Salary Needed to Live in Ann Arbor as a Family

A family of four (2 adults, 2 children) needs approximately $65,817/year to live comfortably in Ann Arbor, MI — including 15% savings.

Comfortable Salary
$65,817
with 15% savings
Bare Minimum
$52,476
no savings buffer
Monthly Expenses
$3,236
11% above national avg

Detailed Monthly Budget for a Family in Ann Arbor

ExpenseAnn ArborNat'l AvgDiff
🏠 3BR Apartment/House Rent$250$209+20%
🛒 Groceries$62$44+41%
⚡ Utilities$27$28-4%
🚗 Transportation$52$44+18%
🛡️ Car Insurance$179$211-15%
🏥 Health Insurance$56$53+6%
Childcare/After-school$1,344$1,200+12%
Internet + Phones$202$180+12%
Children Activities$280$250+12%
Dining Out$392$350+12%
School Supplies & Clothing$224$200+12%
Healthcare Co-pays$168$150+12%
Total Monthly$3,236$2,919+11%

How We Calculated the Salary

Monthly expenses:$3,236
Target savings (15%):$716/mo
Monthly after-tax needed:$3,952
Effective tax rate:26%

Gross annual salary needed:$65,817

Other Household Types in Ann Arbor

Single Person
$21,769/yr
$1,161/mo expenses
Couple (No Kids)
$30,542/yr
$1,578/mo expenses
Retiree
$22,591/yr
$1,299/mo expenses

Related Pages

Living Alone in Ann ArborCity OverviewAfford on $75K?Afford on $100K?Cheaper AlternativesCost of Living

FAQ

What salary does a family with kids need in Ann Arbor?
A family with kids needs approximately $65,817/year ($5,485/month gross) to live comfortably in Ann Arbor with a 15% savings rate.
How much is rent for a family with kids in Ann Arbor?
A 3br apartment/house in Ann Arbor costs approximately $250/month, which is the largest single expense at 8% of the total budget.
Is Ann Arbor affordable for a family with kids?
Ann Arbor is above the national average for family with kids living costs, requiring 11% more salary than the US median.
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