Wichita vs Oklahoma City: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

KS
Wichita
85
Cost Index
Pop: 398KIncome: $51K
VS
2% diff
OK
Oklahoma City
87
Cost Index
Pop: 681KIncome: $54K
More Affordable
Wichita
Wichita Wins
20/38
Oklahoma City Wins
17/38
Net Advantage
Oklahoma City saves ~$4,943/mo

Wichita (index: 85) vs Oklahoma City (index: 87) โ€” a 2% gap that plays out differently depending on what you earn, where you work, and how you spend. This isn't just a table of numbers. We've analyzed which city works better for renters, homeowners, families, remote workers, and small business owners.

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Overall Cost of Living Comparison

CategoryWichitaOklahoma CityDifference
OverallAATie
HousingA+ATie
FoodAATie
HealthcareB+ATie
TransportationB+B+Tie
UtilitiesAB+Tie

Rent, Food, and Utility Differences

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Housing

73
Wichita
Wichita saves 26%
92
Oklahoma City

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

84
Wichita
Wichita saves 17%
98
Oklahoma City

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

89
Wichita
Wichita saves 1%
90
Oklahoma City

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

83
Wichita
Wichita saves 13%
94
Oklahoma City

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

97
Wichita
Oklahoma City saves 14%
83
Oklahoma City

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

86
Wichita
Oklahoma City saves 3%
83
Oklahoma City

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementWichita saves $587
Wichita
$7,348
Oklahoma City
$7,935
Start a RestaurantWichita saves $99,322
Wichita
$289,988
Oklahoma City
$389,310
Cost of LivingOklahoma City saves $289
Wichita
$3,726
Oklahoma City
$3,437
Rent PricesOklahoma City saves $129
Wichita
$1,427
Oklahoma City
$1,298
Car InsuranceWichita saves $189
Wichita
$1,724
Oklahoma City
$1,913
Software Developer Salary (higher = better)Wichita pays $2,744 more
Wichita
$95,370
Oklahoma City
$92,626

Cost of Living

Wichita: 1Oklahoma City: 3
CategoryWichitaOklahoma CityDiffWinner
Cost of Living$3,726$3,4378%Oklahoma City (lower cost)
Rent Prices$1,427$1,2989%Oklahoma City (lower cost)
Grocery Costs$383$3851%Wichita (lower cost)
Utility Costs$273$23215%Oklahoma City (lower cost)
Transportation Costs$421$4210%โ€”

Home Services

Wichita: 8Oklahoma City: 2
CategoryWichitaOklahoma CityDiffWinner
Roof Replacement$7,348$7,9357%Wichita (lower cost)
HVAC Installation$4,502$5,15013%Wichita (lower cost)
Plumbing Services$190$22917%Wichita (lower cost)
Electrical Work$212$24714%Wichita (lower cost)
Kitchen Remodel$24,840$26,8768%Wichita (lower cost)
Bathroom Remodel$11,642$10,9786%Oklahoma City (lower cost)
House Painting$4,050$3,59911%Oklahoma City (lower cost)
Flooring Installation$1,938$2,31316%Wichita (lower cost)
Landscaping$3,190$3,2873%Wichita (lower cost)
Fence Installation$2,508$3,20122%Wichita (lower cost)

Business Startup Costs

Wichita: 6Oklahoma City: 4
CategoryWichitaOklahoma CityDiffWinner
Start a Restaurant$289,988$389,31026%Wichita (lower cost)
Start a Coffee Shop$135,945$166,35518%Wichita (lower cost)
Start a Food Truck$116,625$142,48218%Wichita (lower cost)
Start a Gym$266,957$198,46826%Oklahoma City (lower cost)
Start a Daycare$44,303$54,78919%Wichita (lower cost)
Start a Hair Salon$206,395$280,25626%Wichita (lower cost)
Start a Laundromat$313,513$254,97519%Oklahoma City (lower cost)
Start a Bakery$71,006$83,22315%Wichita (lower cost)
Start a Bar$447,000$418,5126%Oklahoma City (lower cost)
Start a Cleaning Business$16,957$15,7577%Oklahoma City (lower cost)

Insurance

Wichita: 2Oklahoma City: 2
CategoryWichitaOklahoma CityDiffWinner
Car Insurance$1,724$1,91310%Wichita (lower cost)
Home Insurance$1,830$1,8061%Oklahoma City (lower cost)
Health Insurance$501$5112%Wichita (lower cost)
Business Insurance$2,000$1,63318%Oklahoma City (lower cost)

Salaries & Jobs

Wichita: 1Oklahoma City: 4
CategoryWichitaOklahoma CityDiffWinner
Software Developer Salary$95,370/yr$92,626/yr3%Wichita (higher pay)
Registered Nurse Salary$56,231/yr$74,243/yr24%Oklahoma City (higher pay)
Teacher Salary$41,099/yr$51,381/yr20%Oklahoma City (higher pay)
Electrician Salary$50,719/yr$62,253/yr19%Oklahoma City (higher pay)
Plumber Salary$37,890/yr$54,453/yr30%Oklahoma City (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Wichita

If your salary doesn't depend on location, Wichita's 2% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Wichita

Both cities are moderately priced, but Wichita's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Wichita

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Wichita's 2% advantage compounds across every budget category.

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Small Business Owner

โ†’ Wichita

Lower operating costs in Wichita mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Wichita

On a fixed income, every percentage point matters. Wichita's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Wichita is 2% more affordable overall

Wichita wins 20 out of 38 cost categories.Oklahoma City has higher costs but wins 17 categories.

Wichita
85
Oklahoma City
87

Explore Each City

Wichita, KS
Pop: 398K | Index: 85
View all costs โ†’
Oklahoma City, OK
Pop: 681K | Index: 87
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $51K (Wichita) vs $54K (Oklahoma City).

Is Wichita or Oklahoma City more affordable in 2026?

Wichita is 2% more affordable than Oklahoma City overall. Wichita wins 20 out of 38 cost categories. However, Oklahoma City may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Oklahoma City to Wichita?

If your income stays the same or comparable, moving from Oklahoma City to Wichita gives you 2% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Wichita and Oklahoma City?

Housing is typically the biggest cost difference between these cities. Wichita (index: 85) and Oklahoma City (index: 87) differ by 2% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsWichita costs โ†’Oklahoma City costs โ†’