Savannah vs North Charleston: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

GA
Savannah
92
Cost Index
Pop: 148KIncome: $44K
VS
8% diff
SC
North Charleston
100
Cost Index
Pop: 115KIncome: $46K
More Affordable
Savannah
Savannah Wins
27/38
North Charleston Wins
11/38
Net Advantage
Savannah saves ~$2,592/mo

Savannah (index: 92) vs North Charleston (index: 100) โ€” a 8% gap that plays out differently depending on what you earn, where you work, and how you spend. This isn't just a table of numbers. We've analyzed which city works better for renters, homeowners, families, remote workers, and small business owners.

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Overall Cost of Living Comparison

CategorySavannahNorth CharlestonDifference
OverallB+BTie
HousingB+BTie
FoodB+BTie
HealthcareABTie
TransportationB+C+Savannah +1pts
UtilitiesB+C+Savannah +1pts

Rent, Food, and Utility Differences

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Housing

98
Savannah
North Charleston saves 7%
91
North Charleston

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

89
Savannah
Savannah saves 19%
106
North Charleston

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

95
Savannah
Savannah saves 4%
99
North Charleston

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

97
Savannah
North Charleston saves 1%
96
North Charleston

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

96
Savannah
Savannah saves 2%
98
North Charleston

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

93
Savannah
Savannah saves 5%
98
North Charleston

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementSavannah saves $631
Savannah
$8,178
North Charleston
$8,809
Start a RestaurantSavannah saves $35,382
Savannah
$477,300
North Charleston
$512,682
Cost of LivingSavannah saves $156
Savannah
$4,171
North Charleston
$4,327
Rent PricesSavannah saves $332
Savannah
$1,479
North Charleston
$1,811
Car InsuranceSavannah saves $668
Savannah
$1,931
North Charleston
$2,599
Software Developer Salary (higher = better)Savannah pays $5,038 more
Savannah
$117,706
North Charleston
$112,668

Cost of Living

Savannah: 4North Charleston: 1
CategorySavannahNorth CharlestonDiffWinner
Cost of Living$4,171$4,3274%Savannah (lower cost)
Rent Prices$1,479$1,81118%Savannah (lower cost)
Grocery Costs$405$52022%Savannah (lower cost)
Utility Costs$238$21510%North Charleston (lower cost)
Transportation Costs$283$37525%Savannah (lower cost)

Home Services

Savannah: 8North Charleston: 2
CategorySavannahNorth CharlestonDiffWinner
Roof Replacement$8,178$8,8097%Savannah (lower cost)
HVAC Installation$6,084$6,2162%Savannah (lower cost)
Plumbing Services$282$23816%North Charleston (lower cost)
Electrical Work$301$3103%Savannah (lower cost)
Kitchen Remodel$25,991$26,3631%Savannah (lower cost)
Bathroom Remodel$11,088$13,81620%Savannah (lower cost)
House Painting$5,306$5,5424%Savannah (lower cost)
Flooring Installation$2,128$3,39437%Savannah (lower cost)
Landscaping$2,899$3,35113%Savannah (lower cost)
Fence Installation$4,218$4,0135%North Charleston (lower cost)

Business Startup Costs

Savannah: 5North Charleston: 5
CategorySavannahNorth CharlestonDiffWinner
Start a Restaurant$477,300$512,6827%Savannah (lower cost)
Start a Coffee Shop$174,667$159,9808%North Charleston (lower cost)
Start a Food Truck$128,169$94,34426%North Charleston (lower cost)
Start a Gym$287,430$212,16326%North Charleston (lower cost)
Start a Daycare$51,392$60,41815%Savannah (lower cost)
Start a Hair Salon$191,951$295,47235%Savannah (lower cost)
Start a Laundromat$275,625$339,85019%Savannah (lower cost)
Start a Bakery$76,320$90,74716%Savannah (lower cost)
Start a Bar$508,512$449,28012%North Charleston (lower cost)
Start a Cleaning Business$16,649$12,73324%North Charleston (lower cost)

Insurance

Savannah: 3North Charleston: 1
CategorySavannahNorth CharlestonDiffWinner
Car Insurance$1,931$2,59926%Savannah (lower cost)
Home Insurance$2,804$2,8170%Savannah (lower cost)
Health Insurance$559$47216%North Charleston (lower cost)
Business Insurance$1,538$1,6074%Savannah (lower cost)

Salaries & Jobs

Savannah: 3North Charleston: 2
CategorySavannahNorth CharlestonDiffWinner
Software Developer Salary$117,706/yr$112,668/yr4%Savannah (higher pay)
Registered Nurse Salary$79,005/yr$76,725/yr3%Savannah (higher pay)
Teacher Salary$45,868/yr$45,967/yr0%North Charleston (higher pay)
Electrician Salary$67,082/yr$45,563/yr32%Savannah (higher pay)
Plumber Salary$58,428/yr$64,800/yr10%North Charleston (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Savannah

If your salary doesn't depend on location, Savannah's 8% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Savannah

Both cities are moderately priced, but Savannah's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Savannah

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Savannah's 8% advantage compounds across every budget category.

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Small Business Owner

โ†’ Savannah

Lower operating costs in Savannah mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Savannah

On a fixed income, every percentage point matters. Savannah's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Savannah is 8% more affordable overall

Savannah wins 27 out of 38 cost categories.North Charleston has higher costs but wins 11 categories.

Savannah
92
North Charleston
100

Explore Each City

Savannah, GA
Pop: 148K | Index: 92
View all costs โ†’
North Charleston, SC
Pop: 115K | Index: 100
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city is better for remote workers?

For remote workers earning a location-independent salary, Savannah is the clear winner. The 8% cost advantage means more of your paycheck goes to savings or discretionary spending. North Charleston makes more sense if your employer adjusts pay upward for that market.

Should I move from North Charleston to Savannah?

If your income stays the same or comparable, moving from North Charleston to Savannah gives you 8% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $44K (Savannah) vs $46K (North Charleston).

Is Savannah or North Charleston more affordable in 2026?

Savannah is 8% more affordable than North Charleston overall. Savannah wins 27 out of 38 cost categories. However, North Charleston may offer higher salaries in certain industries that can offset higher living costs.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsSavannah costs โ†’North Charleston costs โ†’