Oshkosh vs Green Bay: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

WI
Oshkosh
84
Cost Index
Pop: 67KIncome: $62K
VS
4% diff
WI
Green Bay
88
Cost Index
Pop: 106KIncome: $66K
More Affordable
Oshkosh
Oshkosh Wins
32/62
Green Bay Wins
30/62
Monthly Cost Advantage
Green Bay saves ~$215/mo
recurring costs only, ~$2,580/yr

Every year, thousands of Americans weigh Oshkosh against Green Bay. Here's what they should know: Oshkosh is 4% cheaper overall, but Green Bay has its own cost advantages in specific categories. We've broken down the comparison across all 62 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Direct Answer

Oshkosh is the more affordable choice between Oshkosh and Green Bay, with a 4% lower overall cost index. Green Bay has the recurring monthly cost edge at roughly $215/mo, while Green Bay has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$215/mo

Green Bay is ahead on recurring modeled costs, or about $2,580/yr.

Category wins
32-30

Oshkosh wins 32 total categories; Green Bay wins 30. Salary categories are judged by higher pay.

Income gap
$4K

ACS median household income differs by about $4,018 between the two cities.

Rent gap
$3/mo

ACS median gross rent is separated by about $3/mo.

Overall Cost of Living Comparison

CategoryOshkoshGreen BayDifference
OverallAATie
HousingAATie
FoodB+B+Tie
HealthcareB+ATie
TransportationB+B+Tie
UtilitiesB+ATie

Rent, Food, and Utility Differences

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Housing

77
Oshkosh
Oshkosh saves 14%
88
Green Bay

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

83
Oshkosh
Oshkosh saves 18%
98
Green Bay

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

86
Oshkosh
Oshkosh saves 8%
93
Green Bay

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

86
Oshkosh
Oshkosh saves 6%
91
Green Bay

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

86
Oshkosh
Oshkosh saves 9%
94
Green Bay

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

89
Oshkosh
Green Bay saves 9%
81
Green Bay

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementOshkosh saves $1,035
Oshkosh
$5,094
Green Bay
$6,129
Start a RestaurantOshkosh saves $347
Oshkosh
$342,597
Green Bay
$342,944
Cost of LivingOshkosh saves $64
Oshkosh
$3,253
Green Bay
$3,317
Rent PricesGreen Bay saves $3
Oshkosh
$935
Green Bay
$932
Car InsuranceOshkosh saves $223
Oshkosh
$1,907
Green Bay
$2,130
Software Developer Salary (higher = better)Green Bay pays $15,494 more
Oshkosh
$81,136
Green Bay
$96,630

Cost of Living

Oshkosh: 3Green Bay: 4
CategoryOshkoshGreen BayDiffWinner
Cost of Living$3,253$3,3172%Oshkosh (lower cost)
Rent Prices$935$9320%Green Bay (lower cost)
Grocery Costs$403$3864%Green Bay (lower cost)
Utility Costs$212$28526%Oshkosh (lower cost)
Transportation Costs$337$30410%Green Bay (lower cost)
Childcare Costs$1,712$1,40118%Green Bay (lower cost)
Gym Membership$49$5816%Oshkosh (lower cost)

Home Services

Oshkosh: 10Green Bay: 7
CategoryOshkoshGreen BayDiffWinner
Roof Replacement$5,094$6,12917%Oshkosh (lower cost)
HVAC Installation$5,625$5,1439%Green Bay (lower cost)
Plumbing Services$205$1974%Green Bay (lower cost)
Electrical Work$219$35138%Oshkosh (lower cost)
Kitchen Remodel$28,252$21,48524%Green Bay (lower cost)
Bathroom Remodel$6,947$8,25116%Oshkosh (lower cost)
House Painting$3,023$4,66935%Oshkosh (lower cost)
Flooring Installation$3,106$2,8159%Green Bay (lower cost)
Landscaping$1,917$2,96535%Oshkosh (lower cost)
Fence Installation$3,328$2,59622%Green Bay (lower cost)
Window Replacement$6,022$8,25227%Oshkosh (lower cost)
Solar Panel Installation$16,925$26,66937%Oshkosh (lower cost)
Water Heater Replacement$1,900$1,7995%Green Bay (lower cost)
Deck Building$12,710$7,22543%Green Bay (lower cost)
Pool Installation$45,912$47,9984%Oshkosh (lower cost)
Tree Removal$853$9187%Oshkosh (lower cost)
Garage Door Repair$303$33710%Oshkosh (lower cost)

