Seattle vs Yakima: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

WA
Seattle
172
Cost Index
Pop: 737KIncome: $97K
VS
84% diff
WA
Yakima
88
Cost Index
Pop: 97KIncome: $42K
More Affordable
Yakima
Seattle Wins
5/38
Yakima Wins
33/38
Net Advantage
Seattle saves ~$17,337/mo

Every year, thousands of Americans weigh Seattle against Yakima. Here's what they should know: Yakima is 84% cheaper overall, but Seattle offers higher wages that can offset the premium in certain career fields. We've broken down the comparison across all 38 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Overall Cost of Living Comparison

CategorySeattleYakimaDifference
OverallFAYakima +36pts
HousingFAYakima +59pts
FoodFAYakima +30pts
HealthcareDB+Yakima +24pts
TransportationFAYakima +32pts
UtilitiesDBYakima +24pts

Rent, Food, and Utility Differences

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Housing

218
Seattle
Yakima saves 63%
80
Yakima

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

112
Seattle
Yakima saves 12%
98
Yakima

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

147
Seattle
Yakima saves 42%
85
Yakima

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

154
Seattle
Yakima saves 44%
87
Yakima

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

111
Seattle
Yakima saves 10%
100
Yakima

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

195
Seattle
Yakima saves 58%
82
Yakima

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementYakima saves $7,565
Seattle
$16,258
Yakima
$8,693
Start a RestaurantYakima saves $440,994
Seattle
$949,744
Yakima
$508,750
Cost of LivingYakima saves $2,462
Seattle
$6,553
Yakima
$4,091
Rent PricesYakima saves $2,484
Seattle
$3,712
Yakima
$1,228
Car InsuranceYakima saves $844
Seattle
$2,954
Yakima
$2,110
Software Developer Salary (higher = better)Seattle pays $117,546 more
Seattle
$220,886
Yakima
$103,340

Cost of Living

Seattle: 0Yakima: 5
CategorySeattleYakimaDiffWinner
Cost of Living$6,553$4,09138%Yakima (lower cost)
Rent Prices$3,712$1,22867%Yakima (lower cost)
Grocery Costs$568$49413%Yakima (lower cost)
Utility Costs$420$24542%Yakima (lower cost)
Transportation Costs$662$35347%Yakima (lower cost)

Home Services

Seattle: 0Yakima: 10
CategorySeattleYakimaDiffWinner
Roof Replacement$16,258$8,69347%Yakima (lower cost)
HVAC Installation$14,295$6,76053%Yakima (lower cost)
Plumbing Services$529$34036%Yakima (lower cost)
Electrical Work$680$30855%Yakima (lower cost)
Kitchen Remodel$65,411$27,80057%Yakima (lower cost)
Bathroom Remodel$25,338$11,91153%Yakima (lower cost)
House Painting$8,634$5,54636%Yakima (lower cost)
Flooring Installation$4,870$2,17355%Yakima (lower cost)
Landscaping$5,556$3,50437%Yakima (lower cost)
Fence Installation$6,897$3,44550%Yakima (lower cost)

Business Startup Costs

Seattle: 0Yakima: 10
CategorySeattleYakimaDiffWinner
Start a Restaurant$949,744$508,75046%Yakima (lower cost)
Start a Coffee Shop$390,697$129,61867%Yakima (lower cost)
Start a Food Truck$217,919$115,95747%Yakima (lower cost)
Start a Gym$516,918$185,15864%Yakima (lower cost)
Start a Daycare$101,497$47,69153%Yakima (lower cost)
Start a Hair Salon$553,879$310,47744%Yakima (lower cost)
Start a Laundromat$632,800$336,17547%Yakima (lower cost)
Start a Bakery$198,225$91,47154%Yakima (lower cost)
Start a Bar$861,312$519,88840%Yakima (lower cost)
Start a Cleaning Business$25,929$16,06338%Yakima (lower cost)

Insurance

Seattle: 0Yakima: 4
CategorySeattleYakimaDiffWinner
Car Insurance$2,954$2,11029%Yakima (lower cost)
Home Insurance$3,064$2,35623%Yakima (lower cost)
Health Insurance$768$42345%Yakima (lower cost)
Business Insurance$2,307$1,30943%Yakima (lower cost)

Salaries & Jobs

Seattle: 5Yakima: 0
CategorySeattleYakimaDiffWinner
Software Developer Salary$220,886/yr$103,340/yr53%Seattle (higher pay)
Registered Nurse Salary$126,855/yr$63,383/yr50%Seattle (higher pay)
Teacher Salary$92,673/yr$49,063/yr47%Seattle (higher pay)
Electrician Salary$91,550/yr$69,388/yr24%Seattle (higher pay)
Plumber Salary$100,218/yr$70,032/yr30%Seattle (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Yakima

If your salary doesn't depend on location, Yakima's 84% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Seattle

Seattle's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

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Family with Kids

โ†’ Yakima

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Yakima's 84% advantage compounds across every budget category.

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Small Business Owner

โ†’ Yakima

Lower operating costs in Yakima mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Yakima

On a fixed income, every percentage point matters. Yakima's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Yakima is 84% more affordable overall

Yakima wins 33 out of 38 cost categories.Seattle has higher costs but wins 5 categories โ€” typically due to higher wages and urban demand.

Seattle
172
Yakima
88

Explore Each City

Seattle, WA
Pop: 737K | Index: 172
View all costs โ†’
Yakima, WA
Pop: 97K | Index: 88
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

How do housing costs compare between Seattle and Yakima?

Housing is typically the biggest cost difference between these cities. Seattle (index: 172) and Yakima (index: 88) differ by 84% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Yakima is the clear winner. The 84% cost advantage means more of your paycheck goes to savings or discretionary spending. Seattle makes more sense if your employer adjusts pay upward for that market.

What is the cost of living index for Seattle vs Yakima?

Seattle's cost of living index is 172; Yakima's is 88. A score of 100 represents the national average. Seattle is above average; Yakima is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Seattle's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $97K (Seattle) vs $42K (Yakima).

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsSeattle costs โ†’Yakima costs โ†’