Cost of Living

Childcare Costs by City

Average monthly childcare and daycare costs. Compare costs across 301 US cities.

National Average

$800 – $2,500

$/mo

Cities

301

Cheapest

Abilene

Most Expensive

San Francisco

Spread

$968 – $4K

Rankings Popular Cities All Cities FAQ Related Topics

Childcare Costs by city is one of the most-searched cost topics in the US, and for good reason — prices swing wildly depending on your zip code. Average monthly childcare and daycare costs. The data below compares pricing across 301 American cities using BLS and Census Bureau figures. Whether you're in Abilene (our most affordable market) or San Francisco (the priciest), you'll find detailed numbers to help you budget accurately.

Direct Answer

Childcare Costs average $1,650 nationally. In this city dataset, Abilene, TX is the cheapest at $968, while San Francisco, CA is the most expensive at $4,319.

This hub is designed to route readers from the national answer into city-specific pages, where local rent, wages, insurance, taxes, and market conditions explain the real decision difference.

National average

$1,650

Reported as $/mo.

Cheapest city

Abilene

$968 modeled cost.

Most expensive

San Francisco

$4,319 modeled cost.

City spread

$3,351

346% gap between the highest and lowest city values in this topic set.

Why Childcare Costs Vary by City

1

Housing market dynamics, the largest component of most budgets

2

Climate impact on utility costs — heating-dominant vs. cooling-dominant markets

3

State and local tax burdens including income, sales, and property taxes

4

Transportation infrastructure — car-dependent vs transit-rich cities

5

Climate-driven utility costs — heating in the north, cooling in the south

How to Use This Guide

Start with the national average, then check the city page because childcare costs can move sharply by local market.
Compare the lowest-cost cities against salary and housing before treating one city as the best option.
Use the related city links and comparison pages to connect this topic to full cost-of-living decisions.

Cheapest and Most Expensive Cities for Childcare Costs

🟢 Most Affordable

3Warner Robins, GA

🔴 Most Expensive

1San Francisco, CA

5Martha's Vineyard, MA

Popular Childcare Costs City Guides

Start with city pages that match common cost-of-living searches, then compare the local estimate against the national range.

Childcare Costs in Medford

OR cost index: 102

Local estimate with low/high range, data confidence, and related budget links.

Childcare Costs in San Luis Obispo

CA cost index: 148

Local estimate with low/high range, data confidence, and related budget links.

Childcare Costs in Raleigh

NC cost index: 100

Local estimate with low/high range, data confidence, and related budget links.

Childcare Costs in Chico

CA cost index: 108

Local estimate with low/high range, data confidence, and related budget links.

Childcare Costs in Eugene

OR cost index: 112

Local estimate with low/high range, data confidence, and related budget links.

Childcare Costs in Kalamazoo

MI cost index: 84

Local estimate with low/high range, data confidence, and related budget links.

Childcare Costs in Lansing

MI cost index: 84

Local estimate with low/high range, data confidence, and related budget links.

