Sedona vs Pueblo: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

AZ
Sedona
140
Cost Index
Pop: 10KIncome: $74K
VS
54% diff
CO
Pueblo
86
Cost Index
Pop: 112KIncome: $57K
More Affordable
Pueblo
Sedona Wins
11/62
Pueblo Wins
51/62
Monthly Cost Advantage
Pueblo saves ~$3,412/mo
recurring costs only, ~$40,944/yr

Every year, thousands of Americans weigh Sedona against Pueblo. Here's what they should know: Pueblo is 54% cheaper overall, but Sedona offers higher wages that can offset the premium in certain career fields. We've broken down the comparison across all 62 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Direct Answer

Pueblo is the more affordable choice between Sedona and Pueblo, with a 54% lower overall cost index. Pueblo has the recurring monthly cost edge at roughly $3,412/mo, while Sedona has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$3,412/mo

Pueblo is ahead on recurring modeled costs, or about $40,944/yr.

Category wins
11-51

Sedona wins 11 total categories; Pueblo wins 51. Salary categories are judged by higher pay.

Income gap
$17K

ACS median household income differs by about $17,074 between the two cities.

Rent gap
$366/mo

ACS median gross rent is separated by about $366/mo.

Overall Cost of Living Comparison

CategorySedonaPuebloDifference
OverallDAPueblo +20pts
HousingFA+Pueblo +28pts
FoodDAPueblo +17pts
HealthcareCAPueblo +12pts
TransportationDB+Pueblo +15pts
UtilitiesDB+Pueblo +14pts

Rent, Food, and Utility Differences

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Housing

165
Sedona
Pueblo saves 53%
77
Pueblo

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

116
Sedona
Pueblo saves 21%
92
Pueblo

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

134
Sedona
Pueblo saves 38%
83
Pueblo

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

125
Sedona
Pueblo saves 27%
91
Pueblo

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

125
Sedona
Pueblo saves 30%
88
Pueblo

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

136
Sedona
Pueblo saves 33%
91
Pueblo

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementPueblo saves $5,940
Sedona
$13,202
Pueblo
$7,262
Start a RestaurantPueblo saves $198,759
Sedona
$669,931
Pueblo
$471,172
Cost of LivingPueblo saves $1,274
Sedona
$4,708
Pueblo
$3,434
Rent PricesPueblo saves $366
Sedona
$1,448
Pueblo
$1,082
Car InsurancePueblo saves $499
Sedona
$2,865
Pueblo
$2,366
Software Developer Salary (higher = better)Sedona pays $78,303 more
Sedona
$175,697
Pueblo
$97,394

Cost of Living

Sedona: 0Pueblo: 7
CategorySedonaPuebloDiffWinner
Cost of Living$4,708$3,43427%Pueblo (lower cost)
Rent Prices$1,448$1,08225%Pueblo (lower cost)
Grocery Costs$495$30638%Pueblo (lower cost)
Utility Costs$296$24019%Pueblo (lower cost)
Transportation Costs$585$39133%Pueblo (lower cost)
Childcare Costs$2,619$1,49843%Pueblo (lower cost)
Gym Membership$87$5537%Pueblo (lower cost)

Home Services

Sedona: 0Pueblo: 17
CategorySedonaPuebloDiffWinner
Roof Replacement$13,202$7,26245%Pueblo (lower cost)
HVAC Installation$10,768$7,18933%Pueblo (lower cost)
Plumbing Services$545$24854%Pueblo (lower cost)
Electrical Work$444$32227%Pueblo (lower cost)
Kitchen Remodel$54,683$20,36463%Pueblo (lower cost)
Bathroom Remodel$17,343$8,95048%Pueblo (lower cost)
House Painting$7,342$4,07544%Pueblo (lower cost)
Flooring Installation$4,512$3,51922%Pueblo (lower cost)
Landscaping$4,487$2,95434%Pueblo (lower cost)
Fence Installation$4,787$3,88919%Pueblo (lower cost)
Window Replacement$10,391$6,25540%Pueblo (lower cost)
Solar Panel Installation$36,569$24,93832%Pueblo (lower cost)
Water Heater Replacement$2,999$1,72942%Pueblo (lower cost)
Deck Building$19,494$11,25342%Pueblo (lower cost)
Pool Installation$81,913$36,61955%Pueblo (lower cost)
Tree Removal$1,694$1,11534%Pueblo (lower cost)
Garage Door Repair$477$36124%Pueblo (lower cost)

