Portsmouth vs Augusta: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

NH
Portsmouth
128
Cost Index
Pop: 23KIncome: $106K
VS
32% diff
ME
Augusta
96
Cost Index
Pop: 19KIncome: $48K
More Affordable
Augusta
Portsmouth Wins
12/62
Augusta Wins
50/62
Monthly Cost Advantage
Augusta saves ~$3,732/mo
recurring costs only, ~$44,784/yr

Every year, thousands of Americans weigh Portsmouth against Augusta. Here's what they should know: Augusta is 32% cheaper overall, but Portsmouth offers higher wages that can offset the premium in certain career fields. We've broken down the comparison across all 62 cost categories we track โ€” with a verdict for different types of movers at the bottom.

Share:XFLRWE
Direct Answer

Augusta is the more affordable choice between Portsmouth and Augusta, with a 32% lower overall cost index. Augusta has the recurring monthly cost edge at roughly $3,732/mo, while Portsmouth has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$3,732/mo

Augusta is ahead on recurring modeled costs, or about $44,784/yr.

Category wins
12-50

Portsmouth wins 12 total categories; Augusta wins 50. Salary categories are judged by higher pay.

Income gap
$58K

ACS median household income differs by about $58,240 between the two cities.

Rent gap
$950/mo

ACS median gross rent is separated by about $950/mo.

Overall Cost of Living Comparison

CategoryPortsmouthAugustaDifference
OverallDBAugusta +14pts
HousingDB+Augusta +20pts
FoodCBAugusta +10pts
HealthcareCBAugusta +9pts
TransportationCBAugusta +10pts
UtilitiesCBAugusta +9pts

Rent, Food, and Utility Differences

๐Ÿ 

Housing

146
Portsmouth
Augusta saves 39%
89
Augusta

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

110
Portsmouth
Augusta saves 9%
100
Augusta

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

๐Ÿฅ

Healthcare

107
Portsmouth
Augusta saves 2%
105
Augusta

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

125
Portsmouth
Augusta saves 25%
94
Augusta

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

119
Portsmouth
Augusta saves 21%
94
Augusta

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

128
Portsmouth
Augusta saves 23%
98
Augusta

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementAugusta saves $3,758
Portsmouth
$13,945
Augusta
$10,187
Start a RestaurantAugusta saves $159,678
Portsmouth
$615,935
Augusta
$456,257
Cost of LivingAugusta saves $1,488
Portsmouth
$4,927
Augusta
$3,439
Rent PricesAugusta saves $950
Portsmouth
$1,869
Augusta
$919
Car InsuranceAugusta saves $165
Portsmouth
$2,619
Augusta
$2,454
Software Developer Salary (higher = better)Portsmouth pays $63,365 more
Portsmouth
$167,387
Augusta
$104,022

Cost of Living

Portsmouth: 0Augusta: 7
CategoryPortsmouthAugustaDiffWinner
Cost of Living$4,927$3,43930%Augusta (lower cost)
Rent Prices$1,869$91951%Augusta (lower cost)
Grocery Costs$525$37728%Augusta (lower cost)
Utility Costs$285$2821%Augusta (lower cost)
Transportation Costs$586$40431%Augusta (lower cost)
Childcare Costs$2,186$1,33039%Augusta (lower cost)
Gym Membership$72$4340%Augusta (lower cost)

Home Services

Portsmouth: 1Augusta: 16
CategoryPortsmouthAugustaDiffWinner
Roof Replacement$13,945$10,18727%Augusta (lower cost)
HVAC Installation$9,843$5,56144%Augusta (lower cost)
Plumbing Services$413$31324%Augusta (lower cost)
Electrical Work$422$4414%Portsmouth (lower cost)
Kitchen Remodel$45,298$31,90730%Augusta (lower cost)
Bathroom Remodel$20,608$13,80433%Augusta (lower cost)
House Painting$6,006$4,97417%Augusta (lower cost)
Flooring Installation$4,308$3,23425%Augusta (lower cost)
Landscaping$5,029$2,97141%Augusta (lower cost)
Fence Installation$4,956$3,79323%Augusta (lower cost)
Window Replacement$12,404$8,77129%Augusta (lower cost)
Solar Panel Installation$31,738$28,68210%Augusta (lower cost)
Water Heater Replacement$3,397$2,07739%Augusta (lower cost)
Deck Building$15,316$12,02521%Augusta (lower cost)
Pool Installation$63,866$56,24112%Augusta (lower cost)
Tree Removal$1,756$1,16134%Augusta (lower cost)
Garage Door Repair$483$35626%Augusta (lower cost)