Compare Childcare Costs Across 301 Cities

#	City	State	Low	Average	High	vs National
1	Abilene	TX	$469	$968	$1,466	-41%
2	Erie	PA	$478	$986	$1,493	-40%
3	Warner Robins	GA	$505	$1,042	$1,579	-37%
4	Laredo	TX	$509	$1,050	$1,591	-36%
5	Detroit	MI	$509	$1,051	$1,592	-36%
6	Scranton	PA	$512	$1,056	$1,600	-36%
7	Pittsburgh	PA	$519	$1,071	$1,623	-35%
8	Tucson	AZ	$521	$1,075	$1,628	-35%
9	Terre Haute	IN	$526	$1,086	$1,645	-34%
10	La Crosse	WI	$535	$1,104	$1,673	-33%
11	Great Falls	MT	$538	$1,111	$1,683	-33%
12	Kansas City	MO	$547	$1,129	$1,711	-32%
13	Eau Claire	WI	$550	$1,134	$1,717	-31%
14	Conway	AR	$553	$1,141	$1,728	-31%
15	Flint	MI	$557	$1,150	$1,742	-30%
16	Midland	TX	$565	$1,166	$1,766	-29%
17	Charleston	WV	$569	$1,174	$1,779	-29%
18	Albuquerque	NM	$572	$1,181	$1,789	-28%
19	Baton Rouge	LA	$573	$1,182	$1,791	-28%
20	Tulsa	OK	$575	$1,186	$1,796	-28%
21	Joliet	IL	$577	$1,190	$1,802	-28%
22	Lexington	KY	$580	$1,197	$1,814	-27%
23	Des Moines	IA	$584	$1,205	$1,826	-27%
24	Idaho Falls	ID	$593	$1,223	$1,853	-26%
25	Rochester	NY	$593	$1,224	$1,854	-26%
26	Huntsville	AL	$593	$1,224	$1,854	-26%
27	Decatur	IL	$594	$1,225	$1,855	-26%
28	Davenport	IA	$595	$1,227	$1,858	-26%
29	Lubbock	TX	$600	$1,238	$1,875	-25%
30	Brownsville	TX	$602	$1,242	$1,882	-25%
31	Tyler	TX	$605	$1,248	$1,891	-24%
32	Albany	NY	$609	$1,256	$1,903	-24%
33	Chattanooga	TN	$610	$1,258	$1,906	-24%
34	Gainesville	FL	$611	$1,260	$1,909	-24%
35	McAllen	TX	$611	$1,261	$1,910	-24%
36	El Paso	TX	$612	$1,262	$1,912	-24%
37	Milwaukee	WI	$620	$1,279	$1,938	-22%
38	Mesa	AZ	$624	$1,287	$1,950	-22%
39	Fayetteville	AR	$626	$1,292	$1,958	-22%
40	Greensboro	NC	$631	$1,301	$1,971	-21%
41	Evansville	IN	$631	$1,302	$1,973	-21%
42	Allentown	PA	$634	$1,307	$1,980	-21%
43	Sugar Land	TX	$634	$1,307	$1,980	-21%
44	Little Rock	AR	$634	$1,308	$1,981	-21%
45	Racine	WI	$634	$1,308	$1,981	-21%
46	Akron	OH	$635	$1,311	$1,986	-21%
47	Clearwater	FL	$636	$1,311	$1,986	-21%
48	Topeka	KS	$638	$1,316	$1,994	-20%
49	Schenectady	NY	$639	$1,318	$1,997	-20%
50	Cincinnati	OH	$641	$1,322	$2,002	-20%
51	Denton	TX	$642	$1,325	$2,008	-20%
52	Augusta	ME	$645	$1,330	$2,015	-19%
53	Cranston	RI	$646	$1,332	$2,018	-19%
54	Montgomery	AL	$654	$1,349	$2,044	-18%
55	Missoula	MT	$654	$1,349	$2,043	-18%
56	Colorado Springs	CO	$654	$1,350	$2,045	-18%
57	Fargo	ND	$655	$1,351	$2,047	-18%
58	Beaumont	TX	$655	$1,351	$2,047	-18%
59	Minneapolis	MN	$656	$1,353	$2,049	-18%
60	Bismarck	ND	$656	$1,353	$2,050	-18%
61	Kalamazoo	MI	$656	$1,353	$2,049	-18%
62	Yakima	WA	$656	$1,353	$2,049	-18%
63	Columbus	OH	$656	$1,354	$2,051	-18%
64	Columbia	SC	$657	$1,356	$2,054	-18%
65	Odessa	TX	$664	$1,369	$2,074	-17%
66	Louisville	KY	$667	$1,376	$2,085	-17%
67	Birmingham	AL	$670	$1,382	$2,094	-16%
68	Amarillo	TX	$670	$1,382	$2,093	-16%
69	College Station	TX	$671	$1,385	$2,098	-16%
70	Biloxi	MS	$675	$1,392	$2,108	-16%
71	Kennewick	WA	$676	$1,394	$2,112	-16%
72	Green Bay	WI	$679	$1,401	$2,123	-15%
73	Wichita	KS	$681	$1,405	$2,129	-15%
74	St. Louis	MO	$683	$1,409	$2,135	-15%
75	Lansing	MI	$684	$1,410	$2,136	-15%
76	Carson City	NV	$684	$1,410	$2,136	-15%
