Durham vs Winston-Salem: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

NC
Durham
98
Cost Index
Pop: 284KIncome: $59K
VS
13% diff
NC
Winston-Salem
85
Cost Index
Pop: 250KIncome: $44K
More Affordable
Winston-Salem
Durham Wins
13/38
Winston-Salem Wins
25/38
Net Advantage
Durham saves ~$410/mo

Should you live in Durham or Winston-Salem? The cost data below will help you answer that question with confidence. Winston-Salem wins on overall affordability — 13% cheaper across the board — but the category-by-category breakdown reveals a more interesting story. Some expenses are dramatically different between these two markets; others are almost identical.

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Overall Cost of Living Comparison

CategoryDurhamWinston-SalemDifference
OverallBATie
HousingBA+Tie
FoodBB+Tie
HealthcareBB+Tie
TransportationBB+Tie
UtilitiesBATie

Rent, Food, and Utility Differences

🏠

Housing

89
Durham
Even
89
Winston-Salem

Housing costs are primarily driven by local real estate markets and land values.

🛒

Food & Groceries

105
Durham
Winston-Salem saves 19%
85
Winston-Salem

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

🏥

Healthcare

94
Durham
Winston-Salem saves 1%
93
Winston-Salem

Healthcare costs are primarily driven by local provider networks and state regulations.

🚗

Transportation

98
Durham
Winston-Salem saves 10%
88
Winston-Salem

Transportation costs are primarily driven by local public transit availability and fuel costs.

💡

Utilities

105
Durham
Winston-Salem saves 20%
84
Winston-Salem

Utilities costs are primarily driven by local energy sources and climate demands.

🔧

Services

88
Durham
Durham saves 5%
92
Winston-Salem

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementWinston-Salem saves $975
Durham
$8,577
Winston-Salem
$7,602
Start a RestaurantDurham saves $99,322
Durham
$373,585
Winston-Salem
$472,907
Cost of LivingDurham saves $183
Durham
$3,190
Winston-Salem
$3,373
Rent PricesWinston-Salem saves $11
Durham
$2,038
Winston-Salem
$2,027
Car InsuranceWinston-Salem saves $666
Durham
$2,698
Winston-Salem
$2,032
Software Developer Salary (higher = better)Durham pays $5,302 more
Durham
$95,667
Winston-Salem
$90,365

Cost of Living

Durham: 2Winston-Salem: 3
CategoryDurhamWinston-SalemDiffWinner
Cost of Living$3,190$3,3735%Durham (lower cost)
Rent Prices$2,038$2,0271%Winston-Salem (lower cost)
Grocery Costs$500$38423%Winston-Salem (lower cost)
Utility Costs$206$2269%Durham (lower cost)
Transportation Costs$387$29624%Winston-Salem (lower cost)

Home Services

Durham: 0Winston-Salem: 10
CategoryDurhamWinston-SalemDiffWinner
Roof Replacement$8,577$7,60211%Winston-Salem (lower cost)
HVAC Installation$7,115$5,65121%Winston-Salem (lower cost)
Plumbing Services$301$2807%Winston-Salem (lower cost)
Electrical Work$381$30320%Winston-Salem (lower cost)
Kitchen Remodel$23,518$20,53613%Winston-Salem (lower cost)
Bathroom Remodel$10,735$10,2505%Winston-Salem (lower cost)
House Painting$5,346$3,50834%Winston-Salem (lower cost)
Flooring Installation$2,976$2,8016%Winston-Salem (lower cost)
Landscaping$2,984$2,52116%Winston-Salem (lower cost)
Fence Installation$3,963$3,20219%Winston-Salem (lower cost)

Business Startup Costs

Durham: 4Winston-Salem: 6
CategoryDurhamWinston-SalemDiffWinner
Start a Restaurant$373,585$472,90721%Durham (lower cost)
Start a Coffee Shop$200,726$202,2551%Durham (lower cost)
Start a Food Truck$118,238$92,87521%Winston-Salem (lower cost)
Start a Gym$289,864$266,5448%Winston-Salem (lower cost)
Start a Daycare$53,617$54,5602%Durham (lower cost)
Start a Hair Salon$227,090$227,8910%Durham (lower cost)
Start a Laundromat$345,013$240,01330%Winston-Salem (lower cost)
Start a Bakery$115,175$80,29930%Winston-Salem (lower cost)
Start a Bar$391,848$344,28112%Winston-Salem (lower cost)
Start a Cleaning Business$13,747$12,9816%Winston-Salem (lower cost)

Insurance

Durham: 1Winston-Salem: 3
CategoryDurhamWinston-SalemDiffWinner
Car Insurance$2,698$2,03225%Winston-Salem (lower cost)
Home Insurance$2,465$1,78827%Winston-Salem (lower cost)
Health Insurance$510$5548%Durham (lower cost)
Business Insurance$2,066$1,57724%Winston-Salem (lower cost)

Salaries & Jobs

Durham: 3Winston-Salem: 2
CategoryDurhamWinston-SalemDiffWinner
Software Developer Salary$95,667/yr$90,365/yr6%Durham (higher pay)
Registered Nurse Salary$73,376/yr$76,031/yr3%Winston-Salem (higher pay)
Teacher Salary$51,304/yr$46,819/yr9%Durham (higher pay)
Electrician Salary$61,685/yr$67,594/yr9%Winston-Salem (higher pay)
Plumber Salary$58,887/yr$53,250/yr10%Durham (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Winston-Salem

If your salary doesn't depend on location, Winston-Salem's 13% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Winston-Salem

Both cities are moderately priced, but Winston-Salem's lower costs help you build savings earlier in your career when compound growth matters most.

👨‍👩‍👧‍👦

Family with Kids

Winston-Salem

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Winston-Salem's 13% advantage compounds across every budget category.

🏪

Small Business Owner

Winston-Salem

Lower operating costs in Winston-Salem mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Winston-Salem

On a fixed income, every percentage point matters. Winston-Salem's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Winston-Salem is 13% more affordable overall

Winston-Salem wins 25 out of 38 cost categories.Durham has higher costs but wins 13 categories.

Durham
98
Winston-Salem
85

Explore Each City

Durham, NC
Pop: 284K | Index: 98
View all costs →
Winston-Salem, NC
Pop: 250K | Index: 85
View all costs →

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Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

How do housing costs compare between Durham and Winston-Salem?

Housing is typically the biggest cost difference between these cities. Durham (index: 98) and Winston-Salem (index: 85) differ by 13% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Winston-Salem is the clear winner. The 13% cost advantage means more of your paycheck goes to savings or discretionary spending. Durham makes more sense if your employer adjusts pay upward for that market.

What is the cost of living index for Durham vs Winston-Salem?

Durham's cost of living index is 98; Winston-Salem's is 85. A score of 100 represents the national average. Durham is below average; Winston-Salem is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $59K (Durham) vs $44K (Winston-Salem).

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

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