Business Startup Costs

Portsmouth: 0Augusta: 12
CategoryPortsmouthAugustaDiffWinner
Start a Restaurant$615,935$456,25726%Augusta (lower cost)
Start a Coffee Shop$285,181$201,76129%Augusta (lower cost)
Start a Food Truck$154,925$96,56938%Augusta (lower cost)
Start a Gym$307,739$260,31515%Augusta (lower cost)
Start a Daycare$70,200$55,12121%Augusta (lower cost)
Start a Hair Salon$387,682$260,57233%Augusta (lower cost)
Start a Laundromat$504,263$391,82522%Augusta (lower cost)
Start a Bakery$125,885$94,97825%Augusta (lower cost)
Start a Bar$754,969$463,29639%Augusta (lower cost)
Start a Cleaning Business$20,531$16,29021%Augusta (lower cost)
Start an Airbnb$34,485$28,53917%Augusta (lower cost)
Start a Trucking Business$186,200$148,92620%Augusta (lower cost)

Insurance

Portsmouth: 0Augusta: 9
CategoryPortsmouthAugustaDiffWinner
Car Insurance$2,619$2,4546%Augusta (lower cost)
Home Insurance$2,191$2,0964%Augusta (lower cost)
Health Insurance$786$54531%Augusta (lower cost)
Business Insurance$2,219$1,91914%Augusta (lower cost)
Life Insurance$72$5524%Augusta (lower cost)
Renters Insurance$37$355%Augusta (lower cost)
Pet Insurance$67$5518%Augusta (lower cost)
Dental Insurance$51$3531%Augusta (lower cost)
Motorcycle Insurance$636$56311%Augusta (lower cost)

Salaries & Jobs

Portsmouth: 10Augusta: 0
CategoryPortsmouthAugustaDiffWinner
Software Developer Salary$167,387/yr$104,022/yr38%Portsmouth (higher pay)
Registered Nurse Salary$90,439/yr$68,715/yr24%Portsmouth (higher pay)
Teacher Salary$77,237/yr$46,742/yr39%Portsmouth (higher pay)
Electrician Salary$75,935/yr$60,307/yr21%Portsmouth (higher pay)
Plumber Salary$75,837/yr$51,444/yr32%Portsmouth (higher pay)
Accountant Salary$93,415/yr$60,150/yr36%Portsmouth (higher pay)
Physical Therapist Salary$114,538/yr$93,351/yr18%Portsmouth (higher pay)
Police Officer Salary$98,822/yr$56,579/yr43%Portsmouth (higher pay)
Dentist Salary$223,336/yr$200,610/yr10%Portsmouth (higher pay)
Real Estate Agent Salary$92,361/yr$74,555/yr19%Portsmouth (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Augusta

If your salary doesn't depend on location, Augusta's 32% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Portsmouth

Portsmouth's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Augusta

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Augusta's 32% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Augusta

Lower operating costs in Augusta mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Augusta

On a fixed income, every percentage point matters. Augusta's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Augusta is 32% more affordable overall

Augusta has the lower overall cost index and wins 50 non-salary cost categories.Portsmouth has the stronger salary edge across 10 salary categories, so wages are shown separately from affordability.

Portsmouth
128
Augusta
96

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Portsmouth and Augusta.
  2. Do not mix salary and affordability: use Portsmouth for pay leverage and Augusta for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Portsmouth, NH
Pop: 23K | Index: 128
View all costs โ†’
Augusta, ME
Pop: 19K | Index: 96
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Stay Ahead of Cost Changes

Free monthly brief: the biggest cost shifts across US cities. Rent moves, insurance rate changes, salary trends โ€” data you can act on.

Free monthly cost alerts. Unsubscribe anytime. We never share your email.

Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Portsmouth's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $76K (Portsmouth) vs $42K (Augusta).

Is Portsmouth or Augusta more affordable in 2026?

Augusta is 32% more affordable than Portsmouth overall. Augusta wins 50 out of 62 cost categories. However, Portsmouth may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Portsmouth to Augusta?

If your income stays the same or comparable, moving from Portsmouth to Augusta gives you 32% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Portsmouth and Augusta?

Housing is typically the biggest cost difference between these cities. Portsmouth (index: 128) and Augusta (index: 96) differ by 32% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Portsmouth ACS median rent: $1,869/moAugusta ACS median rent: $919/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsPortsmouth costs โ†’Augusta costs โ†’