77	Victorville	CA	$687	$1,417	$2,147	-14%
78	Glendale	AZ	$688	$1,419	$2,149	-14%
79	Pensacola	FL	$691	$1,426	$2,160	-14%
80	Fresno	CA	$692	$1,428	$2,163	-13%
81	Helena	MT	$693	$1,430	$2,167	-13%
82	Jefferson City	MO	$694	$1,432	$2,170	-13%
83	Reading	PA	$695	$1,434	$2,173	-13%
84	Dallas	TX	$697	$1,438	$2,178	-13%
85	Memphis	TN	$699	$1,441	$2,183	-13%
86	Phoenix	AZ	$699	$1,443	$2,186	-13%
87	Cary	NC	$702	$1,448	$2,193	-12%
88	Casper	WY	$707	$1,458	$2,209	-12%
89	Savannah	GA	$710	$1,464	$2,218	-11%
90	St. Joseph	MO	$712	$1,469	$2,226	-11%
91	Hattiesburg	MS	$713	$1,471	$2,228	-11%
92	Norfolk	VA	$714	$1,473	$2,232	-11%
93	San Antonio	TX	$716	$1,477	$2,237	-10%
94	Indianapolis	IN	$717	$1,480	$2,242	-10%
95	Meridian	ID	$718	$1,481	$2,243	-10%
96	Winston-Salem	NC	$719	$1,483	$2,247	-10%
97	Sandy Springs	GA	$720	$1,486	$2,251	-10%
98	Janesville	WI	$721	$1,488	$2,254	-10%
99	Cape Coral	FL	$726	$1,497	$2,268	-9%
100	Pueblo	CO	$726	$1,498	$2,269	-9%
101	Eugene	OR	$727	$1,499	$2,271	-9%
102	Twin Falls	ID	$731	$1,509	$2,286	-9%
103	Lincoln	NE	$732	$1,510	$2,288	-8%
104	Clarksville	TN	$733	$1,512	$2,290	-8%
105	Bloomington	IN	$734	$1,514	$2,294	-8%
106	Jackson	MS	$734	$1,515	$2,295	-8%
107	Warwick	RI	$736	$1,518	$2,300	-8%
108	Dayton	OH	$736	$1,519	$2,301	-8%
109	Grand Rapids	MI	$737	$1,520	$2,303	-8%
110	Austin	TX	$738	$1,523	$2,308	-8%
111	Worcester	MA	$738	$1,523	$2,308	-8%
112	Redding	CA	$739	$1,524	$2,309	-8%
113	Cedar Rapids	IA	$740	$1,526	$2,312	-8%
114	Provo	UT	$741	$1,529	$2,316	-7%
115	Cleveland	OH	$742	$1,531	$2,320	-7%
116	Durham	NC	$742	$1,531	$2,319	-7%
117	Macon	GA	$742	$1,531	$2,320	-7%
118	Independence	MO	$743	$1,532	$2,321	-7%
119	Laramie	WY	$743	$1,533	$2,322	-7%
120	San Juan	PR	$747	$1,540	$2,333	-7%
121	Bloomington	IL	$746	$1,540	$2,333	-7%
122	North Las Vegas	NV	$748	$1,543	$2,338	-6%
123	Springfield	MA	$750	$1,547	$2,343	-6%
124	Chicago	IL	$753	$1,553	$2,353	-6%
125	Chico	CA	$756	$1,560	$2,364	-5%
126	Rapid City	SD	$757	$1,561	$2,365	-5%
127	Oklahoma City	OK	$759	$1,565	$2,371	-5%
128	Rockford	IL	$759	$1,565	$2,371	-5%
129	Frankfort	KY	$759	$1,566	$2,372	-5%
130	Murfreesboro	TN	$759	$1,566	$2,372	-5%
131	Las Vegas	NV	$761	$1,570	$2,378	-5%
132	Tallahassee	FL	$761	$1,570	$2,379	-5%
133	Spokane	WA	$765	$1,579	$2,392	-4%
134	Providence	RI	$767	$1,582	$2,396	-4%
135	Shreveport	LA	$767	$1,582	$2,396	-4%
136	Kenosha	WI	$767	$1,582	$2,397	-4%
137	Duluth	MN	$770	$1,588	$2,406	-4%
138	Bowling Green	KY	$770	$1,588	$2,405	-4%
139	Henderson	NV	$771	$1,591	$2,410	-4%
140	Billings	MT	$772	$1,592	$2,411	-4%
141	Stockton	CA	$773	$1,595	$2,416	-3%
142	Champaign	IL	$774	$1,596	$2,418	-3%
143	Medford	OR	$779	$1,607	$2,434	-3%
144	Newark	NJ	$780	$1,610	$2,439	-2%
145	Boise	ID	$781	$1,611	$2,440	-2%
146	Scottsdale	AZ	$782	$1,614	$2,445	-2%
147	South Bend	IN	$785	$1,620	$2,454	-2%
148	Springfield	MO	$787	$1,624	$2,460	-2%
149	Lowell	MA	$788	$1,626	$2,463	-1%
150	Columbia	MO	$789	$1,627	$2,464	-1%
151	Traverse City	MI	$789	$1,627	$2,465	-1%
152	Pierre	SD	$789	$1,628	$2,467	-1%
153	Waco	TX	$790	$1,630	$2,470	-1%
