Elizabeth vs Allentown: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

NJ
Elizabeth
114
Cost Index
Pop: 140KIncome: $62K
VS
18% diff
PA
Allentown
96
Cost Index
Pop: 126KIncome: $55K
More Affordable
Allentown
Elizabeth Wins
13/62
Allentown Wins
49/62
Monthly Cost Advantage
Allentown saves ~$2,152/mo
recurring costs only, ~$25,824/yr

Choosing between Elizabeth and Allentown? You're not alone โ€” it's one of the most common relocation comparisons in the US. The numbers tell a clear story: Allentown comes in 18% more affordable overall, with a cost index of 96 compared to Elizabeth's 114. But raw numbers only tell part of the story. This comparison breaks down exactly where each city saves you money โ€” and where it costs more.

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Direct Answer

Allentown is the more affordable choice between Elizabeth and Allentown, with a 18% lower overall cost index. Allentown has the recurring monthly cost edge at roughly $2,152/mo, while Elizabeth has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$2,152/mo

Allentown is ahead on recurring modeled costs, or about $25,824/yr.

Category wins
13-49

Elizabeth wins 13 total categories; Allentown wins 49. Salary categories are judged by higher pay.

Income gap
$7K

ACS median household income differs by about $6,620 between the two cities.

Rent gap
$315/mo

ACS median gross rent is separated by about $315/mo.

Overall Cost of Living Comparison

CategoryElizabethAllentownDifference
OverallCBAllentown +7pts
HousingCBAllentown +10pts
FoodC+B+Allentown +6pts
HealthcareC+B+Allentown +2pts
TransportationC+BAllentown +5pts
UtilitiesC+BAllentown +5pts

Rent, Food, and Utility Differences

๐Ÿ 

Housing

115
Elizabeth
Allentown saves 15%
98
Allentown

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

108
Elizabeth
Allentown saves 9%
98
Allentown

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

๐Ÿฅ

Healthcare

119
Elizabeth
Allentown saves 25%
89
Allentown

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

113
Elizabeth
Allentown saves 16%
95
Allentown

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

113
Elizabeth
Allentown saves 17%
94
Allentown

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

106
Elizabeth
Allentown saves 3%
103
Allentown

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementAllentown saves $176
Elizabeth
$9,969
Allentown
$9,793
Start a RestaurantAllentown saves $120,018
Elizabeth
$613,506
Allentown
$493,488
Cost of LivingAllentown saves $617
Elizabeth
$4,454
Allentown
$3,837
Rent PricesAllentown saves $315
Elizabeth
$1,632
Allentown
$1,317
Car InsuranceAllentown saves $852
Elizabeth
$2,532
Allentown
$1,680
Software Developer Salary (higher = better)Allentown pays $1,573 more
Elizabeth
$128,739
Allentown
$130,312

Cost of Living

Elizabeth: 0Allentown: 7
CategoryElizabethAllentownDiffWinner
Cost of Living$4,454$3,83714%Allentown (lower cost)
Rent Prices$1,632$1,31719%Allentown (lower cost)
Grocery Costs$507$4717%Allentown (lower cost)
Utility Costs$301$23522%Allentown (lower cost)
Transportation Costs$464$40413%Allentown (lower cost)
Childcare Costs$2,207$1,30741%Allentown (lower cost)
Gym Membership$75$6316%Allentown (lower cost)

Home Services

Elizabeth: 5Allentown: 12
CategoryElizabethAllentownDiffWinner
Roof Replacement$9,969$9,7932%Allentown (lower cost)
HVAC Installation$9,852$7,84820%Allentown (lower cost)
Plumbing Services$423$23744%Allentown (lower cost)
Electrical Work$367$3793%Elizabeth (lower cost)
Kitchen Remodel$44,414$30,03232%Allentown (lower cost)
Bathroom Remodel$12,641$14,34412%Elizabeth (lower cost)
House Painting$5,194$6,17616%Elizabeth (lower cost)
Flooring Installation$3,966$2,93426%Allentown (lower cost)
Landscaping$4,123$3,69210%Allentown (lower cost)
Fence Installation$4,810$4,08715%Allentown (lower cost)
Window Replacement$9,659$8,14716%Allentown (lower cost)
Solar Panel Installation$34,157$24,41929%Allentown (lower cost)
Water Heater Replacement$2,914$2,44416%Allentown (lower cost)
Deck Building$13,900$14,7946%Elizabeth (lower cost)
Pool Installation$56,398$51,8058%Allentown (lower cost)
Tree Removal$1,345$1,4105%Elizabeth (lower cost)
Garage Door Repair$405$3865%Allentown (lower cost)

