed:$1,372
Effective tax rate:26%

Gross annual salary needed:$22,591

Other Household Types in Ann Arbor

Single Person
$21,769/yr
$1,161/mo expenses
Couple (No Kids)
$30,542/yr
$1,578/mo expenses
Family with Kids
$65,817/yr
$3,236/mo expenses

Related Pages

Living Alone in Ann ArborCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a retiree need in Ann Arbor?
A retiree needs approximately $22,591/year ($1,883/month gross) to live comfortably in Ann Arbor with a 5% savings rate.
How much is rent for a retiree in Ann Arbor?
A 1-2br senior-friendly in Ann Arbor costs approximately $144/month, which is the largest single expense at 11% of the total budget.
Is Ann Arbor affordable for a retiree?
Ann Arbor is roughly average for retiree costs, requiring a salary close to the national median.
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