Reading vs Allentown: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

PA
Reading
86
Cost Index
Pop: 95KIncome: $30K
VS
10% diff
PA
Allentown
96
Cost Index
Pop: 126KIncome: $40K
More Affordable
Reading
Reading Wins
23/38
Allentown Wins
15/38
Net Advantage
Reading saves ~$220/mo

The Reading vs Allentown debate comes down to more than just price tags. While Reading offers lower costs across most categories (10% cheaper overall), Allentown brings advantages in job market depth and earning potential. We've analyzed cost data across every category in our database to give you the complete picture โ€” including who actually benefits from each city's strengths.

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Overall Cost of Living Comparison

CategoryReadingAllentownDifference
OverallABTie
HousingA+BTie
FoodB+B+Tie
HealthcareB+B+Tie
TransportationABTie
UtilitiesABTie

Rent, Food, and Utility Differences

๐Ÿ 

Housing

76
Reading
Reading saves 34%
102
Allentown

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

96
Reading
Allentown saves 4%
92
Allentown

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

๐Ÿฅ

Healthcare

97
Reading
Allentown saves 8%
89
Allentown

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

88
Reading
Reading saves 10%
97
Allentown

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

95
Reading
Allentown saves 3%
92
Allentown

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

90
Reading
Even
90
Allentown

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementReading saves $3,098
Reading
$6,695
Allentown
$9,793
Start a RestaurantReading saves $120,481
Reading
$373,007
Allentown
$493,488
Cost of LivingReading saves $1,470
Reading
$3,473
Allentown
$4,943
Rent PricesReading saves $534
Reading
$1,580
Allentown
$2,114
Car InsuranceAllentown saves $12
Reading
$1,692
Allentown
$1,680
Software Developer Salary (higher = better)Allentown pays $32,505 more
Reading
$97,807
Allentown
$130,312

Cost of Living

Reading: 4Allentown: 1
CategoryReadingAllentownDiffWinner
Cost of Living$3,473$4,94330%Reading (lower cost)
Rent Prices$1,580$2,11425%Reading (lower cost)
Grocery Costs$326$47131%Reading (lower cost)
Utility Costs$251$2356%Allentown (lower cost)
Transportation Costs$293$40427%Reading (lower cost)

Home Services

Reading: 8Allentown: 2
CategoryReadingAllentownDiffWinner
Roof Replacement$6,695$9,79332%Reading (lower cost)
HVAC Installation$6,074$7,84823%Reading (lower cost)
Plumbing Services$330$23728%Allentown (lower cost)
Electrical Work$339$37911%Reading (lower cost)
Kitchen Remodel$26,057$30,03213%Reading (lower cost)
Bathroom Remodel$12,710$14,34411%Reading (lower cost)
House Painting$4,299$6,17630%Reading (lower cost)
Flooring Installation$3,101$2,9345%Allentown (lower cost)
Landscaping$3,684$3,6920%Reading (lower cost)
Fence Installation$3,944$4,0873%Reading (lower cost)

Business Startup Costs

Reading: 7Allentown: 3
CategoryReadingAllentownDiffWinner
Start a Restaurant$373,007$493,48824%Reading (lower cost)
Start a Coffee Shop$178,391$183,5213%Reading (lower cost)
Start a Food Truck$103,694$106,6323%Reading (lower cost)
Start a Gym$261,415$254,2653%Allentown (lower cost)
Start a Daycare$35,349$46,15623%Reading (lower cost)
Start a Hair Salon$253,406$244,5553%Allentown (lower cost)
Start a Laundromat$302,575$363,65017%Reading (lower cost)
Start a Bakery$80,750$106,52824%Reading (lower cost)
Start a Bar$437,856$430,6562%Allentown (lower cost)
Start a Cleaning Business$12,827$16,54622%Reading (lower cost)

Insurance

Reading: 1Allentown: 3
CategoryReadingAllentownDiffWinner
Car Insurance$1,692$1,6801%Allentown (lower cost)
Home Insurance$1,908$2,21514%Reading (lower cost)
Health Insurance$611$5726%Allentown (lower cost)
Business Insurance$1,895$1,7786%Allentown (lower cost)

Salaries & Jobs

Reading: 2Allentown: 3
CategoryReadingAllentownDiffWinner
Software Developer Salary$97,807/yr$130,312/yr25%Allentown (higher pay)
Registered Nurse Salary$72,428/yr$86,190/yr16%Allentown (higher pay)
Teacher Salary$64,424/yr$44,817/yr30%Reading (higher pay)
Electrician Salary$71,463/yr$80,275/yr11%Allentown (higher pay)
Plumber Salary$59,304/yr$48,264/yr19%Reading (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Reading

If your salary doesn't depend on location, Reading's 10% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Reading

Both cities are moderately priced, but Reading's lower costs help you build savings earlier in your career when compound growth matters most.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Reading

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Reading's 10% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Reading

Lower operating costs in Reading mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Reading

On a fixed income, every percentage point matters. Reading's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Reading is 10% more affordable overall

Reading wins 23 out of 38 cost categories.Allentown has higher costs but wins 15 categories.

Reading
86
Allentown
96

Explore Each City

Reading, PA
Pop: 95K | Index: 86
View all costs โ†’
Allentown, PA
Pop: 126K | Index: 96
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

How do housing costs compare between Reading and Allentown?

Housing is typically the biggest cost difference between these cities. Reading (index: 86) and Allentown (index: 96) differ by 10% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Reading is the clear winner. The 10% cost advantage means more of your paycheck goes to savings or discretionary spending. Allentown makes more sense if your employer adjusts pay upward for that market.

What is the cost of living index for Reading vs Allentown?

Reading's cost of living index is 86; Allentown's is 96. A score of 100 represents the national average. Reading is below average; Allentown is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $30K (Reading) vs $40K (Allentown).

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsReading costs โ†’Allentown costs โ†’