Daytona Beach vs Orlando: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

FL
Daytona Beach
94
Cost Index
Pop: 79KIncome: $52K
VS
7% diff
FL
Orlando
101
Cost Index
Pop: 320KIncome: $72K
More Affordable
Daytona Beach
Daytona Beach Wins
37/62
Orlando Wins
25/62
Monthly Cost Advantage
Daytona Beach saves ~$1,143/mo
recurring costs only, ~$13,716/yr

Every year, thousands of Americans weigh Daytona Beach against Orlando. Here's what they should know: Daytona Beach is 7% cheaper overall, but Orlando offers higher wages that can offset the premium in certain career fields. We've broken down the comparison across all 62 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Direct Answer

Daytona Beach is the more affordable choice between Daytona Beach and Orlando, with a 7% lower overall cost index. Daytona Beach has the recurring monthly cost edge at roughly $1,143/mo, while Orlando has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$1,143/mo

Daytona Beach is ahead on recurring modeled costs, or about $13,716/yr.

Category wins
37-25

Daytona Beach wins 37 total categories; Orlando wins 25. Salary categories are judged by higher pay.

Income gap
$20K

ACS median household income differs by about $20,278 between the two cities.

Rent gap
$419/mo

ACS median gross rent is separated by about $419/mo.

Overall Cost of Living Comparison

CategoryDaytona BeachOrlandoDifference
OverallB+BTie
HousingB+C+Daytona Beach +2pts
FoodBBDaytona Beach +1pts
HealthcareB+BTie
TransportationBBTie
UtilitiesB+BTie

Rent, Food, and Utility Differences

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Housing

98
Daytona Beach
Orlando saves 3%
95
Orlando

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

88
Daytona Beach
Daytona Beach saves 25%
110
Orlando

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

88
Daytona Beach
Daytona Beach saves 24%
109
Orlando

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

100
Daytona Beach
Orlando saves 4%
96
Orlando

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

101
Daytona Beach
Orlando saves 5%
96
Orlando

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

98
Daytona Beach
Orlando saves 2%
96
Orlando

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementDaytona Beach saves $1,831
Daytona Beach
$6,754
Orlando
$8,585
Start a RestaurantOrlando saves $62,900
Daytona Beach
$468,282
Orlando
$405,382
Cost of LivingDaytona Beach saves $537
Daytona Beach
$3,814
Orlando
$4,351
Rent PricesDaytona Beach saves $419
Daytona Beach
$1,328
Orlando
$1,747
Car InsuranceOrlando saves $542
Daytona Beach
$2,265
Orlando
$1,723
Software Developer Salary (higher = better)Orlando pays $29,926 more
Daytona Beach
$84,298
Orlando
$114,224

Cost of Living

Daytona Beach: 6Orlando: 1
CategoryDaytona BeachOrlandoDiffWinner
Cost of Living$3,814$4,35112%Daytona Beach (lower cost)
Rent Prices$1,328$1,74724%Daytona Beach (lower cost)
Grocery Costs$378$47220%Daytona Beach (lower cost)
Utility Costs$282$2892%Daytona Beach (lower cost)
Transportation Costs$393$30822%Orlando (lower cost)
Childcare Costs$1,654$1,90613%Daytona Beach (lower cost)
Gym Membership$63$642%Daytona Beach (lower cost)

Home Services

Daytona Beach: 11Orlando: 6
CategoryDaytona BeachOrlandoDiffWinner
Roof Replacement$6,754$8,58521%Daytona Beach (lower cost)
HVAC Installation$4,954$7,47634%Daytona Beach (lower cost)
Plumbing Services$279$33416%Daytona Beach (lower cost)
Electrical Work$267$31315%Daytona Beach (lower cost)
Kitchen Remodel$30,359$33,1748%Daytona Beach (lower cost)
Bathroom Remodel$9,971$11,70915%Daytona Beach (lower cost)
House Painting$3,776$4,0186%Daytona Beach (lower cost)
Flooring Installation$2,601$2,08720%Orlando (lower cost)
Landscaping$3,217$3,4316%Daytona Beach (lower cost)
Fence Installation$3,737$3,5395%Orlando (lower cost)
Window Replacement$5,764$8,14229%Daytona Beach (lower cost)
Solar Panel Installation$27,894$26,7004%Orlando (lower cost)
Water Heater Replacement$1,904$1,8523%Orlando (lower cost)
Deck Building$9,500$12,62825%Daytona Beach (lower cost)
Pool Installation$41,200$54,94225%Daytona Beach (lower cost)
Tree Removal$1,270$1,01620%Orlando (lower cost)
Garage Door Repair$414$33220%Orlando (lower cost)

