Portsmouth vs Augusta: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

NH
Portsmouth
128
Cost Index
Pop: 22KIncome: $76K
VS
32% diff
ME
Augusta
96
Cost Index
Pop: 19KIncome: $42K
More Affordable
Augusta
Portsmouth Wins
7/38
Augusta Wins
31/38
Net Advantage
Portsmouth saves ~$9,983/mo

Every year, thousands of Americans weigh Portsmouth against Augusta. Here's what they should know: Augusta is 32% cheaper overall, but Portsmouth offers higher wages that can offset the premium in certain career fields. We've broken down the comparison across all 38 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Overall Cost of Living Comparison

CategoryPortsmouthAugustaDifference
OverallDBAugusta +14pts
HousingDB+Augusta +20pts
FoodCBAugusta +10pts
HealthcareCBAugusta +9pts
TransportationCBAugusta +10pts
UtilitiesCBAugusta +9pts

Rent, Food, and Utility Differences

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Housing

146
Portsmouth
Augusta saves 39%
89
Augusta

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

110
Portsmouth
Augusta saves 9%
100
Augusta

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

107
Portsmouth
Augusta saves 2%
105
Augusta

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

125
Portsmouth
Augusta saves 25%
94
Augusta

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

119
Portsmouth
Augusta saves 21%
94
Augusta

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

128
Portsmouth
Augusta saves 23%
98
Augusta

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementAugusta saves $3,758
Portsmouth
$13,945
Augusta
$10,187
Start a RestaurantAugusta saves $159,678
Portsmouth
$615,935
Augusta
$456,257
Cost of LivingAugusta saves $1,615
Portsmouth
$4,678
Augusta
$3,063
Rent PricesAugusta saves $968
Portsmouth
$2,556
Augusta
$1,588
Car InsuranceAugusta saves $165
Portsmouth
$2,619
Augusta
$2,454
Software Developer Salary (higher = better)Portsmouth pays $63,365 more
Portsmouth
$167,387
Augusta
$104,022

Cost of Living

Portsmouth: 0Augusta: 5
CategoryPortsmouthAugustaDiffWinner
Cost of Living$4,678$3,06335%Augusta (lower cost)
Rent Prices$2,556$1,58838%Augusta (lower cost)
Grocery Costs$525$37728%Augusta (lower cost)
Utility Costs$285$2821%Augusta (lower cost)
Transportation Costs$586$40431%Augusta (lower cost)

Home Services

Portsmouth: 1Augusta: 9
CategoryPortsmouthAugustaDiffWinner
Roof Replacement$13,945$10,18727%Augusta (lower cost)
HVAC Installation$9,843$5,56144%Augusta (lower cost)
Plumbing Services$413$31324%Augusta (lower cost)
Electrical Work$422$4414%Portsmouth (lower cost)
Kitchen Remodel$45,298$31,90730%Augusta (lower cost)
Bathroom Remodel$20,608$13,80433%Augusta (lower cost)
House Painting$6,006$4,97417%Augusta (lower cost)
Flooring Installation$4,308$3,23425%Augusta (lower cost)
Landscaping$5,029$2,97141%Augusta (lower cost)
Fence Installation$4,956$3,79323%Augusta (lower cost)

Business Startup Costs

Portsmouth: 0Augusta: 10
CategoryPortsmouthAugustaDiffWinner
Start a Restaurant$615,935$456,25726%Augusta (lower cost)
Start a Coffee Shop$285,181$201,76129%Augusta (lower cost)
Start a Food Truck$154,925$96,56938%Augusta (lower cost)
Start a Gym$307,739$260,31515%Augusta (lower cost)
Start a Daycare$70,200$55,12121%Augusta (lower cost)
Start a Hair Salon$387,682$260,57233%Augusta (lower cost)
Start a Laundromat$504,263$391,82522%Augusta (lower cost)
Start a Bakery$125,885$94,97825%Augusta (lower cost)
Start a Bar$754,969$463,29639%Augusta (lower cost)
Start a Cleaning Business$20,531$16,29021%Augusta (lower cost)

Insurance

Portsmouth: 0Augusta: 4
CategoryPortsmouthAugustaDiffWinner
Car Insurance$2,619$2,4546%Augusta (lower cost)
Home Insurance$2,191$2,0964%Augusta (lower cost)
Health Insurance$786$54531%Augusta (lower cost)
Business Insurance$2,219$1,91914%Augusta (lower cost)

Salaries & Jobs

Portsmouth: 5Augusta: 0
CategoryPortsmouthAugustaDiffWinner
Software Developer Salary$167,387/yr$104,022/yr38%Portsmouth (higher pay)
Registered Nurse Salary$90,439/yr$68,715/yr24%Portsmouth (higher pay)
Teacher Salary$77,237/yr$46,742/yr39%Portsmouth (higher pay)
Electrician Salary$75,935/yr$60,307/yr21%Portsmouth (higher pay)
Plumber Salary$75,837/yr$51,444/yr32%Portsmouth (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Augusta

If your salary doesn't depend on location, Augusta's 32% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Portsmouth

Portsmouth's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

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Family with Kids

โ†’ Augusta

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Augusta's 32% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Augusta

Lower operating costs in Augusta mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Augusta

On a fixed income, every percentage point matters. Augusta's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Augusta is 32% more affordable overall

Augusta wins 31 out of 38 cost categories.Portsmouth has higher costs but wins 7 categories โ€” typically due to higher wages and urban demand.

Portsmouth
128
Augusta
96

Explore Each City

Portsmouth, NH
Pop: 22K | Index: 128
View all costs โ†’
Augusta, ME
Pop: 19K | Index: 96
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Portsmouth's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $76K (Portsmouth) vs $42K (Augusta).

Is Portsmouth or Augusta more affordable in 2026?

Augusta is 32% more affordable than Portsmouth overall. Augusta wins 31 out of 38 cost categories. However, Portsmouth may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Portsmouth to Augusta?

If your income stays the same or comparable, moving from Portsmouth to Augusta gives you 32% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Portsmouth and Augusta?

Housing is typically the biggest cost difference between these cities. Portsmouth (index: 128) and Augusta (index: 96) differ by 32% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsPortsmouth costs โ†’Augusta costs โ†’