Milwaukee vs Kenosha: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

WI
Milwaukee
91
Cost Index
Pop: 577KIncome: $43K
VS
1% diff
WI
Kenosha
92
Cost Index
Pop: 100KIncome: $52K
More Affordable
Milwaukee
Milwaukee Wins
19/38
Kenosha Wins
19/38
Net Advantage
Kenosha saves ~$263/mo

Milwaukee and Kenosha attract different kinds of residents, but people weighing one against the other is surprisingly common. Our data shows Milwaukee is the more affordable option by 1%, though Kenosha often compensates with higher wages in key industries. Below, we compare every major cost category so you can decide based on your own priorities โ€” not someone else's spreadsheet.

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Overall Cost of Living Comparison

CategoryMilwaukeeKenoshaDifference
OverallB+B+Tie
HousingB+ATie
FoodB+B+Tie
HealthcareAB+Tie
TransportationB+B+Tie
UtilitiesBBTie

Rent, Food, and Utility Differences

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Housing

83
Milwaukee
Milwaukee saves 14%
95
Kenosha

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

102
Milwaukee
Kenosha saves 15%
87
Kenosha

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

86
Milwaukee
Milwaukee saves 19%
102
Kenosha

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

101
Milwaukee
Kenosha saves 16%
85
Kenosha

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

89
Milwaukee
Milwaukee saves 11%
99
Kenosha

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

87
Milwaukee
Milwaukee saves 8%
94
Kenosha

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementKenosha saves $1,204
Milwaukee
$8,999
Kenosha
$7,795
Start a RestaurantKenosha saves $52,956
Milwaukee
$412,897
Kenosha
$359,941
Cost of LivingKenosha saves $825
Milwaukee
$4,225
Kenosha
$3,400
Rent PricesMilwaukee saves $6
Milwaukee
$1,812
Kenosha
$1,818
Car InsuranceMilwaukee saves $121
Milwaukee
$1,784
Kenosha
$1,905
Software Developer Salary (higher = better)Milwaukee pays $13,459 more
Milwaukee
$99,842
Kenosha
$86,383

Cost of Living

Milwaukee: 4Kenosha: 1
CategoryMilwaukeeKenoshaDiffWinner
Cost of Living$4,225$3,40020%Kenosha (lower cost)
Rent Prices$1,812$1,8180%Milwaukee (lower cost)
Grocery Costs$381$48221%Milwaukee (lower cost)
Utility Costs$192$28733%Milwaukee (lower cost)
Transportation Costs$364$41412%Milwaukee (lower cost)

Home Services

Milwaukee: 1Kenosha: 9
CategoryMilwaukeeKenoshaDiffWinner
Roof Replacement$8,999$7,79513%Kenosha (lower cost)
HVAC Installation$7,889$8,2544%Milwaukee (lower cost)
Plumbing Services$253$22611%Kenosha (lower cost)
Electrical Work$334$25025%Kenosha (lower cost)
Kitchen Remodel$23,597$21,10811%Kenosha (lower cost)
Bathroom Remodel$11,241$10,7075%Kenosha (lower cost)
House Painting$5,359$4,36319%Kenosha (lower cost)
Flooring Installation$2,534$2,26711%Kenosha (lower cost)
Landscaping$3,289$2,70018%Kenosha (lower cost)
Fence Installation$3,411$2,98013%Kenosha (lower cost)

Business Startup Costs

Milwaukee: 7Kenosha: 3
CategoryMilwaukeeKenoshaDiffWinner
Start a Restaurant$412,897$359,94113%Kenosha (lower cost)
Start a Coffee Shop$200,479$185,6407%Kenosha (lower cost)
Start a Food Truck$122,944$131,4506%Milwaukee (lower cost)
Start a Gym$255,915$256,4240%Milwaukee (lower cost)
Start a Daycare$45,235$50,16910%Milwaukee (lower cost)
Start a Hair Salon$296,610$295,7110%Kenosha (lower cost)
Start a Laundromat$271,775$320,51315%Milwaukee (lower cost)
Start a Bakery$94,899$95,7711%Milwaukee (lower cost)
Start a Bar$362,976$522,31331%Milwaukee (lower cost)
Start a Cleaning Business$13,799$15,34910%Milwaukee (lower cost)

Insurance

Milwaukee: 2Kenosha: 2
CategoryMilwaukeeKenoshaDiffWinner
Car Insurance$1,784$1,9056%Milwaukee (lower cost)
Home Insurance$2,349$2,1767%Kenosha (lower cost)
Health Insurance$689$6575%Kenosha (lower cost)
Business Insurance$1,557$1,79213%Milwaukee (lower cost)

Salaries & Jobs

Milwaukee: 2Kenosha: 3
CategoryMilwaukeeKenoshaDiffWinner
Software Developer Salary$99,842/yr$86,383/yr13%Milwaukee (higher pay)
Registered Nurse Salary$63,503/yr$66,911/yr5%Kenosha (higher pay)
Teacher Salary$43,318/yr$57,486/yr25%Kenosha (higher pay)
Electrician Salary$48,260/yr$56,753/yr15%Kenosha (higher pay)
Plumber Salary$64,329/yr$48,153/yr25%Milwaukee (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Milwaukee

If your salary doesn't depend on location, Milwaukee's 1% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Milwaukee

Both cities are moderately priced, but Milwaukee's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Milwaukee

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Milwaukee's 1% advantage compounds across every budget category.

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Small Business Owner

โ†’ Milwaukee

Lower operating costs in Milwaukee mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Milwaukee

On a fixed income, every percentage point matters. Milwaukee's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Milwaukee is 1% more affordable overall

Milwaukee wins 19 out of 38 cost categories.Kenosha has higher costs but wins 19 categories.

Milwaukee
91
Kenosha
92

Explore Each City

Milwaukee, WI
Pop: 577K | Index: 91
View all costs โ†’
Kenosha, WI
Pop: 100K | Index: 92
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Is Milwaukee or Kenosha more affordable in 2026?

Milwaukee is 1% more affordable than Kenosha overall. Milwaukee wins 19 out of 38 cost categories. However, Kenosha may offer higher salaries in certain industries that can offset higher living costs.

What is the cost of living index for Milwaukee vs Kenosha?

Milwaukee's cost of living index is 91; Kenosha's is 92. A score of 100 represents the national average. Milwaukee is below average; Kenosha is below average. These figures are derived from BLS and Census data.

How do housing costs compare between Milwaukee and Kenosha?

Housing is typically the biggest cost difference between these cities. Milwaukee (index: 91) and Kenosha (index: 92) differ by 1% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Milwaukee is the clear winner. The 1% cost advantage means more of your paycheck goes to savings or discretionary spending. Kenosha makes more sense if your employer adjusts pay upward for that market.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsMilwaukee costs โ†’Kenosha costs โ†’