Topeka vs Wichita: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

KS
Topeka
84
Cost Index
Pop: 128KIncome: $47K
VS
1% diff
KS
Wichita
85
Cost Index
Pop: 398KIncome: $51K
More Affordable
Topeka
Topeka Wins
24/38
Wichita Wins
14/38
Net Advantage
Topeka saves ~$4,118/mo

Topeka and Wichita attract different kinds of residents, but people weighing one against the other is surprisingly common. Our data shows Topeka is the more affordable option by 1%, though Wichita often compensates with higher wages in key industries. Below, we compare every major cost category so you can decide based on your own priorities โ€” not someone else's spreadsheet.

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Overall Cost of Living Comparison

CategoryTopekaWichitaDifference
OverallAATie
HousingA+A+Tie
FoodAATie
HealthcareAB+Tie
TransportationAB+Tie
UtilitiesAATie

Rent, Food, and Utility Differences

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Housing

72
Topeka
Topeka saves 25%
90
Wichita

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

89
Topeka
Topeka saves 2%
91
Wichita

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

85
Topeka
Topeka saves 8%
92
Wichita

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

82
Topeka
Topeka saves 12%
92
Wichita

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

85
Topeka
Topeka saves 11%
94
Wichita

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

89
Topeka
Wichita saves 12%
78
Wichita

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementTopeka saves $1,439
Topeka
$5,909
Wichita
$7,348
Start a RestaurantTopeka saves $11,332
Topeka
$278,656
Wichita
$289,988
Cost of LivingTopeka saves $251
Topeka
$3,475
Wichita
$3,726
Rent PricesWichita saves $389
Topeka
$1,816
Wichita
$1,427
Car InsuranceTopeka saves $219
Topeka
$1,505
Wichita
$1,724
Software Developer Salary (higher = better)Topeka pays $11,533 more
Topeka
$106,903
Wichita
$95,370

Cost of Living

Topeka: 3Wichita: 2
CategoryTopekaWichitaDiffWinner
Cost of Living$3,475$3,7267%Topeka (lower cost)
Rent Prices$1,816$1,42721%Wichita (lower cost)
Grocery Costs$364$3835%Topeka (lower cost)
Utility Costs$272$2730%Topeka (lower cost)
Transportation Costs$428$4212%Wichita (lower cost)

Home Services

Topeka: 5Wichita: 5
CategoryTopekaWichitaDiffWinner
Roof Replacement$5,909$7,34820%Topeka (lower cost)
HVAC Installation$5,986$4,50225%Wichita (lower cost)
Plumbing Services$268$19029%Wichita (lower cost)
Electrical Work$340$21238%Wichita (lower cost)
Kitchen Remodel$17,819$24,84028%Topeka (lower cost)
Bathroom Remodel$6,600$11,64243%Topeka (lower cost)
House Painting$3,732$4,0508%Topeka (lower cost)
Flooring Installation$2,510$1,93823%Wichita (lower cost)
Landscaping$2,220$3,19030%Topeka (lower cost)
Fence Installation$2,823$2,50811%Wichita (lower cost)

Business Startup Costs

Topeka: 7Wichita: 3
CategoryTopekaWichitaDiffWinner
Start a Restaurant$278,656$289,9884%Topeka (lower cost)
Start a Coffee Shop$133,399$135,9452%Topeka (lower cost)
Start a Food Truck$79,431$116,62532%Topeka (lower cost)
Start a Gym$250,498$266,9576%Topeka (lower cost)
Start a Daycare$46,492$44,3035%Wichita (lower cost)
Start a Hair Salon$228,088$206,39510%Wichita (lower cost)
Start a Laundromat$216,650$313,51331%Topeka (lower cost)
Start a Bakery$75,280$71,0066%Wichita (lower cost)
Start a Bar$349,824$447,00022%Topeka (lower cost)
Start a Cleaning Business$16,582$16,9572%Topeka (lower cost)

Insurance

Topeka: 2Wichita: 2
CategoryTopekaWichitaDiffWinner
Car Insurance$1,505$1,72413%Topeka (lower cost)
Home Insurance$1,831$1,8300%Wichita (lower cost)
Health Insurance$477$5015%Topeka (lower cost)
Business Insurance$2,009$2,0000%Wichita (lower cost)

Salaries & Jobs

Topeka: 5Wichita: 0
CategoryTopekaWichitaDiffWinner
Software Developer Salary$106,903/yr$95,370/yr11%Topeka (higher pay)
Registered Nurse Salary$74,273/yr$56,231/yr24%Topeka (higher pay)
Teacher Salary$49,261/yr$41,099/yr17%Topeka (higher pay)
Electrician Salary$50,913/yr$50,719/yr0%Topeka (higher pay)
Plumber Salary$50,646/yr$37,890/yr25%Topeka (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Topeka

If your salary doesn't depend on location, Topeka's 1% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Topeka

Both cities are moderately priced, but Topeka's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Topeka

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Topeka's 1% advantage compounds across every budget category.

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Small Business Owner

โ†’ Topeka

Lower operating costs in Topeka mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Topeka

On a fixed income, every percentage point matters. Topeka's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Topeka is 1% more affordable overall

Topeka wins 24 out of 38 cost categories.Wichita has higher costs but wins 14 categories.

Topeka
84
Wichita
85

Explore Each City

Topeka, KS
Pop: 128K | Index: 84
View all costs โ†’
Wichita, KS
Pop: 398K | Index: 85
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

What is the cost of living index for Topeka vs Wichita?

Topeka's cost of living index is 84; Wichita's is 85. A score of 100 represents the national average. Topeka is below average; Wichita is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $47K (Topeka) vs $51K (Wichita).

Which city is better for remote workers?

For remote workers earning a location-independent salary, Topeka is the clear winner. The 1% cost advantage means more of your paycheck goes to savings or discretionary spending. Wichita makes more sense if your employer adjusts pay upward for that market.

Should I move from Wichita to Topeka?

If your income stays the same or comparable, moving from Wichita to Topeka gives you 1% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsTopeka costs โ†’Wichita costs โ†’