El Paso vs Midland: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

TX
El Paso
86
Cost Index
Pop: 679KIncome: $47K
VS
8% diff
TX
Midland
94
Cost Index
Pop: 146KIncome: $72K
More Affordable
El Paso
El Paso Wins
26/38
Midland Wins
12/38
Net Advantage
El Paso saves ~$2,047/mo

El Paso and Midland attract different kinds of residents, but people weighing one against the other is surprisingly common. Our data shows El Paso is the more affordable option by 8%, though Midland often compensates with higher wages in key industries. Below, we compare every major cost category so you can decide based on your own priorities โ€” not someone else's spreadsheet.

Share:XFLRWE

Overall Cost of Living Comparison

CategoryEl PasoMidlandDifference
OverallAB+Tie
HousingAB+Tie
FoodABTie
HealthcareABTie
TransportationB+B+Tie
UtilitiesAB+Tie

Rent, Food, and Utility Differences

๐Ÿ 

Housing

77
El Paso
El Paso saves 27%
98
Midland

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

95
El Paso
Midland saves 3%
92
Midland

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

๐Ÿฅ

Healthcare

90
El Paso
El Paso saves 7%
96
Midland

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

94
El Paso
Midland saves 5%
89
Midland

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

82
El Paso
El Paso saves 27%
104
Midland

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

80
El Paso
El Paso saves 23%
98
Midland

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementMidland saves $618
El Paso
$6,702
Midland
$6,084
Start a RestaurantEl Paso saves $26,940
El Paso
$445,735
Midland
$472,675
Cost of LivingEl Paso saves $559
El Paso
$3,360
Midland
$3,919
Rent PricesEl Paso saves $367
El Paso
$1,698
Midland
$2,065
Car InsuranceMidland saves $313
El Paso
$1,990
Midland
$1,677
Software Developer Salary (higher = better)El Paso pays $21,566 more
El Paso
$114,499
Midland
$92,933

Cost of Living

El Paso: 5Midland: 0
CategoryEl PasoMidlandDiffWinner
Cost of Living$3,360$3,91914%El Paso (lower cost)
Rent Prices$1,698$2,06518%El Paso (lower cost)
Grocery Costs$356$49628%El Paso (lower cost)
Utility Costs$189$2006%El Paso (lower cost)
Transportation Costs$282$33115%El Paso (lower cost)

Home Services

El Paso: 8Midland: 2
CategoryEl PasoMidlandDiffWinner
Roof Replacement$6,702$6,0849%Midland (lower cost)
HVAC Installation$6,351$5,18318%Midland (lower cost)
Plumbing Services$220$27921%El Paso (lower cost)
Electrical Work$240$30321%El Paso (lower cost)
Kitchen Remodel$21,954$27,23919%El Paso (lower cost)
Bathroom Remodel$9,166$10,88916%El Paso (lower cost)
House Painting$3,790$5,00224%El Paso (lower cost)
Flooring Installation$2,139$2,59518%El Paso (lower cost)
Landscaping$3,144$3,2002%El Paso (lower cost)
Fence Installation$2,975$3,47314%El Paso (lower cost)

Business Startup Costs

El Paso: 5Midland: 5
CategoryEl PasoMidlandDiffWinner
Start a Restaurant$445,735$472,6756%El Paso (lower cost)
Start a Coffee Shop$131,699$184,31929%El Paso (lower cost)
Start a Food Truck$134,913$125,6827%Midland (lower cost)
Start a Gym$194,384$255,72324%El Paso (lower cost)
Start a Daycare$49,828$41,45917%Midland (lower cost)
Start a Hair Salon$276,799$258,2957%Midland (lower cost)
Start a Laundromat$269,238$362,07526%El Paso (lower cost)
Start a Bakery$64,029$87,56527%El Paso (lower cost)
Start a Bar$444,937$364,22418%Midland (lower cost)
Start a Cleaning Business$12,303$12,3020%Midland (lower cost)

Insurance

El Paso: 3Midland: 1
CategoryEl PasoMidlandDiffWinner
Car Insurance$1,990$1,67716%Midland (lower cost)
Home Insurance$1,904$2,64428%El Paso (lower cost)
Health Insurance$515$71027%El Paso (lower cost)
Business Insurance$1,714$1,7361%El Paso (lower cost)

Salaries & Jobs

El Paso: 3Midland: 2
CategoryEl PasoMidlandDiffWinner
Software Developer Salary$114,499/yr$92,933/yr19%El Paso (higher pay)
Registered Nurse Salary$72,784/yr$64,073/yr12%El Paso (higher pay)
Teacher Salary$49,616/yr$41,891/yr16%El Paso (higher pay)
Electrician Salary$47,603/yr$61,819/yr23%Midland (higher pay)
Plumber Salary$51,009/yr$64,386/yr21%Midland (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ El Paso

If your salary doesn't depend on location, El Paso's 8% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ El Paso

Both cities are moderately priced, but El Paso's lower costs help you build savings earlier in your career when compound growth matters most.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ El Paso

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. El Paso's 8% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ El Paso

Lower operating costs in El Paso mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ El Paso

On a fixed income, every percentage point matters. El Paso's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

El Paso is 8% more affordable overall

El Paso wins 26 out of 38 cost categories.Midland has higher costs but wins 12 categories.

El Paso
86
Midland
94

Explore Each City

El Paso, TX
Pop: 679K | Index: 86
View all costs โ†’
Midland, TX
Pop: 146K | Index: 94
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Stay Ahead of Cost Changes

Free monthly brief: the biggest cost shifts across US cities. Rent moves, insurance rate changes, salary trends โ€” data you can act on.

Join 2,400+ readers. Unsubscribe anytime. We never share your email.

Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $47K (El Paso) vs $72K (Midland).

Is El Paso or Midland more affordable in 2026?

El Paso is 8% more affordable than Midland overall. El Paso wins 26 out of 38 cost categories. However, Midland may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Midland to El Paso?

If your income stays the same or comparable, moving from Midland to El Paso gives you 8% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between El Paso and Midland?

Housing is typically the biggest cost difference between these cities. El Paso (index: 86) and Midland (index: 94) differ by 8% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsEl Paso costs โ†’Midland costs โ†’