Houston vs College Station: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

TX
Houston
96
Cost Index
Pop: 2.3MIncome: $65K
VS
8% diff
TX
College Station
88
Cost Index
Pop: 125KIncome: $51K
More Affordable
College Station
Houston Wins
20/62
College Station Wins
41/62
Monthly Cost Advantage
College Station saves ~$802/mo
recurring costs only, ~$9,624/yr

Choosing between Houston (Space City) and College Station? You're not alone โ€” it's one of the most common relocation comparisons in the US. The numbers tell a clear story: College Station comes in 8% more affordable overall, with a cost index of 88 compared to Houston's 96. But raw numbers only tell part of the story. This comparison breaks down exactly where each city saves you money โ€” and where it costs more.

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Direct Answer

College Station is the more affordable choice between Houston and College Station, with a 8% lower overall cost index. College Station has the recurring monthly cost edge at roughly $802/mo, while Houston has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$802/mo

College Station is ahead on recurring modeled costs, or about $9,624/yr.

Category wins
20-41

Houston wins 20 total categories; College Station wins 41. Salary categories are judged by higher pay.

Income gap
$14K

ACS median household income differs by about $13,913 between the two cities.

Rent gap
$167/mo

ACS median gross rent is separated by about $167/mo.

Overall Cost of Living Comparison

CategoryHoustonCollege StationDifference
OverallBATie
HousingB+ATie
FoodBB+Tie
HealthcareBB+Tie
TransportationBATie
UtilitiesBB+Tie

Rent, Food, and Utility Differences

๐Ÿ 

Housing

86
Houston
Houston saves 8%
93
College Station

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

94
Houston
Houston saves 2%
96
College Station

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

106
Houston
College Station saves 22%
83
College Station

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

99
Houston
College Station saves 11%
88
College Station

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

97
Houston
College Station saves 5%
92
College Station

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

96
Houston
College Station saves 9%
87
College Station

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementCollege Station saves $133
Houston
$8,778
College Station
$8,645
Start a RestaurantCollege Station saves $34,457
Houston
$409,082
College Station
$374,625
Cost of LivingCollege Station saves $302
Houston
$3,881
College Station
$3,579
Rent PricesCollege Station saves $167
Houston
$1,361
College Station
$1,194
Car InsuranceHouston saves $146
Houston
$2,144
College Station
$2,290
Software Developer Salary (higher = better)College Station pays $8,613 more
Houston
$88,182
College Station
$96,795

Cost of Living

Houston: 2College Station: 5
CategoryHoustonCollege StationDiffWinner
Cost of Living$3,881$3,5798%College Station (lower cost)
Rent Prices$1,361$1,19412%College Station (lower cost)
Grocery Costs$367$42814%Houston (lower cost)
Utility Costs$272$2624%College Station (lower cost)
Transportation Costs$391$31719%College Station (lower cost)
Childcare Costs$1,706$1,38519%College Station (lower cost)
Gym Membership$55$574%Houston (lower cost)

Home Services

Houston: 5College Station: 12
CategoryHoustonCollege StationDiffWinner
Roof Replacement$8,778$8,6452%College Station (lower cost)
HVAC Installation$6,206$6,0063%College Station (lower cost)
Plumbing Services$327$28513%College Station (lower cost)
Electrical Work$336$28316%College Station (lower cost)
Kitchen Remodel$33,182$24,51526%College Station (lower cost)
Bathroom Remodel$12,616$10,31518%College Station (lower cost)
House Painting$3,784$2,75027%College Station (lower cost)
Flooring Installation$3,150$2,10433%College Station (lower cost)
Landscaping$3,530$2,47230%College Station (lower cost)
Fence Installation$2,946$3,0734%Houston (lower cost)
Window Replacement$5,454$7,61328%Houston (lower cost)
Solar Panel Installation$26,419$19,79425%College Station (lower cost)
Water Heater Replacement$1,713$1,8879%Houston (lower cost)
Deck Building$14,075$11,90015%College Station (lower cost)
Pool Installation$35,713$48,99627%Houston (lower cost)
Tree Removal$1,101$79128%College Station (lower cost)
Garage Door Repair$269$2731%Houston (lower cost)