Business Startup Costs

Daytona Beach: 8Orlando: 4
CategoryDaytona BeachOrlandoDiffWinner
Start a Restaurant$468,282$405,38213%Orlando (lower cost)
Start a Coffee Shop$152,589$228,45633%Daytona Beach (lower cost)
Start a Food Truck$109,494$103,1636%Orlando (lower cost)
Start a Gym$197,010$219,54710%Daytona Beach (lower cost)
Start a Daycare$57,739$60,9515%Daytona Beach (lower cost)
Start a Hair Salon$240,311$285,15916%Daytona Beach (lower cost)
Start a Laundromat$255,850$268,0135%Daytona Beach (lower cost)
Start a Bakery$93,603$108,31314%Daytona Beach (lower cost)
Start a Bar$419,664$462,6979%Daytona Beach (lower cost)
Start a Cleaning Business$15,878$14,11511%Orlando (lower cost)
Start an Airbnb$24,661$23,6094%Orlando (lower cost)
Start a Trucking Business$127,156$132,5804%Daytona Beach (lower cost)

Insurance

Daytona Beach: 2Orlando: 7
CategoryDaytona BeachOrlandoDiffWinner
Car Insurance$2,265$1,72324%Orlando (lower cost)
Home Insurance$2,444$1,83325%Orlando (lower cost)
Health Insurance$664$49825%Orlando (lower cost)
Business Insurance$1,572$1,90017%Daytona Beach (lower cost)
Life Insurance$43$5826%Daytona Beach (lower cost)
Renters Insurance$25$238%Orlando (lower cost)
Pet Insurance$56$535%Orlando (lower cost)
Dental Insurance$35$336%Orlando (lower cost)
Motorcycle Insurance$496$4931%Orlando (lower cost)

Salaries & Jobs

Daytona Beach: 4Orlando: 6
CategoryDaytona BeachOrlandoDiffWinner
Software Developer Salary$84,298/yr$114,224/yr26%Orlando (higher pay)
Registered Nurse Salary$68,310/yr$80,846/yr16%Orlando (higher pay)
Teacher Salary$40,599/yr$57,769/yr30%Orlando (higher pay)
Electrician Salary$68,538/yr$55,275/yr19%Daytona Beach (higher pay)
Plumber Salary$55,086/yr$54,264/yr1%Daytona Beach (higher pay)
Accountant Salary$56,289/yr$58,916/yr4%Orlando (higher pay)
Physical Therapist Salary$75,119/yr$73,228/yr3%Daytona Beach (higher pay)
Police Officer Salary$62,008/yr$62,373/yr1%Orlando (higher pay)
Dentist Salary$179,370/yr$167,536/yr7%Daytona Beach (higher pay)
Real Estate Agent Salary$54,134/yr$72,017/yr25%Orlando (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Daytona Beach

If your salary doesn't depend on location, Daytona Beach's 7% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Daytona Beach

Both cities are moderately priced, but Daytona Beach's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Daytona Beach

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Daytona Beach's 7% advantage compounds across every budget category.

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Small Business Owner

โ†’ Daytona Beach

Lower operating costs in Daytona Beach mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Daytona Beach

On a fixed income, every percentage point matters. Daytona Beach's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Daytona Beach is 7% more affordable overall

Daytona Beach has the lower overall cost index and wins 33 non-salary cost categories.Orlando has the stronger salary edge across 6 salary categories, so wages are shown separately from affordability.

Daytona Beach
94
Orlando
101

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Daytona Beach and Orlando.
  2. Do not mix salary and affordability: use Orlando for pay leverage and Daytona Beach for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Daytona Beach, FL
Pop: 79K | Index: 94
View all costs โ†’
Orlando, FL
Pop: 320K | Index: 101
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $35K (Daytona Beach) vs $50K (Orlando).

Is Daytona Beach or Orlando more affordable in 2026?

Daytona Beach is 7% more affordable than Orlando overall. Daytona Beach wins 37 out of 62 cost categories. However, Orlando may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Orlando to Daytona Beach?

If your income stays the same or comparable, moving from Orlando to Daytona Beach gives you 7% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Daytona Beach and Orlando?

Housing is typically the biggest cost difference between these cities. Daytona Beach (index: 94) and Orlando (index: 101) differ by 7% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Daytona Beach ACS median rent: $1,328/moOrlando ACS median rent: $1,747/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsDaytona Beach costs โ†’Orlando costs โ†’