Laredo vs Brownsville: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

TX
Laredo
82
Cost Index
Pop: 258KIncome: $64K
VS
2% diff
TX
Brownsville
80
Cost Index
Pop: 189KIncome: $52K
More Affordable
Brownsville
Laredo Wins
32/62
Brownsville Wins
28/62
Monthly Cost Advantage
Laredo saves ~$13/mo
recurring costs only, ~$156/yr

Laredo (index: 82) vs Brownsville (index: 80) โ€” a 2% gap that plays out differently depending on what you earn, where you work, and how you spend. This isn't just a table of numbers. We've analyzed which city works better for renters, homeowners, families, remote workers, and small business owners.

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Direct Answer

Brownsville is the more affordable choice between Laredo and Brownsville, with a 2% lower overall cost index. Laredo has the recurring monthly cost edge at roughly $13/mo, while Laredo has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$13/mo

Laredo is ahead on recurring modeled costs, or about $156/yr.

Category wins
32-28

Laredo wins 32 total categories; Brownsville wins 28. Salary categories are judged by higher pay.

Income gap
$12K

ACS median household income differs by about $11,785 between the two cities.

Rent gap
$107/mo

ACS median gross rent is separated by about $107/mo.

Overall Cost of Living Comparison

CategoryLaredoBrownsvilleDifference
OverallAA+Tie
HousingA+A+Tie
FoodAA+Tie
HealthcareB+ATie
TransportationA+A+Tie
UtilitiesAATie

Rent, Food, and Utility Differences

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Housing

78
Laredo
Brownsville saves 5%
74
Brownsville

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

86
Laredo
Laredo saves 2%
88
Brownsville

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

79
Laredo
Laredo saves 16%
92
Brownsville

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

82
Laredo
Laredo saves 5%
86
Brownsville

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

86
Laredo
Laredo saves 1%
87
Brownsville

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

85
Laredo
Brownsville saves 13%
74
Brownsville

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementBrownsville saves $1,709
Laredo
$7,559
Brownsville
$5,850
Start a RestaurantLaredo saves $88,800
Laredo
$265,360
Brownsville
$354,160
Cost of LivingBrownsville saves $140
Laredo
$3,314
Brownsville
$3,174
Rent PricesBrownsville saves $107
Laredo
$1,030
Brownsville
$923
Car InsuranceBrownsville saves $43
Laredo
$1,839
Brownsville
$1,796
Software Developer Salary (higher = better)Brownsville pays $8,382 more
Laredo
$80,003
Brownsville
$88,385

Cost of Living

Laredo: 3Brownsville: 4
CategoryLaredoBrownsvilleDiffWinner
Cost of Living$3,314$3,1744%Brownsville (lower cost)
Rent Prices$1,030$92310%Brownsville (lower cost)
Grocery Costs$384$31917%Brownsville (lower cost)
Utility Costs$182$1904%Laredo (lower cost)
Transportation Costs$283$35220%Laredo (lower cost)
Childcare Costs$1,050$1,24215%Laredo (lower cost)
Gym Membership$58$4424%Brownsville (lower cost)

Home Services

Laredo: 9Brownsville: 8
CategoryLaredoBrownsvilleDiffWinner
Roof Replacement$7,559$5,85023%Brownsville (lower cost)
HVAC Installation$5,087$5,1551%Laredo (lower cost)
Plumbing Services$195$21610%Laredo (lower cost)
Electrical Work$334$3175%Brownsville (lower cost)
Kitchen Remodel$22,893$16,50028%Brownsville (lower cost)
Bathroom Remodel$9,942$6,63633%Brownsville (lower cost)
House Painting$2,896$3,82824%Laredo (lower cost)
Flooring Installation$1,985$2,19810%Laredo (lower cost)
Landscaping$1,789$2,69434%Laredo (lower cost)
Fence Installation$2,008$3,01133%Laredo (lower cost)
Window Replacement$5,123$6,39020%Laredo (lower cost)
Solar Panel Installation$17,363$15,07513%Brownsville (lower cost)
Water Heater Replacement$1,909$1,71210%Brownsville (lower cost)
Deck Building$11,022$7,79729%Brownsville (lower cost)
Pool Installation$28,875$45,75437%Laredo (lower cost)
Tree Removal$728$6609%Brownsville (lower cost)
Garage Door Repair$235$26311%Laredo (lower cost)

