Salary Needed to Live in Allentown as a Retiree

A retired individual (65+) needs approximately $19,863/year to live comfortably in Allentown, PA — including 5% savings.

Comfortable Salary
$19,863
with 5% savings
Bare Minimum
$18,483
no savings buffer
Monthly Expenses
$1,109
10% below national avg

Detailed Monthly Budget for a Retiree in Allentown

ExpenseAllentownNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$132$121+9%
🛒 Groceries$20$16+25%
⚡ Utilities$13$15-13%
🚗 Transportation$17$18-6%
🛡️ Car Insurance$140$229-39%
🏥 Health Insurance$48$58-17%
Medicare Supplement$192$200-4%
Prescription Drugs$144$150-4%
Internet + Phone$115$120-4%
Recreation & Social$192$200-4%
Home Maintenance$96$100-4%
Total Monthly$1,109$1,227-10%

How We Calculated the Salary

Monthly expenses:$1,109
Target savings (5%):$63/mo
Monthly after-tax needed:$1,172
Effective tax rate:28%

Gross annual salary needed:$19,863

Other Household Types in Allentown

Single Person
$19,142/yr
$989/mo expenses
Couple (No Kids)
$26,940/yr
$1,347/mo expenses
Family with Kids
$58,400/yr
$2,774/mo expenses

Related Pages

Living Alone in AllentownCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a retiree need in Allentown?
A retiree needs approximately $19,863/year ($1,655/month gross) to live comfortably in Allentown with a 5% savings rate.
How much is rent for a retiree in Allentown?
A 1-2br senior-friendly in Allentown costs approximately $132/month, which is the largest single expense at 12% of the total budget.
Is Allentown affordable for a retiree?
Yes, Allentown is 10% more affordable than the national average for a retiree.
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