Moreno Valley vs Brownsville: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

CA
Moreno Valley
118
Cost Index
Pop: 212KIncome: $63K
VS
38% diff
TX
Brownsville
80
Cost Index
Pop: 187KIncome: $34K
More Affordable
Brownsville
Moreno Valley Wins
5/38
Brownsville Wins
33/38
Net Advantage
Moreno Valley saves ~$9,741/mo

Moreno Valley (index: 118) vs Brownsville (index: 80) โ€” a 38% gap that plays out differently depending on what you earn, where you work, and how you spend. This isn't just a table of numbers. We've analyzed which city works better for renters, homeowners, families, remote workers, and small business owners.

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Overall Cost of Living Comparison

CategoryMoreno ValleyBrownsvilleDifference
OverallCA+Brownsville +9pts
HousingCA+Brownsville +11pts
FoodCA+Brownsville +6pts
HealthcareCABrownsville +7pts
TransportationCA+Brownsville +7pts
UtilitiesCABrownsville +8pts

Rent, Food, and Utility Differences

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Housing

120
Moreno Valley
Brownsville saves 35%
78
Brownsville

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

111
Moreno Valley
Brownsville saves 23%
86
Brownsville

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

119
Moreno Valley
Brownsville saves 33%
80
Brownsville

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

117
Moreno Valley
Brownsville saves 31%
81
Brownsville

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

100
Moreno Valley
Brownsville saves 7%
93
Brownsville

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

110
Moreno Valley
Brownsville saves 22%
86
Brownsville

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementBrownsville saves $3,748
Moreno Valley
$9,598
Brownsville
$5,850
Start a RestaurantBrownsville saves $147,884
Moreno Valley
$502,044
Brownsville
$354,160
Cost of LivingBrownsville saves $1,482
Moreno Valley
$4,519
Brownsville
$3,037
Rent PricesBrownsville saves $1,150
Moreno Valley
$2,432
Brownsville
$1,282
Car InsuranceBrownsville saves $649
Moreno Valley
$2,445
Brownsville
$1,796
Software Developer Salary (higher = better)Moreno Valley pays $71,330 more
Moreno Valley
$159,715
Brownsville
$88,385

Cost of Living

Moreno Valley: 0Brownsville: 5
CategoryMoreno ValleyBrownsvilleDiffWinner
Cost of Living$4,519$3,03733%Brownsville (lower cost)
Rent Prices$2,432$1,28247%Brownsville (lower cost)
Grocery Costs$493$31935%Brownsville (lower cost)
Utility Costs$277$19031%Brownsville (lower cost)
Transportation Costs$531$35234%Brownsville (lower cost)

Home Services

Moreno Valley: 0Brownsville: 10
CategoryMoreno ValleyBrownsvilleDiffWinner
Roof Replacement$9,598$5,85039%Brownsville (lower cost)
HVAC Installation$9,172$5,15544%Brownsville (lower cost)
Plumbing Services$357$21639%Brownsville (lower cost)
Electrical Work$404$31722%Brownsville (lower cost)
Kitchen Remodel$37,475$16,50056%Brownsville (lower cost)
Bathroom Remodel$15,682$6,63658%Brownsville (lower cost)
House Painting$6,322$3,82839%Brownsville (lower cost)
Flooring Installation$3,304$2,19833%Brownsville (lower cost)
Landscaping$3,781$2,69429%Brownsville (lower cost)
Fence Installation$3,993$3,01125%Brownsville (lower cost)

Business Startup Costs

Moreno Valley: 0Brownsville: 10
CategoryMoreno ValleyBrownsvilleDiffWinner
Start a Restaurant$502,044$354,16029%Brownsville (lower cost)
Start a Coffee Shop$221,863$174,27821%Brownsville (lower cost)
Start a Food Truck$152,332$113,87525%Brownsville (lower cost)
Start a Gym$345,345$203,98241%Brownsville (lower cost)
Start a Daycare$73,788$44,04240%Brownsville (lower cost)
Start a Hair Salon$320,874$176,25845%Brownsville (lower cost)
Start a Laundromat$442,225$286,56335%Brownsville (lower cost)
Start a Bakery$127,381$78,33039%Brownsville (lower cost)
Start a Bar$691,248$266,52161%Brownsville (lower cost)
Start a Cleaning Business$20,096$15,54423%Brownsville (lower cost)

Insurance

Moreno Valley: 1Brownsville: 3
CategoryMoreno ValleyBrownsvilleDiffWinner
Car Insurance$2,445$1,79627%Brownsville (lower cost)
Home Insurance$2,646$2,27714%Brownsville (lower cost)
Health Insurance$627$39936%Brownsville (lower cost)
Business Insurance$1,652$1,85711%Moreno Valley (lower cost)

Salaries & Jobs

Moreno Valley: 4Brownsville: 1
CategoryMoreno ValleyBrownsvilleDiffWinner
Software Developer Salary$159,715/yr$88,385/yr45%Moreno Valley (higher pay)
Registered Nurse Salary$88,695/yr$62,606/yr29%Moreno Valley (higher pay)
Teacher Salary$51,703/yr$55,330/yr7%Brownsville (higher pay)
Electrician Salary$73,700/yr$40,235/yr45%Moreno Valley (higher pay)
Plumber Salary$65,922/yr$38,386/yr42%Moreno Valley (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Brownsville

If your salary doesn't depend on location, Brownsville's 38% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Moreno Valley

Moreno Valley's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

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Family with Kids

โ†’ Brownsville

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Brownsville's 38% advantage compounds across every budget category.

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Small Business Owner

โ†’ Brownsville

Lower operating costs in Brownsville mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Brownsville

On a fixed income, every percentage point matters. Brownsville's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Brownsville is 38% more affordable overall

Brownsville wins 33 out of 38 cost categories.Moreno Valley has higher costs but wins 5 categories โ€” typically due to higher wages and urban demand.

Moreno Valley
118
Brownsville
80

Explore Each City

Moreno Valley, CA
Pop: 212K | Index: 118
View all costs โ†’
Brownsville, TX
Pop: 187K | Index: 80
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Moreno Valley's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $63K (Moreno Valley) vs $34K (Brownsville).

Is Moreno Valley or Brownsville more affordable in 2026?

Brownsville is 38% more affordable than Moreno Valley overall. Brownsville wins 33 out of 38 cost categories. However, Moreno Valley may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Moreno Valley to Brownsville?

If your income stays the same or comparable, moving from Moreno Valley to Brownsville gives you 38% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Moreno Valley and Brownsville?

Housing is typically the biggest cost difference between these cities. Moreno Valley (index: 118) and Brownsville (index: 80) differ by 38% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsMoreno Valley costs โ†’Brownsville costs โ†’