Business Startup Costs

Oshkosh: 5Green Bay: 7
CategoryOshkoshGreen BayDiffWinner
Start a Restaurant$342,597$342,9440%Oshkosh (lower cost)
Start a Coffee Shop$161,187$132,18318%Green Bay (lower cost)
Start a Food Truck$96,713$94,3322%Green Bay (lower cost)
Start a Gym$207,116$211,5582%Oshkosh (lower cost)
Start a Daycare$59,678$44,14326%Green Bay (lower cost)
Start a Hair Salon$194,298$236,15318%Oshkosh (lower cost)
Start a Laundromat$308,263$268,27513%Green Bay (lower cost)
Start a Bakery$87,329$62,43929%Green Bay (lower cost)
Start a Bar$432,025$283,96834%Green Bay (lower cost)
Start a Cleaning Business$11,362$16,84833%Oshkosh (lower cost)
Start an Airbnb$25,479$26,0092%Oshkosh (lower cost)
Start a Trucking Business$127,750$93,48627%Green Bay (lower cost)

Insurance

Oshkosh: 5Green Bay: 4
CategoryOshkoshGreen BayDiffWinner
Car Insurance$1,907$2,13010%Oshkosh (lower cost)
Home Insurance$1,666$1,46112%Green Bay (lower cost)
Health Insurance$575$38433%Green Bay (lower cost)
Business Insurance$1,767$1,9017%Oshkosh (lower cost)
Life Insurance$38$4516%Oshkosh (lower cost)
Renters Insurance$23$3023%Oshkosh (lower cost)
Pet Insurance$50$4118%Green Bay (lower cost)
Dental Insurance$33$323%Green Bay (lower cost)
Motorcycle Insurance$474$53612%Oshkosh (lower cost)

Salaries & Jobs

Oshkosh: 4Green Bay: 6
CategoryOshkoshGreen BayDiffWinner
Software Developer Salary$81,136/yr$96,630/yr16%Green Bay (higher pay)
Registered Nurse Salary$45,116/yr$60,720/yr26%Green Bay (higher pay)
Teacher Salary$55,545/yr$49,256/yr11%Oshkosh (higher pay)
Electrician Salary$42,272/yr$47,575/yr11%Green Bay (higher pay)
Plumber Salary$55,041/yr$63,882/yr14%Green Bay (higher pay)
Accountant Salary$64,851/yr$51,784/yr20%Oshkosh (higher pay)
Physical Therapist Salary$51,255/yr$62,921/yr19%Green Bay (higher pay)
Police Officer Salary$55,642/yr$39,465/yr29%Oshkosh (higher pay)
Dentist Salary$122,806/yr$132,300/yr7%Green Bay (higher pay)
Real Estate Agent Salary$72,482/yr$51,499/yr29%Oshkosh (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Oshkosh

If your salary doesn't depend on location, Oshkosh's 4% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Oshkosh

Both cities are moderately priced, but Oshkosh's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Oshkosh

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Oshkosh's 4% advantage compounds across every budget category.

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Small Business Owner

โ†’ Oshkosh

Lower operating costs in Oshkosh mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Oshkosh

On a fixed income, every percentage point matters. Oshkosh's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Oshkosh is 4% more affordable overall

Oshkosh has the lower overall cost index and wins 28 non-salary cost categories.Green Bay has the stronger salary edge across 6 salary categories, so wages are shown separately from affordability.

Oshkosh
84
Green Bay
88

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Oshkosh and Green Bay.
  2. Do not mix salary and affordability: use Green Bay for pay leverage and Green Bay for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Oshkosh, WI
Pop: 67K | Index: 84
View all costs โ†’
Green Bay, WI
Pop: 106K | Index: 88
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

What is the cost of living index for Oshkosh vs Green Bay?

Oshkosh's cost of living index is 84; Green Bay's is 88. A score of 100 represents the national average. Oshkosh is below average; Green Bay is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $47K (Oshkosh) vs $47K (Green Bay).

Which city is better for remote workers?

For remote workers earning a location-independent salary, Oshkosh is the clear winner. The 4% cost advantage means more of your paycheck goes to savings or discretionary spending. Green Bay makes more sense if your employer adjusts pay upward for that market.

Should I move from Green Bay to Oshkosh?

If your income stays the same or comparable, moving from Green Bay to Oshkosh gives you 4% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Oshkosh ACS median rent: $935/moGreen Bay ACS median rent: $932/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsOshkosh costs โ†’Green Bay costs โ†’