Business Startup Costs

Laredo: 7Brownsville: 5
CategoryLaredoBrownsvilleDiffWinner
Start a Restaurant$265,360$354,16025%Laredo (lower cost)
Start a Coffee Shop$113,535$174,27835%Laredo (lower cost)
Start a Food Truck$127,075$113,87510%Brownsville (lower cost)
Start a Gym$230,024$203,98211%Brownsville (lower cost)
Start a Daycare$32,458$44,04226%Laredo (lower cost)
Start a Hair Salon$161,955$176,2588%Laredo (lower cost)
Start a Laundromat$275,013$286,5634%Laredo (lower cost)
Start a Bakery$83,066$78,3306%Brownsville (lower cost)
Start a Bar$380,953$266,52130%Brownsville (lower cost)
Start a Cleaning Business$14,605$15,5446%Laredo (lower cost)
Start an Airbnb$20,075$22,75712%Laredo (lower cost)
Start a Trucking Business$83,300$77,7707%Brownsville (lower cost)

Insurance

Laredo: 4Brownsville: 3
CategoryLaredoBrownsvilleDiffWinner
Car Insurance$1,839$1,7962%Brownsville (lower cost)
Home Insurance$1,834$2,27719%Laredo (lower cost)
Health Insurance$485$39918%Brownsville (lower cost)
Business Insurance$1,414$1,85724%Laredo (lower cost)
Life Insurance$40$4918%Laredo (lower cost)
Renters Insurance$28$280%โ€”
Pet Insurance$58$580%โ€”
Dental Insurance$30$287%Brownsville (lower cost)
Motorcycle Insurance$471$54213%Laredo (lower cost)

Salaries & Jobs

Laredo: 5Brownsville: 5
CategoryLaredoBrownsvilleDiffWinner
Software Developer Salary$80,003/yr$88,385/yr9%Brownsville (higher pay)
Registered Nurse Salary$61,174/yr$62,606/yr2%Brownsville (higher pay)
Teacher Salary$44,451/yr$55,330/yr20%Brownsville (higher pay)
Electrician Salary$48,785/yr$40,235/yr18%Laredo (higher pay)
Plumber Salary$51,873/yr$38,386/yr26%Laredo (higher pay)
Accountant Salary$53,840/yr$47,941/yr11%Laredo (higher pay)
Physical Therapist Salary$50,533/yr$59,458/yr15%Brownsville (higher pay)
Police Officer Salary$45,164/yr$34,925/yr23%Laredo (higher pay)
Dentist Salary$119,116/yr$119,836/yr1%Brownsville (higher pay)
Real Estate Agent Salary$54,812/yr$43,691/yr20%Laredo (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Brownsville

If your salary doesn't depend on location, Brownsville's 2% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Brownsville

Both cities are moderately priced, but Brownsville's lower costs help you build savings earlier in your career when compound growth matters most.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Brownsville

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Brownsville's 2% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Brownsville

Lower operating costs in Brownsville mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Brownsville

On a fixed income, every percentage point matters. Brownsville's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Brownsville is 2% more affordable overall

Brownsville has the lower overall cost index and wins 23 non-salary cost categories.Laredo has the stronger salary edge across 5 salary categories, so wages are shown separately from affordability.

Laredo
82
Brownsville
80

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Laredo and Brownsville.
  2. Do not mix salary and affordability: use Laredo for pay leverage and Laredo for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Laredo, TX
Pop: 258K | Index: 82
View all costs โ†’
Brownsville, TX
Pop: 189K | Index: 80
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city is better for remote workers?

For remote workers earning a location-independent salary, Brownsville is the clear winner. The 2% cost advantage means more of your paycheck goes to savings or discretionary spending. Laredo makes more sense if your employer adjusts pay upward for that market.

Should I move from Laredo to Brownsville?

If your income stays the same or comparable, moving from Laredo to Brownsville gives you 2% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $42K (Laredo) vs $34K (Brownsville).

Is Laredo or Brownsville more affordable in 2026?

Brownsville is 2% more affordable than Laredo overall. Brownsville wins 28 out of 62 cost categories. However, Laredo may offer higher salaries in certain industries that can offset higher living costs.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Laredo ACS median rent: $1,030/moBrownsville ACS median rent: $923/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsLaredo costs โ†’Brownsville costs โ†’