Business Startup Costs

Elizabeth: 1Allentown: 11
CategoryElizabethAllentownDiffWinner
Start a Restaurant$613,506$493,48820%Allentown (lower cost)
Start a Coffee Shop$227,449$183,52119%Allentown (lower cost)
Start a Food Truck$151,369$106,63230%Allentown (lower cost)
Start a Gym$259,298$254,2652%Allentown (lower cost)
Start a Daycare$65,797$46,15630%Allentown (lower cost)
Start a Hair Salon$302,974$244,55519%Allentown (lower cost)
Start a Laundromat$428,750$363,65015%Allentown (lower cost)
Start a Bakery$128,725$106,52817%Allentown (lower cost)
Start a Bar$663,024$430,65635%Allentown (lower cost)
Start a Cleaning Business$15,526$16,5466%Elizabeth (lower cost)
Start an Airbnb$34,148$29,90012%Allentown (lower cost)
Start a Trucking Business$167,546$142,62615%Allentown (lower cost)

Insurance

Elizabeth: 0Allentown: 9
CategoryElizabethAllentownDiffWinner
Car Insurance$2,532$1,68034%Allentown (lower cost)
Home Insurance$2,851$2,21522%Allentown (lower cost)
Health Insurance$633$57210%Allentown (lower cost)
Business Insurance$1,934$1,7788%Allentown (lower cost)
Life Insurance$56$4913%Allentown (lower cost)
Renters Insurance$32$2619%Allentown (lower cost)
Pet Insurance$66$4827%Allentown (lower cost)
Dental Insurance$43$3030%Allentown (lower cost)
Motorcycle Insurance$503$4863%Allentown (lower cost)

Salaries & Jobs

Elizabeth: 6Allentown: 4
CategoryElizabethAllentownDiffWinner
Software Developer Salary$128,739/yr$130,312/yr1%Allentown (higher pay)
Registered Nurse Salary$82,410/yr$86,190/yr4%Allentown (higher pay)
Teacher Salary$72,801/yr$44,817/yr38%Elizabeth (higher pay)
Electrician Salary$76,413/yr$80,275/yr5%Allentown (higher pay)
Plumber Salary$80,736/yr$48,264/yr40%Elizabeth (higher pay)
Accountant Salary$100,583/yr$82,708/yr18%Elizabeth (higher pay)
Physical Therapist Salary$119,744/yr$88,336/yr26%Elizabeth (higher pay)
Police Officer Salary$77,470/yr$52,483/yr32%Elizabeth (higher pay)
Dentist Salary$196,290/yr$210,150/yr7%Allentown (higher pay)
Real Estate Agent Salary$82,654/yr$75,873/yr8%Elizabeth (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Allentown

If your salary doesn't depend on location, Allentown's 18% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Elizabeth

Elizabeth's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

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Family with Kids

โ†’ Allentown

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Allentown's 18% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Allentown

Lower operating costs in Allentown mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Allentown

On a fixed income, every percentage point matters. Allentown's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Allentown is 18% more affordable overall

Allentown has the lower overall cost index and wins 45 non-salary cost categories.Elizabeth has the stronger salary edge across 6 salary categories, so wages are shown separately from affordability.

Elizabeth
114
Allentown
96

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Elizabeth and Allentown.
  2. Do not mix salary and affordability: use Elizabeth for pay leverage and Allentown for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Elizabeth, NJ
Pop: 140K | Index: 114
View all costs โ†’
Allentown, PA
Pop: 126K | Index: 96
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

How do housing costs compare between Elizabeth and Allentown?

Housing is typically the biggest cost difference between these cities. Elizabeth (index: 114) and Allentown (index: 96) differ by 18% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Allentown is the clear winner. The 18% cost advantage means more of your paycheck goes to savings or discretionary spending. Elizabeth makes more sense if your employer adjusts pay upward for that market.

What is the cost of living index for Elizabeth vs Allentown?

Elizabeth's cost of living index is 114; Allentown's is 96. A score of 100 represents the national average. Elizabeth is above average; Allentown is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Elizabeth's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $42K (Elizabeth) vs $40K (Allentown).

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Elizabeth ACS median rent: $1,632/moAllentown ACS median rent: $1,317/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsElizabeth costs โ†’Allentown costs โ†’