Houston vs San Antonio: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

TX
Houston
96
Cost Index
Pop: 2.3MIncome: $54K
VS
6% diff
TX
San Antonio
90
Cost Index
Pop: 1.5MIncome: $52K
More Affordable
San Antonio
Houston Wins
12/38
San Antonio Wins
26/38
Net Advantage
San Antonio saves ~$2,159/mo

Every year, thousands of Americans weigh Houston against San Antonio. Here's what they should know: San Antonio is 6% cheaper overall, but Houston has its own cost advantages in specific categories. We've broken down the comparison across all 38 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Overall Cost of Living Comparison

CategoryHoustonSan AntonioDifference
OverallBB+Tie
HousingB+ATie
FoodBB+Tie
HealthcareBBTie
TransportationBATie
UtilitiesBBTie

Rent, Food, and Utility Differences

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Housing

85
Houston
Houston saves 13%
96
San Antonio

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

98
Houston
San Antonio saves 5%
93
San Antonio

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

89
Houston
Houston saves 12%
100
San Antonio

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

105
Houston
San Antonio saves 20%
84
San Antonio

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

89
Houston
Houston saves 13%
101
San Antonio

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

98
Houston
San Antonio saves 12%
86
San Antonio

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementSan Antonio saves $2,972
Houston
$8,778
San Antonio
$5,806
Start a RestaurantHouston saves $118,284
Houston
$409,082
San Antonio
$527,366
Cost of LivingHouston saves $1,405
Houston
$2,937
San Antonio
$4,342
Rent PricesSan Antonio saves $396
Houston
$2,012
San Antonio
$1,616
Car InsuranceHouston saves $515
Houston
$2,144
San Antonio
$2,659
Software Developer Salary (higher = better)San Antonio pays $24,238 more
Houston
$88,182
San Antonio
$112,420

Cost of Living

Houston: 2San Antonio: 3
CategoryHoustonSan AntonioDiffWinner
Cost of Living$2,937$4,34232%Houston (lower cost)
Rent Prices$2,012$1,61620%San Antonio (lower cost)
Grocery Costs$367$44718%Houston (lower cost)
Utility Costs$272$17237%San Antonio (lower cost)
Transportation Costs$391$34911%San Antonio (lower cost)

Home Services

Houston: 2San Antonio: 8
CategoryHoustonSan AntonioDiffWinner
Roof Replacement$8,778$5,80634%San Antonio (lower cost)
HVAC Installation$6,206$4,45428%San Antonio (lower cost)
Plumbing Services$327$27915%San Antonio (lower cost)
Electrical Work$336$3689%Houston (lower cost)
Kitchen Remodel$33,182$18,67644%San Antonio (lower cost)
Bathroom Remodel$12,616$10,03020%San Antonio (lower cost)
House Painting$3,784$4,86622%Houston (lower cost)
Flooring Installation$3,150$2,60417%San Antonio (lower cost)
Landscaping$3,530$3,4632%San Antonio (lower cost)
Fence Installation$2,946$2,7307%San Antonio (lower cost)

Business Startup Costs

Houston: 3San Antonio: 7
CategoryHoustonSan AntonioDiffWinner
Start a Restaurant$409,082$527,36622%Houston (lower cost)
Start a Coffee Shop$193,496$163,35316%San Antonio (lower cost)
Start a Food Truck$133,819$127,5635%San Antonio (lower cost)
Start a Gym$206,415$223,9198%Houston (lower cost)
Start a Daycare$64,581$51,82420%San Antonio (lower cost)
Start a Hair Salon$264,927$285,8487%Houston (lower cost)
Start a Laundromat$287,525$263,4638%San Antonio (lower cost)
Start a Bakery$98,286$66,41332%San Antonio (lower cost)
Start a Bar$561,216$396,60129%San Antonio (lower cost)
Start a Cleaning Business$16,539$13,13621%San Antonio (lower cost)

Insurance

Houston: 2San Antonio: 2
CategoryHoustonSan AntonioDiffWinner
Car Insurance$2,144$2,65919%Houston (lower cost)
Home Insurance$2,522$1,72831%San Antonio (lower cost)
Health Insurance$673$57515%San Antonio (lower cost)
Business Insurance$1,345$1,54113%Houston (lower cost)

Salaries & Jobs

Houston: 1San Antonio: 4
CategoryHoustonSan AntonioDiffWinner
Software Developer Salary$88,182/yr$112,420/yr22%San Antonio (higher pay)
Registered Nurse Salary$57,503/yr$59,906/yr4%San Antonio (higher pay)
Teacher Salary$42,425/yr$41,635/yr2%Houston (higher pay)
Electrician Salary$59,807/yr$66,922/yr11%San Antonio (higher pay)
Plumber Salary$57,294/yr$61,426/yr7%San Antonio (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ San Antonio

If your salary doesn't depend on location, San Antonio's 6% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ San Antonio

Both cities are moderately priced, but San Antonio's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ San Antonio

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. San Antonio's 6% advantage compounds across every budget category.

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Small Business Owner

โ†’ San Antonio

Lower operating costs in San Antonio mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ San Antonio

On a fixed income, every percentage point matters. San Antonio's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

San Antonio is 6% more affordable overall

San Antonio wins 26 out of 38 cost categories.Houston has higher costs but wins 12 categories.

Houston
96
San Antonio
90

Explore Each City

Houston, TX
Pop: 2.3M | Index: 96
View all costs โ†’
San Antonio, TX
Pop: 1.5M | Index: 90
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

What is the cost of living index for Houston vs San Antonio?

Houston's cost of living index is 96; San Antonio's is 90. A score of 100 represents the national average. Houston is below average; San Antonio is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $54K (Houston) vs $52K (San Antonio).

Which city is better for remote workers?

For remote workers earning a location-independent salary, San Antonio is the clear winner. The 6% cost advantage means more of your paycheck goes to savings or discretionary spending. Houston makes more sense if your employer adjusts pay upward for that market.

Should I move from Houston to San Antonio?

If your income stays the same or comparable, moving from Houston to San Antonio gives you 6% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsHouston costs โ†’San Antonio costs โ†’