Des Moines vs Davenport: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

IA
Des Moines
89
Cost Index
Pop: 214KIncome: $52K
VS
5% diff
IA
Davenport
84
Cost Index
Pop: 102KIncome: $46K
More Affordable
Davenport
Des Moines Wins
14/38
Davenport Wins
24/38
Net Advantage
Davenport saves ~$704/mo

Two cities, two very different economic stories. Des Moines — with a cost index of 89 — and Davenport at 84 offer distinct trade-offs that a single "which is cheaper" question can't capture. This side-by-side analysis covers the modest 5% cost gap across 38 categories, with specific guidance on which city works better for different lifestyles and budgets.

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Overall Cost of Living Comparison

CategoryDes MoinesDavenportDifference
OverallB+ATie
HousingAA+Tie
FoodB+ATie
HealthcareAATie
TransportationB+ATie
UtilitiesBBTie

Rent, Food, and Utility Differences

🏠

Housing

86
Des Moines
Davenport saves 7%
80
Davenport

Housing costs are primarily driven by local real estate markets and land values.

🛒

Food & Groceries

99
Des Moines
Davenport saves 16%
83
Davenport

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

🏥

Healthcare

90
Des Moines
Even
90
Davenport

Healthcare costs are primarily driven by local provider networks and state regulations.

🚗

Transportation

85
Des Moines
Des Moines saves 9%
93
Davenport

Transportation costs are primarily driven by local public transit availability and fuel costs.

💡

Utilities

86
Des Moines
Des Moines saves 10%
95
Davenport

Utilities costs are primarily driven by local energy sources and climate demands.

🔧

Services

80
Des Moines
Des Moines saves 13%
90
Davenport

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementDavenport saves $1,452
Des Moines
$8,589
Davenport
$7,137
Start a RestaurantDavenport saves $27,981
Des Moines
$345,834
Davenport
$317,853
Cost of LivingDes Moines saves $1,330
Des Moines
$2,667
Davenport
$3,997
Rent PricesDes Moines saves $441
Des Moines
$1,249
Davenport
$1,690
Car InsuranceDes Moines saves $408
Des Moines
$1,652
Davenport
$2,060
Software Developer Salary (higher = better)Davenport pays $12,568 more
Des Moines
$87,323
Davenport
$99,891

Cost of Living

Des Moines: 4Davenport: 1
CategoryDes MoinesDavenportDiffWinner
Cost of Living$2,667$3,99733%Des Moines (lower cost)
Rent Prices$1,249$1,69026%Des Moines (lower cost)
Grocery Costs$337$42120%Des Moines (lower cost)
Utility Costs$210$24615%Des Moines (lower cost)
Transportation Costs$370$3476%Davenport (lower cost)

Home Services

Des Moines: 2Davenport: 8
CategoryDes MoinesDavenportDiffWinner
Roof Replacement$8,589$7,13717%Davenport (lower cost)
HVAC Installation$5,060$6,03416%Des Moines (lower cost)
Plumbing Services$239$2421%Des Moines (lower cost)
Electrical Work$318$3132%Davenport (lower cost)
Kitchen Remodel$23,474$21,7427%Davenport (lower cost)
Bathroom Remodel$10,954$9,37114%Davenport (lower cost)
House Painting$3,512$2,87618%Davenport (lower cost)
Flooring Installation$2,836$2,43714%Davenport (lower cost)
Landscaping$3,023$2,15329%Davenport (lower cost)
Fence Installation$2,906$2,44816%Davenport (lower cost)

Business Startup Costs

Des Moines: 3Davenport: 7
CategoryDes MoinesDavenportDiffWinner
Start a Restaurant$345,834$317,8538%Davenport (lower cost)
Start a Coffee Shop$127,177$157,00719%Des Moines (lower cost)
Start a Food Truck$129,494$116,58810%Davenport (lower cost)
Start a Gym$253,660$187,17926%Davenport (lower cost)
Start a Daycare$42,793$38,33810%Davenport (lower cost)
Start a Hair Salon$221,695$214,6703%Davenport (lower cost)
Start a Laundromat$305,200$252,61317%Davenport (lower cost)
Start a Bakery$89,166$104,39115%Des Moines (lower cost)
Start a Bar$515,904$397,22523%Davenport (lower cost)
Start a Cleaning Business$12,042$14,09015%Des Moines (lower cost)

Insurance

Des Moines: 2Davenport: 2
CategoryDes MoinesDavenportDiffWinner
Car Insurance$1,652$2,06020%Des Moines (lower cost)
Home Insurance$1,828$2,21217%Des Moines (lower cost)
Health Insurance$626$39237%Davenport (lower cost)
Business Insurance$1,743$1,16133%Davenport (lower cost)

Salaries & Jobs

Des Moines: 1Davenport: 4
CategoryDes MoinesDavenportDiffWinner
Software Developer Salary$87,323/yr$99,891/yr13%Davenport (higher pay)
Registered Nurse Salary$47,160/yr$57,304/yr18%Davenport (higher pay)
Teacher Salary$40,942/yr$50,485/yr19%Davenport (higher pay)
Electrician Salary$54,647/yr$57,335/yr5%Davenport (higher pay)
Plumber Salary$54,921/yr$50,841/yr7%Des Moines (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Davenport

If your salary doesn't depend on location, Davenport's 5% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Davenport

Both cities are moderately priced, but Davenport's lower costs help you build savings earlier in your career when compound growth matters most.

👨‍👩‍👧‍👦

Family with Kids

Davenport

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Davenport's 5% advantage compounds across every budget category.

🏪

Small Business Owner

Davenport

Lower operating costs in Davenport mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Davenport

On a fixed income, every percentage point matters. Davenport's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Davenport is 5% more affordable overall

Davenport wins 24 out of 38 cost categories.Des Moines has higher costs but wins 14 categories.

Des Moines
89
Davenport
84

Explore Each City

Des Moines, IA
Pop: 214K | Index: 89
View all costs →
Davenport, IA
Pop: 102K | Index: 84
View all costs →

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Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

What is the cost of living index for Des Moines vs Davenport?

Des Moines's cost of living index is 89; Davenport's is 84. A score of 100 represents the national average. Des Moines is below average; Davenport is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $52K (Des Moines) vs $46K (Davenport).

Which city is better for remote workers?

For remote workers earning a location-independent salary, Davenport is the clear winner. The 5% cost advantage means more of your paycheck goes to savings or discretionary spending. Des Moines makes more sense if your employer adjusts pay upward for that market.

Should I move from Des Moines to Davenport?

If your income stays the same or comparable, moving from Des Moines to Davenport gives you 5% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

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