Little Rock vs Fayetteville: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

AR
Little Rock
86
Cost Index
Pop: 203KIncome: $50K
VS
3% diff
AR
Fayetteville
89
Cost Index
Pop: 94KIncome: $49K
More Affordable
Little Rock
Little Rock Wins
19/38
Fayetteville Wins
19/38
Net Advantage
Little Rock saves ~$83/mo

Little Rock and Fayetteville attract different kinds of residents, but people weighing one against the other is surprisingly common. Our data shows Little Rock is the more affordable option by 3%, though Fayetteville often compensates with higher wages in key industries. Below, we compare every major cost category so you can decide based on your own priorities โ€” not someone else's spreadsheet.

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Overall Cost of Living Comparison

CategoryLittle RockFayettevilleDifference
OverallAB+Tie
HousingA+ATie
FoodAB+Tie
HealthcareAB+Tie
TransportationAB+Tie
UtilitiesB+ATie

Rent, Food, and Utility Differences

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Housing

82
Little Rock
Little Rock saves 6%
87
Fayetteville

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

86
Little Rock
Little Rock saves 14%
98
Fayetteville

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

96
Little Rock
Fayetteville saves 10%
86
Fayetteville

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

82
Little Rock
Little Rock saves 20%
98
Fayetteville

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

85
Little Rock
Little Rock saves 15%
98
Fayetteville

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

83
Little Rock
Little Rock saves 8%
90
Fayetteville

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementFayetteville saves $2,910
Little Rock
$7,912
Fayetteville
$5,002
Start a RestaurantLittle Rock saves $32,491
Little Rock
$448,163
Fayetteville
$480,654
Cost of LivingLittle Rock saves $1,418
Little Rock
$2,431
Fayetteville
$3,849
Rent PricesLittle Rock saves $38
Little Rock
$1,563
Fayetteville
$1,601
Car InsuranceFayetteville saves $913
Little Rock
$2,444
Fayetteville
$1,531
Software Developer Salary (higher = better)Fayetteville pays $13,827 more
Little Rock
$82,077
Fayetteville
$95,904

Cost of Living

Little Rock: 3Fayetteville: 2
CategoryLittle RockFayettevilleDiffWinner
Cost of Living$2,431$3,84937%Little Rock (lower cost)
Rent Prices$1,563$1,6012%Little Rock (lower cost)
Grocery Costs$386$43411%Little Rock (lower cost)
Utility Costs$237$21211%Fayetteville (lower cost)
Transportation Costs$349$25328%Fayetteville (lower cost)

Home Services

Little Rock: 5Fayetteville: 5
CategoryLittle RockFayettevilleDiffWinner
Roof Replacement$7,912$5,00237%Fayetteville (lower cost)
HVAC Installation$3,988$5,73830%Little Rock (lower cost)
Plumbing Services$241$26910%Little Rock (lower cost)
Electrical Work$324$3211%Fayetteville (lower cost)
Kitchen Remodel$26,747$23,59412%Fayetteville (lower cost)
Bathroom Remodel$6,600$9,10628%Little Rock (lower cost)
House Painting$3,102$3,50912%Little Rock (lower cost)
Flooring Installation$2,506$2,4283%Fayetteville (lower cost)
Landscaping$2,287$2,3643%Little Rock (lower cost)
Fence Installation$3,379$3,01011%Fayetteville (lower cost)

Business Startup Costs

Little Rock: 4Fayetteville: 6
CategoryLittle RockFayettevilleDiffWinner
Start a Restaurant$448,163$480,6547%Little Rock (lower cost)
Start a Coffee Shop$162,431$138,67215%Fayetteville (lower cost)
Start a Food Truck$124,007$87,36930%Fayetteville (lower cost)
Start a Gym$233,915$193,84817%Fayetteville (lower cost)
Start a Daycare$41,041$40,5111%Fayetteville (lower cost)
Start a Hair Salon$172,478$298,26842%Little Rock (lower cost)
Start a Laundromat$311,325$229,07526%Fayetteville (lower cost)
Start a Bakery$88,416$77,82612%Fayetteville (lower cost)
Start a Bar$389,856$411,5045%Little Rock (lower cost)
Start a Cleaning Business$14,019$17,17818%Little Rock (lower cost)

Insurance

Little Rock: 2Fayetteville: 2
CategoryLittle RockFayettevilleDiffWinner
Car Insurance$2,444$1,53137%Fayetteville (lower cost)
Home Insurance$1,881$1,7427%Fayetteville (lower cost)
Health Insurance$509$5345%Little Rock (lower cost)
Business Insurance$1,558$1,6847%Little Rock (lower cost)

Salaries & Jobs

Little Rock: 2Fayetteville: 3
CategoryLittle RockFayettevilleDiffWinner
Software Developer Salary$82,077/yr$95,904/yr14%Fayetteville (higher pay)
Registered Nurse Salary$73,140/yr$73,448/yr0%Fayetteville (higher pay)
Teacher Salary$40,389/yr$55,902/yr28%Fayetteville (higher pay)
Electrician Salary$54,432/yr$46,897/yr14%Little Rock (higher pay)
Plumber Salary$53,994/yr$46,581/yr14%Little Rock (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Little Rock

If your salary doesn't depend on location, Little Rock's 3% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Little Rock

Both cities are moderately priced, but Little Rock's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Little Rock

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Little Rock's 3% advantage compounds across every budget category.

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Small Business Owner

โ†’ Little Rock

Lower operating costs in Little Rock mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Little Rock

On a fixed income, every percentage point matters. Little Rock's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Little Rock is 3% more affordable overall

Little Rock wins 19 out of 38 cost categories.Fayetteville has higher costs but wins 19 categories.

Little Rock
86
Fayetteville
89

Explore Each City

Little Rock, AR
Pop: 203K | Index: 86
View all costs โ†’
Fayetteville, AR
Pop: 94K | Index: 89
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

How do housing costs compare between Little Rock and Fayetteville?

Housing is typically the biggest cost difference between these cities. Little Rock (index: 86) and Fayetteville (index: 89) differ by 3% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Little Rock is the clear winner. The 3% cost advantage means more of your paycheck goes to savings or discretionary spending. Fayetteville makes more sense if your employer adjusts pay upward for that market.

What is the cost of living index for Little Rock vs Fayetteville?

Little Rock's cost of living index is 86; Fayetteville's is 89. A score of 100 represents the national average. Little Rock is below average; Fayetteville is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $50K (Little Rock) vs $49K (Fayetteville).

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsLittle Rock costs โ†’Fayetteville costs โ†’