Ontario vs Brownsville: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

CA
Ontario
118
Cost Index
Pop: 175KIncome: $63K
VS
38% diff
TX
Brownsville
80
Cost Index
Pop: 187KIncome: $34K
More Affordable
Brownsville
Ontario Wins
6/38
Brownsville Wins
32/38
Net Advantage
Ontario saves ~$9,646/mo

Ontario and Brownsville attract different kinds of residents, but people weighing one against the other is surprisingly common. Our data shows Brownsville is the more affordable option by 38%, though Ontario often compensates with higher wages in key industries. Below, we compare every major cost category so you can decide based on your own priorities โ€” not someone else's spreadsheet.

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Overall Cost of Living Comparison

CategoryOntarioBrownsvilleDifference
OverallCA+Brownsville +9pts
HousingDA+Brownsville +13pts
FoodCA+Brownsville +8pts
HealthcareC+ABrownsville +5pts
TransportationCA+Brownsville +8pts
UtilitiesCABrownsville +9pts

Rent, Food, and Utility Differences

๐Ÿ 

Housing

135
Ontario
Brownsville saves 50%
68
Brownsville

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

102
Ontario
Brownsville saves 11%
91
Brownsville

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

113
Ontario
Brownsville saves 26%
84
Brownsville

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

118
Ontario
Brownsville saves 32%
80
Brownsville

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

118
Ontario
Brownsville saves 31%
81
Brownsville

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

113
Ontario
Brownsville saves 27%
83
Brownsville

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementBrownsville saves $4,871
Ontario
$10,721
Brownsville
$5,850
Start a RestaurantBrownsville saves $217,144
Ontario
$571,304
Brownsville
$354,160
Cost of LivingBrownsville saves $1,871
Ontario
$4,908
Brownsville
$3,037
Rent PricesBrownsville saves $1,018
Ontario
$2,300
Brownsville
$1,282
Car InsuranceBrownsville saves $71
Ontario
$1,867
Brownsville
$1,796
Software Developer Salary (higher = better)Ontario pays $53,537 more
Ontario
$141,922
Brownsville
$88,385

Cost of Living

Ontario: 0Brownsville: 5
CategoryOntarioBrownsvilleDiffWinner
Cost of Living$4,908$3,03738%Brownsville (lower cost)
Rent Prices$2,300$1,28244%Brownsville (lower cost)
Grocery Costs$452$31929%Brownsville (lower cost)
Utility Costs$300$19037%Brownsville (lower cost)
Transportation Costs$453$35222%Brownsville (lower cost)

Home Services

Ontario: 0Brownsville: 10
CategoryOntarioBrownsvilleDiffWinner
Roof Replacement$10,721$5,85045%Brownsville (lower cost)
HVAC Installation$8,638$5,15540%Brownsville (lower cost)
Plumbing Services$393$21645%Brownsville (lower cost)
Electrical Work$436$31727%Brownsville (lower cost)
Kitchen Remodel$40,617$16,50059%Brownsville (lower cost)
Bathroom Remodel$16,165$6,63659%Brownsville (lower cost)
House Painting$6,808$3,82844%Brownsville (lower cost)
Flooring Installation$3,832$2,19843%Brownsville (lower cost)
Landscaping$3,314$2,69419%Brownsville (lower cost)
Fence Installation$4,581$3,01134%Brownsville (lower cost)

Business Startup Costs

Ontario: 0Brownsville: 10
CategoryOntarioBrownsvilleDiffWinner
Start a Restaurant$571,304$354,16038%Brownsville (lower cost)
Start a Coffee Shop$211,176$174,27817%Brownsville (lower cost)
Start a Food Truck$144,613$113,87521%Brownsville (lower cost)
Start a Gym$357,377$203,98243%Brownsville (lower cost)
Start a Daycare$57,549$44,04223%Brownsville (lower cost)
Start a Hair Salon$331,060$176,25847%Brownsville (lower cost)
Start a Laundromat$475,388$286,56340%Brownsville (lower cost)
Start a Bakery$139,482$78,33044%Brownsville (lower cost)
Start a Bar$622,249$266,52157%Brownsville (lower cost)
Start a Cleaning Business$20,355$15,54424%Brownsville (lower cost)

Insurance

Ontario: 1Brownsville: 3
CategoryOntarioBrownsvilleDiffWinner
Car Insurance$1,867$1,7964%Brownsville (lower cost)
Home Insurance$1,965$2,27714%Ontario (lower cost)
Health Insurance$593$39933%Brownsville (lower cost)
Business Insurance$2,236$1,85717%Brownsville (lower cost)

Salaries & Jobs

Ontario: 5Brownsville: 0
CategoryOntarioBrownsvilleDiffWinner
Software Developer Salary$141,922/yr$88,385/yr38%Ontario (higher pay)
Registered Nurse Salary$76,001/yr$62,606/yr18%Ontario (higher pay)
Teacher Salary$67,364/yr$55,330/yr18%Ontario (higher pay)
Electrician Salary$70,466/yr$40,235/yr43%Ontario (higher pay)
Plumber Salary$84,087/yr$38,386/yr54%Ontario (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Brownsville

If your salary doesn't depend on location, Brownsville's 38% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Ontario

Ontario's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Brownsville

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Brownsville's 38% advantage compounds across every budget category.

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Small Business Owner

โ†’ Brownsville

Lower operating costs in Brownsville mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Brownsville

On a fixed income, every percentage point matters. Brownsville's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Brownsville is 38% more affordable overall

Brownsville wins 32 out of 38 cost categories.Ontario has higher costs but wins 6 categories โ€” typically due to higher wages and urban demand.

Ontario
118
Brownsville
80

Explore Each City

Ontario, CA
Pop: 175K | Index: 118
View all costs โ†’
Brownsville, TX
Pop: 187K | Index: 80
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Should I move from Ontario to Brownsville?

If your income stays the same or comparable, moving from Ontario to Brownsville gives you 38% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Ontario and Brownsville?

Housing is typically the biggest cost difference between these cities. Ontario (index: 118) and Brownsville (index: 80) differ by 38% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Is Ontario or Brownsville more affordable in 2026?

Brownsville is 38% more affordable than Ontario overall. Brownsville wins 32 out of 38 cost categories. However, Ontario may offer higher salaries in certain industries that can offset higher living costs.

What is the cost of living index for Ontario vs Brownsville?

Ontario's cost of living index is 118; Brownsville's is 80. A score of 100 represents the national average. Ontario is above average; Brownsville is below average. These figures are derived from BLS and Census data.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsOntario costs โ†’Brownsville costs โ†’