Business Startup Costs

Houston: 3College Station: 9
CategoryHoustonCollege StationDiffWinner
Start a Restaurant$409,082$374,6258%College Station (lower cost)
Start a Coffee Shop$193,496$166,85814%College Station (lower cost)
Start a Food Truck$133,819$114,45714%College Station (lower cost)
Start a Gym$206,415$178,69513%College Station (lower cost)
Start a Daycare$64,581$38,45140%College Station (lower cost)
Start a Hair Salon$264,927$234,46711%College Station (lower cost)
Start a Laundromat$287,525$340,37516%Houston (lower cost)
Start a Bakery$98,286$100,9213%Houston (lower cost)
Start a Bar$561,216$384,52831%College Station (lower cost)
Start a Cleaning Business$16,539$16,7841%Houston (lower cost)
Start an Airbnb$20,192$20,0821%College Station (lower cost)
Start a Trucking Business$151,096$90,47640%College Station (lower cost)

Insurance

Houston: 4College Station: 4
CategoryHoustonCollege StationDiffWinner
Car Insurance$2,144$2,2906%Houston (lower cost)
Home Insurance$2,522$1,69433%College Station (lower cost)
Health Insurance$673$7136%Houston (lower cost)
Business Insurance$1,345$2,05134%Houston (lower cost)
Life Insurance$45$3816%College Station (lower cost)
Renters Insurance$29$290%โ€”
Pet Insurance$60$4525%College Station (lower cost)
Dental Insurance$43$3812%College Station (lower cost)
Motorcycle Insurance$520$58611%Houston (lower cost)

Salaries & Jobs

Houston: 5College Station: 5
CategoryHoustonCollege StationDiffWinner
Software Developer Salary$88,182/yr$96,795/yr9%College Station (higher pay)
Registered Nurse Salary$57,503/yr$76,695/yr25%College Station (higher pay)
Teacher Salary$42,425/yr$46,313/yr8%College Station (higher pay)
Electrician Salary$59,807/yr$48,169/yr19%Houston (higher pay)
Plumber Salary$57,294/yr$49,422/yr14%Houston (higher pay)
Accountant Salary$54,537/yr$54,573/yr0%College Station (higher pay)
Physical Therapist Salary$85,319/yr$63,049/yr26%Houston (higher pay)
Police Officer Salary$56,801/yr$67,183/yr15%College Station (higher pay)
Dentist Salary$186,480/yr$122,670/yr34%Houston (higher pay)
Real Estate Agent Salary$83,623/yr$50,104/yr40%Houston (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ College Station

If your salary doesn't depend on location, College Station's 8% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ College Station

Both cities are moderately priced, but College Station's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ College Station

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. College Station's 8% advantage compounds across every budget category.

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Small Business Owner

โ†’ College Station

Lower operating costs in College Station mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ College Station

On a fixed income, every percentage point matters. College Station's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

College Station is 8% more affordable overall

College Station has the lower overall cost index and wins 36 non-salary cost categories.Houston has the stronger salary edge across 5 salary categories, so wages are shown separately from affordability.

Houston
96
College Station
88

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Houston and College Station.
  2. Do not mix salary and affordability: use Houston for pay leverage and College Station for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Houston, TX
Pop: 2.3M | Index: 96
View all costs โ†’
College Station, TX
Pop: 125K | Index: 88
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city is better for remote workers?

For remote workers earning a location-independent salary, College Station is the clear winner. The 8% cost advantage means more of your paycheck goes to savings or discretionary spending. Houston makes more sense if your employer adjusts pay upward for that market.

Should I move from Houston to College Station?

If your income stays the same or comparable, moving from Houston to College Station gives you 8% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $54K (Houston) vs $38K (College Station).

Is Houston or College Station more affordable in 2026?

College Station is 8% more affordable than Houston overall. College Station wins 41 out of 62 cost categories. However, Houston may offer higher salaries in certain industries that can offset higher living costs.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Houston ACS median rent: $1,361/moCollege Station ACS median rent: $1,194/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsHouston costs โ†’College Station costs โ†’