Salary Needed to Live in Abilene as a Retiree

A retired individual (65+) needs approximately $16,800/year to live comfortably in Abilene, TX — including 5% savings.

Comfortable Salary
$16,800
with 5% savings
Bare Minimum
$15,680
no savings buffer
Monthly Expenses
$980
20% below national avg

Detailed Monthly Budget for a Retiree in Abilene

ExpenseAbileneNat'l AvgDiff
🏠 1-2BR Senior-Friendly Rent$107$121-12%
🛒 Groceries$18$16+13%
⚡ Utilities$13$15-13%
🚗 Transportation$15$18-17%
🛡️ Car Insurance$139$223-38%
🏥 Health Insurance$57$56+2%
Medicare Supplement$164$200-18%
Prescription Drugs$123$150-18%
Internet + Phone$98$120-18%
Recreation & Social$164$200-18%
Home Maintenance$82$100-18%
Total Monthly$980$1,219-20%

How We Calculated the Salary

Monthly expenses:$980
Target savings (5%):$55/mo
Monthly after-tax needed:$1,035
Effective tax rate:25%

Gross annual salary needed:$16,800

Other Household Types in Abilene

Single Person
$16,209/yr
$878/mo expenses
Couple (No Kids)
$22,571/yr
$1,185/mo expenses
Family with Kids
$48,060/yr
$2,403/mo expenses

Related Pages

Living Alone in AbileneCity OverviewAfford on $75K?Afford on $100K?Cost of Living

FAQ

What salary does a retiree need in Abilene?
A retiree needs approximately $16,800/year ($1,400/month gross) to live comfortably in Abilene with a 5% savings rate.
How much is rent for a retiree in Abilene?
A 1-2br senior-friendly in Abilene costs approximately $107/month, which is the largest single expense at 11% of the total budget.
Is Abilene affordable for a retiree?
Yes, Abilene is 20% more affordable than the national average for a retiree.
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