Lafayette vs Beaumont: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

LA
Lafayette
86
Cost Index
Pop: 121KIncome: $47K
VS
4% diff
TX
Beaumont
82
Cost Index
Pop: 115KIncome: $43K
More Affordable
Beaumont
Lafayette Wins
12/38
Beaumont Wins
26/38
Net Advantage
Beaumont saves ~$2,809/mo

The Lafayette vs Beaumont debate comes down to more than just price tags. While Beaumont offers lower costs across most categories (4% cheaper overall), Lafayette brings advantages in job market depth and earning potential. We've analyzed cost data across every category in our database to give you the complete picture โ€” including who actually benefits from each city's strengths.

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Overall Cost of Living Comparison

CategoryLafayetteBeaumontDifference
OverallAATie
HousingA+A+Tie
FoodB+ATie
HealthcareAB+Tie
TransportationAA+Tie
UtilitiesAATie

Rent, Food, and Utility Differences

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Housing

90
Lafayette
Beaumont saves 22%
70
Beaumont

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

94
Lafayette
Beaumont saves 10%
85
Beaumont

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

85
Lafayette
Lafayette saves 7%
91
Beaumont

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

94
Lafayette
Beaumont saves 15%
80
Beaumont

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

83
Lafayette
Lafayette saves 13%
94
Beaumont

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

92
Lafayette
Beaumont saves 20%
74
Beaumont

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementBeaumont saves $2,687
Lafayette
$8,019
Beaumont
$5,332
Start a RestaurantLafayette saves $18,731
Lafayette
$331,729
Beaumont
$350,460
Cost of LivingBeaumont saves $834
Lafayette
$4,120
Beaumont
$3,286
Rent PricesBeaumont saves $32
Lafayette
$1,452
Beaumont
$1,420
Car InsuranceBeaumont saves $162
Lafayette
$1,804
Beaumont
$1,642
Software Developer Salary (higher = better)Lafayette pays $3,696 more
Lafayette
$96,184
Beaumont
$92,488

Cost of Living

Lafayette: 0Beaumont: 5
CategoryLafayetteBeaumontDiffWinner
Cost of Living$4,120$3,28620%Beaumont (lower cost)
Rent Prices$1,452$1,4202%Beaumont (lower cost)
Grocery Costs$458$4423%Beaumont (lower cost)
Utility Costs$233$2282%Beaumont (lower cost)
Transportation Costs$358$25030%Beaumont (lower cost)

Home Services

Lafayette: 2Beaumont: 8
CategoryLafayetteBeaumontDiffWinner
Roof Replacement$8,019$5,33234%Beaumont (lower cost)
HVAC Installation$5,992$5,8013%Beaumont (lower cost)
Plumbing Services$241$2295%Beaumont (lower cost)
Electrical Work$273$20126%Beaumont (lower cost)
Kitchen Remodel$23,904$27,12312%Lafayette (lower cost)
Bathroom Remodel$8,578$7,11617%Beaumont (lower cost)
House Painting$3,213$3,3855%Lafayette (lower cost)
Flooring Installation$2,250$1,65027%Beaumont (lower cost)
Landscaping$3,005$2,13229%Beaumont (lower cost)
Fence Installation$3,144$2,65715%Beaumont (lower cost)

Business Startup Costs

Lafayette: 6Beaumont: 4
CategoryLafayetteBeaumontDiffWinner
Start a Restaurant$331,729$350,4605%Lafayette (lower cost)
Start a Coffee Shop$163,714$157,1404%Beaumont (lower cost)
Start a Food Truck$92,538$76,63817%Beaumont (lower cost)
Start a Gym$173,897$207,47416%Lafayette (lower cost)
Start a Daycare$36,902$45,19118%Lafayette (lower cost)
Start a Hair Salon$203,458$240,21315%Lafayette (lower cost)
Start a Laundromat$333,813$210,61337%Beaumont (lower cost)
Start a Bakery$105,767$75,61129%Beaumont (lower cost)
Start a Bar$375,097$431,59213%Lafayette (lower cost)
Start a Cleaning Business$12,647$13,4216%Lafayette (lower cost)

Insurance

Lafayette: 1Beaumont: 3
CategoryLafayetteBeaumontDiffWinner
Car Insurance$1,804$1,6429%Beaumont (lower cost)
Home Insurance$1,931$1,7688%Beaumont (lower cost)
Health Insurance$577$63810%Lafayette (lower cost)
Business Insurance$1,998$1,57221%Beaumont (lower cost)

Salaries & Jobs

Lafayette: 3Beaumont: 2
CategoryLafayetteBeaumontDiffWinner
Software Developer Salary$96,184/yr$92,488/yr4%Lafayette (higher pay)
Registered Nurse Salary$50,284/yr$69,574/yr28%Beaumont (higher pay)
Teacher Salary$46,701/yr$56,716/yr18%Beaumont (higher pay)
Electrician Salary$45,166/yr$42,035/yr7%Lafayette (higher pay)
Plumber Salary$52,659/yr$51,273/yr3%Lafayette (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Beaumont

If your salary doesn't depend on location, Beaumont's 4% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Beaumont

Both cities are moderately priced, but Beaumont's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Beaumont

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Beaumont's 4% advantage compounds across every budget category.

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Small Business Owner

โ†’ Beaumont

Lower operating costs in Beaumont mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Beaumont

On a fixed income, every percentage point matters. Beaumont's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Beaumont is 4% more affordable overall

Beaumont wins 26 out of 38 cost categories.Lafayette has higher costs but wins 12 categories.

Lafayette
86
Beaumont
82

Explore Each City

Lafayette, LA
Pop: 121K | Index: 86
View all costs โ†’
Beaumont, TX
Pop: 115K | Index: 82
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

How do housing costs compare between Lafayette and Beaumont?

Housing is typically the biggest cost difference between these cities. Lafayette (index: 86) and Beaumont (index: 82) differ by 4% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Beaumont is the clear winner. The 4% cost advantage means more of your paycheck goes to savings or discretionary spending. Lafayette makes more sense if your employer adjusts pay upward for that market.

What is the cost of living index for Lafayette vs Beaumont?

Lafayette's cost of living index is 86; Beaumont's is 82. A score of 100 represents the national average. Lafayette is below average; Beaumont is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $47K (Lafayette) vs $43K (Beaumont).

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsLafayette costs โ†’Beaumont costs โ†’