Winston-Salem vs Durham: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

NC
Winston-Salem
85
Cost Index
Pop: 250KIncome: $44K
VS
13% diff
NC
Durham
98
Cost Index
Pop: 284KIncome: $59K
More Affordable
Winston-Salem
Winston-Salem Wins
25/38
Durham Wins
13/38
Net Advantage
Durham saves ~$409/mo

Should you live in Winston-Salem or Durham? The cost data below will help you answer that question with confidence. Winston-Salem wins on overall affordability — 13% cheaper across the board — but the category-by-category breakdown reveals a more interesting story. Some expenses are dramatically different between these two markets; others are almost identical.

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Overall Cost of Living Comparison

CategoryWinston-SalemDurhamDifference
OverallABTie
HousingA+BTie
FoodB+BTie
HealthcareB+BTie
TransportationB+BTie
UtilitiesABTie

Rent, Food, and Utility Differences

🏠

Housing

80
Winston-Salem
Winston-Salem saves 23%
98
Durham

Housing costs are primarily driven by local real estate markets and land values.

🛒

Food & Groceries

83
Winston-Salem
Winston-Salem saves 29%
107
Durham

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

🏥

Healthcare

88
Winston-Salem
Winston-Salem saves 14%
100
Durham

Healthcare costs are primarily driven by local provider networks and state regulations.

🚗

Transportation

89
Winston-Salem
Winston-Salem saves 8%
96
Durham

Transportation costs are primarily driven by local public transit availability and fuel costs.

💡

Utilities

96
Winston-Salem
Durham saves 5%
91
Durham

Utilities costs are primarily driven by local energy sources and climate demands.

🔧

Services

77
Winston-Salem
Winston-Salem saves 38%
106
Durham

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementWinston-Salem saves $975
Winston-Salem
$7,602
Durham
$8,577
Start a RestaurantDurham saves $99,322
Winston-Salem
$472,907
Durham
$373,585
Cost of LivingDurham saves $183
Winston-Salem
$3,373
Durham
$3,190
Rent PricesWinston-Salem saves $11
Winston-Salem
$2,027
Durham
$2,038
Car InsuranceWinston-Salem saves $666
Winston-Salem
$2,032
Durham
$2,698
Software Developer Salary (higher = better)Durham pays $5,302 more
Winston-Salem
$90,365
Durham
$95,667

Cost of Living

Winston-Salem: 3Durham: 2
CategoryWinston-SalemDurhamDiffWinner
Cost of Living$3,373$3,1905%Durham (lower cost)
Rent Prices$2,027$2,0381%Winston-Salem (lower cost)
Grocery Costs$384$50023%Winston-Salem (lower cost)
Utility Costs$226$2069%Durham (lower cost)
Transportation Costs$296$38724%Winston-Salem (lower cost)

Home Services

Winston-Salem: 10Durham: 0
CategoryWinston-SalemDurhamDiffWinner
Roof Replacement$7,602$8,57711%Winston-Salem (lower cost)
HVAC Installation$5,651$7,11521%Winston-Salem (lower cost)
Plumbing Services$280$3017%Winston-Salem (lower cost)
Electrical Work$303$38120%Winston-Salem (lower cost)
Kitchen Remodel$20,536$23,51813%Winston-Salem (lower cost)
Bathroom Remodel$10,250$10,7355%Winston-Salem (lower cost)
House Painting$3,508$5,34634%Winston-Salem (lower cost)
Flooring Installation$2,801$2,9766%Winston-Salem (lower cost)
Landscaping$2,521$2,98416%Winston-Salem (lower cost)
Fence Installation$3,202$3,96319%Winston-Salem (lower cost)

Business Startup Costs

Winston-Salem: 6Durham: 4
CategoryWinston-SalemDurhamDiffWinner
Start a Restaurant$472,907$373,58521%Durham (lower cost)
Start a Coffee Shop$202,255$200,7261%Durham (lower cost)
Start a Food Truck$92,875$118,23821%Winston-Salem (lower cost)
Start a Gym$266,544$289,8648%Winston-Salem (lower cost)
Start a Daycare$54,560$53,6172%Durham (lower cost)
Start a Hair Salon$227,891$227,0900%Durham (lower cost)
Start a Laundromat$240,013$345,01330%Winston-Salem (lower cost)
Start a Bakery$80,299$115,17530%Winston-Salem (lower cost)
Start a Bar$344,281$391,84812%Winston-Salem (lower cost)
Start a Cleaning Business$12,981$13,7476%Winston-Salem (lower cost)

Insurance

Winston-Salem: 3Durham: 1
CategoryWinston-SalemDurhamDiffWinner
Car Insurance$2,032$2,69825%Winston-Salem (lower cost)
Home Insurance$1,788$2,46527%Winston-Salem (lower cost)
Health Insurance$554$5108%Durham (lower cost)
Business Insurance$1,577$2,06624%Winston-Salem (lower cost)

Salaries & Jobs

Winston-Salem: 2Durham: 3
CategoryWinston-SalemDurhamDiffWinner
Software Developer Salary$90,365/yr$95,667/yr6%Durham (higher pay)
Registered Nurse Salary$76,031/yr$73,376/yr3%Winston-Salem (higher pay)
Teacher Salary$46,819/yr$51,304/yr9%Durham (higher pay)
Electrician Salary$67,594/yr$61,685/yr9%Winston-Salem (higher pay)
Plumber Salary$53,250/yr$58,887/yr10%Durham (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Winston-Salem

If your salary doesn't depend on location, Winston-Salem's 13% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Winston-Salem

Both cities are moderately priced, but Winston-Salem's lower costs help you build savings earlier in your career when compound growth matters most.

👨‍👩‍👧‍👦

Family with Kids

Winston-Salem

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Winston-Salem's 13% advantage compounds across every budget category.

🏪

Small Business Owner

Winston-Salem

Lower operating costs in Winston-Salem mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Winston-Salem

On a fixed income, every percentage point matters. Winston-Salem's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Winston-Salem is 13% more affordable overall

Winston-Salem wins 25 out of 38 cost categories.Durham has higher costs but wins 13 categories.

Winston-Salem
85
Durham
98

Explore Each City

Winston-Salem, NC
Pop: 250K | Index: 85
View all costs →
Durham, NC
Pop: 284K | Index: 98
View all costs →

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Should I move from Durham to Winston-Salem?

If your income stays the same or comparable, moving from Durham to Winston-Salem gives you 13% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Winston-Salem and Durham?

Housing is typically the biggest cost difference between these cities. Winston-Salem (index: 85) and Durham (index: 98) differ by 13% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Is Winston-Salem or Durham more affordable in 2026?

Winston-Salem is 13% more affordable than Durham overall. Winston-Salem wins 25 out of 38 cost categories. However, Durham may offer higher salaries in certain industries that can offset higher living costs.

What is the cost of living index for Winston-Salem vs Durham?

Winston-Salem's cost of living index is 85; Durham's is 98. A score of 100 represents the national average. Winston-Salem is below average; Durham is below average. These figures are derived from BLS and Census data.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

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