Green Bay vs Oshkosh: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

WI
Green Bay
88
Cost Index
Pop: 107KIncome: $47K
VS
4% diff
WI
Oshkosh
84
Cost Index
Pop: 67KIncome: $47K
More Affordable
Oshkosh
Green Bay Wins
22/38
Oshkosh Wins
16/38
Net Advantage
Green Bay saves ~$3,199/mo

Two cities, two very different economic stories. Green Bay — with a cost index of 88 — and Oshkosh at 84 offer distinct trade-offs that a single "which is cheaper" question can't capture. This side-by-side analysis covers the modest 4% cost gap across 38 categories, with specific guidance on which city works better for different lifestyles and budgets.

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Overall Cost of Living Comparison

CategoryGreen BayOshkoshDifference
OverallAATie
HousingAATie
FoodB+B+Tie
HealthcareAB+Tie
TransportationB+B+Tie
UtilitiesAB+Tie

Rent, Food, and Utility Differences

🏠

Housing

76
Green Bay
Green Bay saves 16%
88
Oshkosh

Housing costs are primarily driven by local real estate markets and land values.

🛒

Food & Groceries

90
Green Bay
Green Bay saves 2%
92
Oshkosh

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

🏥

Healthcare

84
Green Bay
Green Bay saves 13%
95
Oshkosh

Healthcare costs are primarily driven by local provider networks and state regulations.

🚗

Transportation

98
Green Bay
Oshkosh saves 19%
79
Oshkosh

Transportation costs are primarily driven by local public transit availability and fuel costs.

💡

Utilities

96
Green Bay
Oshkosh saves 11%
85
Oshkosh

Utilities costs are primarily driven by local energy sources and climate demands.

🔧

Services

86
Green Bay
Oshkosh saves 3%
83
Oshkosh

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementOshkosh saves $1,035
Green Bay
$6,129
Oshkosh
$5,094
Start a RestaurantOshkosh saves $347
Green Bay
$342,944
Oshkosh
$342,597
Cost of LivingGreen Bay saves $299
Green Bay
$3,597
Oshkosh
$3,896
Rent PricesOshkosh saves $326
Green Bay
$1,596
Oshkosh
$1,270
Car InsuranceOshkosh saves $223
Green Bay
$2,130
Oshkosh
$1,907
Software Developer Salary (higher = better)Green Bay pays $15,494 more
Green Bay
$96,630
Oshkosh
$81,136

Cost of Living

Green Bay: 3Oshkosh: 2
CategoryGreen BayOshkoshDiffWinner
Cost of Living$3,597$3,8968%Green Bay (lower cost)
Rent Prices$1,596$1,27020%Oshkosh (lower cost)
Grocery Costs$386$4034%Green Bay (lower cost)
Utility Costs$285$21226%Oshkosh (lower cost)
Transportation Costs$304$33710%Green Bay (lower cost)

Home Services

Green Bay: 5Oshkosh: 5
CategoryGreen BayOshkoshDiffWinner
Roof Replacement$6,129$5,09417%Oshkosh (lower cost)
HVAC Installation$5,143$5,6259%Green Bay (lower cost)
Plumbing Services$197$2054%Green Bay (lower cost)
Electrical Work$351$21938%Oshkosh (lower cost)
Kitchen Remodel$21,485$28,25224%Green Bay (lower cost)
Bathroom Remodel$8,251$6,94716%Oshkosh (lower cost)
House Painting$4,669$3,02335%Oshkosh (lower cost)
Flooring Installation$2,815$3,1069%Green Bay (lower cost)
Landscaping$2,965$1,91735%Oshkosh (lower cost)
Fence Installation$2,596$3,32822%Green Bay (lower cost)

Business Startup Costs

Green Bay: 6Oshkosh: 4
CategoryGreen BayOshkoshDiffWinner
Start a Restaurant$342,944$342,5970%Oshkosh (lower cost)
Start a Coffee Shop$132,183$161,18718%Green Bay (lower cost)
Start a Food Truck$94,332$96,7132%Green Bay (lower cost)
Start a Gym$211,558$207,1162%Oshkosh (lower cost)
Start a Daycare$44,143$59,67826%Green Bay (lower cost)
Start a Hair Salon$236,153$194,29818%Oshkosh (lower cost)
Start a Laundromat$268,275$308,26313%Green Bay (lower cost)
Start a Bakery$62,439$87,32929%Green Bay (lower cost)
Start a Bar$283,968$432,02534%Green Bay (lower cost)
Start a Cleaning Business$16,848$11,36233%Oshkosh (lower cost)

Insurance

Green Bay: 2Oshkosh: 2
CategoryGreen BayOshkoshDiffWinner
Car Insurance$2,130$1,90710%Oshkosh (lower cost)
Home Insurance$1,461$1,66612%Green Bay (lower cost)
Health Insurance$384$57533%Green Bay (lower cost)
Business Insurance$1,901$1,7677%Oshkosh (lower cost)

Salaries & Jobs

Green Bay: 4Oshkosh: 1
CategoryGreen BayOshkoshDiffWinner
Software Developer Salary$96,630/yr$81,136/yr16%Green Bay (higher pay)
Registered Nurse Salary$60,720/yr$45,116/yr26%Green Bay (higher pay)
Teacher Salary$49,256/yr$55,545/yr11%Oshkosh (higher pay)
Electrician Salary$47,575/yr$42,272/yr11%Green Bay (higher pay)
Plumber Salary$63,882/yr$55,041/yr14%Green Bay (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Oshkosh

If your salary doesn't depend on location, Oshkosh's 4% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Oshkosh

Both cities are moderately priced, but Oshkosh's lower costs help you build savings earlier in your career when compound growth matters most.

👨‍👩‍👧‍👦

Family with Kids

Oshkosh

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Oshkosh's 4% advantage compounds across every budget category.

🏪

Small Business Owner

Oshkosh

Lower operating costs in Oshkosh mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Oshkosh

On a fixed income, every percentage point matters. Oshkosh's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Oshkosh is 4% more affordable overall

Oshkosh wins 16 out of 38 cost categories.Green Bay has higher costs but wins 22 categories.

Green Bay
88
Oshkosh
84

Explore Each City

Green Bay, WI
Pop: 107K | Index: 88
View all costs →
Oshkosh, WI
Pop: 67K | Index: 84
View all costs →

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Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

What is the cost of living index for Green Bay vs Oshkosh?

Green Bay's cost of living index is 88; Oshkosh's is 84. A score of 100 represents the national average. Green Bay is below average; Oshkosh is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $47K (Green Bay) vs $47K (Oshkosh).

Which city is better for remote workers?

For remote workers earning a location-independent salary, Oshkosh is the clear winner. The 4% cost advantage means more of your paycheck goes to savings or discretionary spending. Green Bay makes more sense if your employer adjusts pay upward for that market.

Should I move from Green Bay to Oshkosh?

If your income stays the same or comparable, moving from Green Bay to Oshkosh gives you 4% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

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