154	Palm Bay	FL	$791	$1,632	$2,473	-1%
155	Buffalo	NY	$793	$1,636	$2,479	-1%
156	Springfield	IL	$794	$1,638	$2,481	-1%
157	Roswell	GA	$795	$1,640	$2,484	-1%
158	Aurora	CO	$796	$1,642	$2,488	0%
159	Salt Lake City	UT	$796	$1,643	$2,489	0%
160	Peoria	AZ	$797	$1,644	$2,490	0%
161	Madison	WI	$800	$1,651	$2,501	0%
162	Concord	NH	$800	$1,651	$2,501	0%
163	Paterson	NJ	$801	$1,653	$2,504	0%
164	Daytona Beach	FL	$802	$1,654	$2,506	0%
165	Santa Fe	NM	$808	$1,666	$2,524	+1%
166	Ontario	CA	$808	$1,667	$2,526	+1%
167	Wilmington	DE	$809	$1,669	$2,529	+1%
168	Montpelier	VT	$813	$1,676	$2,539	+2%
169	Rogers	AR	$812	$1,676	$2,539	+2%
170	Trenton	NJ	$813	$1,677	$2,540	+2%
171	Bridgeport	CT	$814	$1,678	$2,542	+2%
172	Sioux Falls	SD	$814	$1,679	$2,543	+2%
173	Lafayette	LA	$819	$1,689	$2,558	+2%
174	Tempe	AZ	$819	$1,690	$2,561	+2%
175	McKinney	TX	$820	$1,691	$2,561	+2%
176	Hartford	CT	$821	$1,693	$2,565	+3%
177	Vallejo	CA	$822	$1,695	$2,568	+3%
178	Saratoga Springs	NY	$824	$1,699	$2,574	+3%
179	Knoxville	TN	$826	$1,704	$2,581	+3%
180	Houston	TX	$827	$1,706	$2,584	+3%
181	Atlanta	GA	$830	$1,712	$2,594	+4%
182	Burlington	VT	$830	$1,712	$2,593	+4%
183	Oshkosh	WI	$830	$1,712	$2,593	+4%
184	Fort Lauderdale	FL	$831	$1,714	$2,597	+4%
185	Appleton	WI	$832	$1,716	$2,599	+4%
186	Nampa	ID	$832	$1,717	$2,601	+4%
187	Mobile	AL	$833	$1,719	$2,604	+4%
188	Pompano Beach	FL	$833	$1,719	$2,604	+4%
189	New Bedford	MA	$835	$1,722	$2,608	+4%
190	Coeur d'Alene	ID	$836	$1,724	$2,611	+4%
191	Cheyenne	WY	$844	$1,741	$2,638	+6%
192	Corvallis	OR	$847	$1,747	$2,646	+6%
193	Pocatello	ID	$850	$1,753	$2,656	+6%
194	Syracuse	NY	$850	$1,754	$2,657	+6%
195	Corpus Christi	TX	$851	$1,755	$2,659	+6%
196	Greeley	CO	$852	$1,757	$2,662	+6%
197	Visalia	CA	$853	$1,759	$2,664	+7%
198	Newport News	VA	$857	$1,768	$2,679	+7%
199	Bethlehem	PA	$858	$1,769	$2,680	+7%
200	Olympia	WA	$865	$1,784	$2,702	+8%
201	Riverside	CA	$866	$1,786	$2,706	+8%
202	Philadelphia	PA	$868	$1,791	$2,713	+9%
203	Harrisburg	PA	$871	$1,797	$2,722	+9%
204	Elk Grove	CA	$872	$1,799	$2,726	+9%
205	Jacksonville	FL	$873	$1,800	$2,727	+9%
206	Charlotte	NC	$874	$1,803	$2,731	+9%
207	Plano	TX	$875	$1,805	$2,734	+9%
208	Tampa	FL	$883	$1,821	$2,758	+10%
209	Lakeland	FL	$884	$1,823	$2,761	+10%
210	Baltimore	MD	$892	$1,840	$2,788	+12%
211	Moreno Valley	CA	$892	$1,840	$2,788	+12%
212	Arlington	TX	$893	$1,842	$2,791	+12%
213	Modesto	CA	$897	$1,851	$2,804	+12%
214	Ithaca	NY	$899	$1,855	$2,810	+12%
215	Virginia Beach	VA	$903	$1,863	$2,822	+13%
216	Bakersfield	CA	$906	$1,868	$2,830	+13%
217	Round Rock	TX	$910	$1,877	$2,844	+14%
218	Chesapeake	VA	$912	$1,881	$2,850	+14%
219	Chandler	AZ	$912	$1,882	$2,851	+14%
220	North Charleston	SC	$916	$1,890	$2,864	+15%
221	St. Paul	MN	$921	$1,900	$2,879	+15%
222	Portland	ME	$923	$1,903	$2,883	+15%
223	Orlando	FL	$924	$1,906	$2,888	+16%
224	New Orleans	LA	$925	$1,908	$2,891	+16%
225	Lakewood	NJ	$927	$1,912	$2,897	+16%
226	Portland	OR	$935	$1,928	$2,921	+17%
227	Fort Worth	TX	$943	$1,945	$2,946	+18%
228	Denver	CO	$945	$1,949	$2,953	+18%
229	Omaha	NE	$947	$1,953	$2,959	+18%