Business Startup Costs

Sedona: 0Pueblo: 12
CategorySedonaPuebloDiffWinner
Start a Restaurant$669,931$471,17230%Pueblo (lower cost)
Start a Coffee Shop$273,600$163,04940%Pueblo (lower cost)
Start a Food Truck$200,532$130,22535%Pueblo (lower cost)
Start a Gym$427,763$219,68449%Pueblo (lower cost)
Start a Daycare$80,080$47,38041%Pueblo (lower cost)
Start a Hair Salon$414,756$176,06158%Pueblo (lower cost)
Start a Laundromat$471,275$293,91338%Pueblo (lower cost)
Start a Bakery$159,206$77,41751%Pueblo (lower cost)
Start a Bar$778,800$297,09762%Pueblo (lower cost)
Start a Cleaning Business$17,373$11,71133%Pueblo (lower cost)
Start an Airbnb$44,764$27,59738%Pueblo (lower cost)
Start a Trucking Business$221,025$103,46053%Pueblo (lower cost)

Insurance

Sedona: 1Pueblo: 8
CategorySedonaPuebloDiffWinner
Car Insurance$2,865$2,36617%Pueblo (lower cost)
Home Insurance$2,851$2,00430%Pueblo (lower cost)
Health Insurance$536$5716%Sedona (lower cost)
Business Insurance$1,762$1,38322%Pueblo (lower cost)
Life Insurance$73$5426%Pueblo (lower cost)
Renters Insurance$34$2429%Pueblo (lower cost)
Pet Insurance$67$4631%Pueblo (lower cost)
Dental Insurance$44$3227%Pueblo (lower cost)
Motorcycle Insurance$794$41548%Pueblo (lower cost)

Salaries & Jobs

Sedona: 10Pueblo: 0
CategorySedonaPuebloDiffWinner
Software Developer Salary$175,697/yr$97,394/yr45%Sedona (higher pay)
Registered Nurse Salary$96,338/yr$75,784/yr21%Sedona (higher pay)
Teacher Salary$68,242/yr$42,328/yr38%Sedona (higher pay)
Electrician Salary$92,157/yr$60,072/yr35%Sedona (higher pay)
Plumber Salary$78,960/yr$56,109/yr29%Sedona (higher pay)
Accountant Salary$93,683/yr$83,655/yr11%Sedona (higher pay)
Physical Therapist Salary$136,191/yr$63,665/yr53%Sedona (higher pay)
Police Officer Salary$94,234/yr$53,356/yr43%Sedona (higher pay)
Dentist Salary$262,170/yr$180,496/yr31%Sedona (higher pay)
Real Estate Agent Salary$110,438/yr$84,843/yr23%Sedona (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Pueblo

If your salary doesn't depend on location, Pueblo's 54% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Sedona

Sedona's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

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Family with Kids

โ†’ Pueblo

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Pueblo's 54% advantage compounds across every budget category.

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Small Business Owner

โ†’ Pueblo

Lower operating costs in Pueblo mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Pueblo

On a fixed income, every percentage point matters. Pueblo's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Pueblo is 54% more affordable overall

Pueblo has the lower overall cost index and wins 51 non-salary cost categories.Sedona has the stronger salary edge across 10 salary categories, so wages are shown separately from affordability.

Sedona
140
Pueblo
86

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Sedona and Pueblo.
  2. Do not mix salary and affordability: use Sedona for pay leverage and Pueblo for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Sedona, AZ
Pop: 10K | Index: 140
View all costs โ†’
Pueblo, CO
Pop: 112K | Index: 86
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Is Sedona or Pueblo more affordable in 2026?

Pueblo is 54% more affordable than Sedona overall. Pueblo wins 51 out of 62 cost categories. However, Sedona may offer higher salaries in certain industries that can offset higher living costs.

What is the cost of living index for Sedona vs Pueblo?

Sedona's cost of living index is 140; Pueblo's is 86. A score of 100 represents the national average. Sedona is above average; Pueblo is below average. These figures are derived from BLS and Census data.

How do housing costs compare between Sedona and Pueblo?

Housing is typically the biggest cost difference between these cities. Sedona (index: 140) and Pueblo (index: 86) differ by 54% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Pueblo is the clear winner. The 54% cost advantage means more of your paycheck goes to savings or discretionary spending. Sedona makes more sense if your employer adjusts pay upward for that market.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Sedona ACS median rent: $1,448/moPueblo ACS median rent: $1,082/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsSedona costs โ†’Pueblo costs โ†’