Kenosha vs Racine: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

WI
Kenosha
92
Cost Index
Pop: 100KIncome: $52K
VS
6% diff
WI
Racine
86
Cost Index
Pop: 78KIncome: $42K
More Affordable
Racine
Kenosha Wins
14/38
Racine Wins
24/38
Net Advantage
Racine saves ~$244/mo

Kenosha (index: 92) vs Racine (index: 86) โ€” a 6% gap that plays out differently depending on what you earn, where you work, and how you spend. This isn't just a table of numbers. We've analyzed which city works better for renters, homeowners, families, remote workers, and small business owners.

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Overall Cost of Living Comparison

CategoryKenoshaRacineDifference
OverallB+ATie
HousingAA+Tie
FoodB+ATie
HealthcareB+ATie
TransportationB+B+Tie
UtilitiesBATie

Rent, Food, and Utility Differences

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Housing

95
Kenosha
Racine saves 19%
77
Racine

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

90
Kenosha
Kenosha saves 6%
95
Racine

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

102
Kenosha
Racine saves 19%
83
Racine

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

87
Kenosha
Kenosha saves 8%
94
Racine

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

94
Kenosha
Racine saves 3%
91
Racine

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

83
Kenosha
Kenosha saves 12%
93
Racine

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementRacine saves $54
Kenosha
$7,795
Racine
$7,741
Start a RestaurantKenosha saves $124,297
Kenosha
$359,941
Racine
$484,238
Cost of LivingKenosha saves $465
Kenosha
$3,400
Racine
$3,865
Rent PricesRacine saves $548
Kenosha
$1,818
Racine
$1,270
Car InsuranceKenosha saves $330
Kenosha
$1,905
Racine
$2,235
Software Developer Salary (higher = better)Racine pays $13,679 more
Kenosha
$86,383
Racine
$100,062

Cost of Living

Kenosha: 2Racine: 3
CategoryKenoshaRacineDiffWinner
Cost of Living$3,400$3,86512%Kenosha (lower cost)
Rent Prices$1,818$1,27030%Racine (lower cost)
Grocery Costs$482$29140%Racine (lower cost)
Utility Costs$287$23120%Racine (lower cost)
Transportation Costs$414$4150%Kenosha (lower cost)

Home Services

Kenosha: 5Racine: 5
CategoryKenoshaRacineDiffWinner
Roof Replacement$7,795$7,7411%Racine (lower cost)
HVAC Installation$8,254$4,93940%Racine (lower cost)
Plumbing Services$226$30125%Kenosha (lower cost)
Electrical Work$250$33124%Kenosha (lower cost)
Kitchen Remodel$21,108$27,34723%Kenosha (lower cost)
Bathroom Remodel$10,707$8,63619%Racine (lower cost)
House Painting$4,363$4,2293%Racine (lower cost)
Flooring Installation$2,267$2,04810%Racine (lower cost)
Landscaping$2,700$2,9408%Kenosha (lower cost)
Fence Installation$2,980$3,2077%Kenosha (lower cost)

Business Startup Costs

Kenosha: 3Racine: 7
CategoryKenoshaRacineDiffWinner
Start a Restaurant$359,941$484,23826%Kenosha (lower cost)
Start a Coffee Shop$185,640$160,91113%Racine (lower cost)
Start a Food Truck$131,450$116,94411%Racine (lower cost)
Start a Gym$256,424$201,60321%Racine (lower cost)
Start a Daycare$50,169$54,6548%Kenosha (lower cost)
Start a Hair Salon$295,711$238,51319%Racine (lower cost)
Start a Laundromat$320,513$319,5500%Racine (lower cost)
Start a Bakery$95,771$69,67327%Racine (lower cost)
Start a Bar$522,313$457,53612%Racine (lower cost)
Start a Cleaning Business$15,349$17,02610%Kenosha (lower cost)

Insurance

Kenosha: 1Racine: 3
CategoryKenoshaRacineDiffWinner
Car Insurance$1,905$2,23515%Kenosha (lower cost)
Home Insurance$2,176$1,89913%Racine (lower cost)
Health Insurance$657$6540%Racine (lower cost)
Business Insurance$1,792$1,29928%Racine (lower cost)

Salaries & Jobs

Kenosha: 3Racine: 2
CategoryKenoshaRacineDiffWinner
Software Developer Salary$86,383/yr$100,062/yr14%Racine (higher pay)
Registered Nurse Salary$66,911/yr$49,065/yr27%Kenosha (higher pay)
Teacher Salary$57,486/yr$54,442/yr5%Kenosha (higher pay)
Electrician Salary$56,753/yr$62,525/yr9%Racine (higher pay)
Plumber Salary$48,153/yr$48,144/yr0%Kenosha (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Racine

If your salary doesn't depend on location, Racine's 6% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Racine

Both cities are moderately priced, but Racine's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Racine

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Racine's 6% advantage compounds across every budget category.

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Small Business Owner

โ†’ Racine

Lower operating costs in Racine mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Racine

On a fixed income, every percentage point matters. Racine's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Racine is 6% more affordable overall

Racine wins 24 out of 38 cost categories.Kenosha has higher costs but wins 14 categories.

Kenosha
92
Racine
86

Explore Each City

Kenosha, WI
Pop: 100K | Index: 92
View all costs โ†’
Racine, WI
Pop: 78K | Index: 86
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

What is the cost of living index for Kenosha vs Racine?

Kenosha's cost of living index is 92; Racine's is 86. A score of 100 represents the national average. Kenosha is below average; Racine is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $52K (Kenosha) vs $42K (Racine).

Which city is better for remote workers?

For remote workers earning a location-independent salary, Racine is the clear winner. The 6% cost advantage means more of your paycheck goes to savings or discretionary spending. Kenosha makes more sense if your employer adjusts pay upward for that market.

Should I move from Kenosha to Racine?

If your income stays the same or comparable, moving from Kenosha to Racine gives you 6% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsKenosha costs โ†’Racine costs โ†’