230	Naples	FL	$957	$1,975	$2,992	+20%
231	Bend	OR	$961	$1,982	$3,002	+20%
232	Raleigh	NC	$964	$1,988	$3,011	+20%
233	Charleston	SC	$975	$2,011	$3,047	+22%
234	Dover	DE	$978	$2,018	$3,057	+22%
235	Manchester	NH	$981	$2,024	$3,066	+23%
236	Nashville	TN	$984	$2,030	$3,076	+23%
237	Flagstaff	AZ	$984	$2,030	$3,076	+23%
238	Sacramento	CA	$993	$2,048	$3,102	+24%
239	Reno	NV	$1,001	$2,065	$3,128	+25%
240	Simi Valley	CA	$1,003	$2,069	$3,135	+25%
241	Fort Collins	CO	$1,006	$2,076	$3,145	+26%
242	Sarasota	FL	$1,011	$2,086	$3,160	+26%
243	New Haven	CT	$1,012	$2,087	$3,162	+26%
244	Richmond	VA	$1,012	$2,088	$3,163	+27%
245	Tacoma	WA	$1,013	$2,090	$3,167	+27%
246	Roseville	CA	$1,014	$2,092	$3,169	+27%
247	Boulder	CO	$1,015	$2,093	$3,171	+27%
248	Gilbert	AZ	$1,019	$2,102	$3,184	+27%
249	Columbia	MD	$1,027	$2,119	$3,210	+28%
250	Frisco	TX	$1,028	$2,121	$3,214	+29%
251	Naperville	IL	$1,032	$2,128	$3,224	+29%
252	Ann Arbor	MI	$1,032	$2,128	$3,224	+29%
253	Asheville	NC	$1,035	$2,134	$3,233	+29%
254	Miami	FL	$1,051	$2,167	$3,283	+31%
255	Portsmouth	NH	$1,060	$2,186	$3,312	+32%
256	Bellingham	WA	$1,063	$2,193	$3,322	+33%
257	Fontana	CA	$1,066	$2,199	$3,331	+33%
258	Elizabeth	NJ	$1,070	$2,207	$3,344	+34%
259	Rancho Cucamonga	CA	$1,072	$2,211	$3,349	+34%
260	Boston	MA	$1,111	$2,292	$3,472	+39%
261	Durango	CO	$1,137	$2,346	$3,554	+42%
262	Anchorage	AK	$1,140	$2,352	$3,564	+43%
263	Jersey City	NJ	$1,149	$2,370	$3,591	+44%
264	San Luis Obispo	CA	$1,164	$2,401	$3,637	+46%
265	Hayward	CA	$1,173	$2,420	$3,666	+47%
266	Washington	DC	$1,176	$2,426	$3,676	+47%
267	Juneau	AK	$1,186	$2,446	$3,705	+48%
268	Oxnard	CA	$1,196	$2,468	$3,739	+50%
269	Oceanside	CA	$1,198	$2,471	$3,743	+50%
270	Yonkers	NY	$1,201	$2,477	$3,753	+50%
271	Anaheim	CA	$1,207	$2,490	$3,773	+51%
272	Concord	CA	$1,211	$2,499	$3,786	+51%
273	Los Angeles	CA	$1,217	$2,510	$3,802	+52%
274	Key West	FL	$1,230	$2,537	$3,844	+54%
275	Stamford	CT	$1,232	$2,542	$3,851	+54%
276	Irvine	CA	$1,253	$2,584	$3,914	+57%
277	Sedona	AZ	$1,270	$2,619	$3,967	+59%
278	San Diego	CA	$1,275	$2,631	$3,986	+59%
279	Palm Springs	CA	$1,280	$2,641	$4,001	+60%
280	Huntington Beach	CA	$1,294	$2,669	$4,044	+62%
281	Bellevue	WA	$1,313	$2,709	$4,104	+64%
282	Park City	UT	$1,390	$2,867	$4,343	+74%
283	Santa Cruz	CA	$1,394	$2,876	$4,358	+74%
284	Santa Ana	CA	$1,402	$2,892	$4,381	+75%
285	Long Beach	CA	$1,426	$2,941	$4,455	+78%
286	Jackson	WY	$1,433	$2,956	$4,479	+79%
287	Santa Rosa	CA	$1,434	$2,958	$4,482	+79%
288	Napa	CA	$1,467	$3,026	$4,585	+83%
289	Cambridge	MA	$1,470	$3,033	$4,595	+84%
290	Oakland	CA	$1,505	$3,104	$4,702	+88%
291	Seattle	WA	$1,517	$3,129	$4,740	+90%
292	Santa Barbara	CA	$1,608	$3,317	$5,026	+101%
293	Vail	CO	$1,632	$3,366	$5,099	+104%
294	Honolulu	HI	$1,692	$3,491	$5,289	+112%
295	Telluride	CO	$1,710	$3,528	$5,345	+114%
296	New York	NY	$1,727	$3,563	$5,398	+116%
297	Martha's Vineyard	MA	$1,736	$3,581	$5,426	+117%
298	Sunnyvale	CA	$1,775	$3,661	$5,547	+122%
299	San Jose	CA	$1,782	$3,675	$5,568	+123%
300	Aspen	CO	$2,011	$4,148	$6,284	+151%
301	San Francisco	CA	$2,094	$4,319	$6,544	+162%

Frequently Asked Questions

How much does childcare cost on average?

The national average for childcare costs ranges from $800 to $2,500. However, actual costs vary significantly by city — Abilene is the most affordable at $968, while San Francisco is the most expensive at $4,319. That's a spread of $3,351 between the cheapest and most expensive cities.

Where is childcare costs cheapest in the US?

The top 5 most affordable cities for childcare costs are: 1. Abilene, TX ($968); 2. Erie, PA ($986); 3. Warner Robins, GA ($1,042); 4. Laredo, TX ($1,050); 5. Detroit, MI ($1,051). These cities benefit from lower labor costs, less regulatory overhead, and more competitive local markets.

Why does childcare cost more in some cities?

Several factors drive cost differences: local labor rates (often tied to housing costs), state and city regulations, material transportation costs, competitive density of service providers, and regional demand patterns. High cost-of-living cities like San Francisco (index: 244) have higher baseline expenses that push up service costs across the board.

About This Data

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, and regional industry surveys.

MethodologyNational averages adjusted by city-specific cost-of-living indices derived from BLS regional price parities.

Confidence LevelHIGH— Model-derived from national data

Limitations: These are estimated ranges based on federal datasets and cost indices, not direct local surveys. Actual costs may vary based on project scope, provider, timing, and local market conditions. Data last updated: May 2026.

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