Cranston vs New Bedford: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

RI
Cranston
106
Cost Index
Pop: 83KIncome: $90K
VS
8% diff
MA
New Bedford
98
Cost Index
Pop: 101KIncome: $57K
More Affordable
New Bedford
Cranston Wins
25/62
New Bedford Wins
37/62
Monthly Cost Advantage
Cranston saves ~$10/mo
recurring costs only, ~$120/yr

Choosing between Cranston and New Bedford? You're not alone โ€” it's one of the most common relocation comparisons in the US. The numbers tell a clear story: New Bedford comes in 8% more affordable overall, with a cost index of 98 compared to Cranston's 106. But raw numbers only tell part of the story. This comparison breaks down exactly where each city saves you money โ€” and where it costs more.

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Direct Answer

New Bedford is the more affordable choice between Cranston and New Bedford, with a 8% lower overall cost index. Cranston has the recurring monthly cost edge at roughly $10/mo, while Cranston has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$10/mo

Cranston is ahead on recurring modeled costs, or about $120/yr.

Category wins
25-37

Cranston wins 25 total categories; New Bedford wins 37. Salary categories are judged by higher pay.

Income gap
$33K

ACS median household income differs by about $32,966 between the two cities.

Rent gap
$150/mo

ACS median gross rent is separated by about $150/mo.

Overall Cost of Living Comparison

CategoryCranstonNew BedfordDifference
OverallC+BNew Bedford +3pts
HousingC+B+New Bedford +2pts
FoodBBTie
HealthcareBBTie
TransportationBBTie
UtilitiesC+BNew Bedford +1pts

Rent, Food, and Utility Differences

๐Ÿ 

Housing

108
Cranston
New Bedford saves 10%
97
New Bedford

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

100
Cranston
Cranston saves 2%
102
New Bedford

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

๐Ÿฅ

Healthcare

102
Cranston
New Bedford saves 1%
101
New Bedford

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

114
Cranston
New Bedford saves 21%
90
New Bedford

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

96
Cranston
Cranston saves 10%
106
New Bedford

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

101
Cranston
Cranston saves 2%
103
New Bedford

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementCranston saves $136
Cranston
$9,272
New Bedford
$9,408
Start a RestaurantCranston saves $10,291
Cranston
$455,563
New Bedford
$465,854
Cost of LivingNew Bedford saves $285
Cranston
$4,063
New Bedford
$3,778
Rent PricesNew Bedford saves $150
Cranston
$1,375
New Bedford
$1,225
Car InsuranceCranston saves $182
Cranston
$2,053
New Bedford
$2,235
Software Developer Salary (higher = better)Cranston pays $30,410 more
Cranston
$145,492
New Bedford
$115,082

Cost of Living

Cranston: 2New Bedford: 5
CategoryCranstonNew BedfordDiffWinner
Cost of Living$4,063$3,7787%New Bedford (lower cost)
Rent Prices$1,375$1,22511%New Bedford (lower cost)
Grocery Costs$461$55417%Cranston (lower cost)
Utility Costs$285$23418%New Bedford (lower cost)
Transportation Costs$432$37114%New Bedford (lower cost)
Childcare Costs$1,332$1,72223%Cranston (lower cost)
Gym Membership$71$6213%New Bedford (lower cost)

Home Services

Cranston: 4New Bedford: 13
CategoryCranstonNew BedfordDiffWinner
Roof Replacement$9,272$9,4081%Cranston (lower cost)
HVAC Installation$7,940$6,72415%New Bedford (lower cost)
Plumbing Services$335$3321%New Bedford (lower cost)
Electrical Work$443$31928%New Bedford (lower cost)
Kitchen Remodel$39,167$26,24833%New Bedford (lower cost)
Bathroom Remodel$13,136$10,46520%New Bedford (lower cost)
House Painting$5,096$4,52311%New Bedford (lower cost)
Flooring Installation$3,293$3,1016%New Bedford (lower cost)
Landscaping$3,576$2,78922%New Bedford (lower cost)
Fence Installation$3,663$3,4596%New Bedford (lower cost)
Window Replacement$10,740$9,04816%New Bedford (lower cost)
Solar Panel Installation$29,407$22,67523%New Bedford (lower cost)
Water Heater Replacement$2,085$2,2909%Cranston (lower cost)
Deck Building$12,800$15,87819%Cranston (lower cost)
Pool Installation$62,462$59,2475%New Bedford (lower cost)
Tree Removal$1,287$1,14711%New Bedford (lower cost)
Garage Door Repair$347$50131%Cranston (lower cost)

Business Startup Costs

Cranston: 4New Bedford: 8
CategoryCranstonNew BedfordDiffWinner
Start a Restaurant$455,563$465,8542%Cranston (lower cost)
Start a Coffee Shop$202,996$168,71117%New Bedford (lower cost)
Start a Food Truck$163,632$132,92519%New Bedford (lower cost)
Start a Gym$360,828$247,78931%New Bedford (lower cost)
Start a Daycare$44,589$54,69018%Cranston (lower cost)
Start a Hair Salon$306,796$234,81823%New Bedford (lower cost)
Start a Laundromat$338,975$357,9635%Cranston (lower cost)
Start a Bakery$128,263$107,82516%New Bedford (lower cost)
Start a Bar$429,936$510,40916%Cranston (lower cost)
Start a Cleaning Business$18,315$14,24322%New Bedford (lower cost)
Start an Airbnb$34,423$23,19733%New Bedford (lower cost)
Start a Trucking Business$178,816$138,11023%New Bedford (lower cost)

Insurance

Cranston: 7New Bedford: 2
CategoryCranstonNew BedfordDiffWinner
Car Insurance$2,053$2,2358%Cranston (lower cost)
Home Insurance$2,323$2,77016%Cranston (lower cost)
Health Insurance$640$6765%Cranston (lower cost)
Business Insurance$1,561$2,09726%Cranston (lower cost)
Life Insurance$49$502%Cranston (lower cost)
Renters Insurance$24$3327%Cranston (lower cost)
Pet Insurance$67$5518%New Bedford (lower cost)
Dental Insurance$40$4817%Cranston (lower cost)
Motorcycle Insurance$728$51230%New Bedford (lower cost)

Salaries & Jobs

Cranston: 6New Bedford: 4
CategoryCranstonNew BedfordDiffWinner
Software Developer Salary$145,492/yr$115,082/yr21%Cranston (higher pay)
Registered Nurse Salary$93,953/yr$75,439/yr20%Cranston (higher pay)
Teacher Salary$60,107/yr$52,844/yr12%Cranston (higher pay)
Electrician Salary$62,057/yr$56,091/yr10%Cranston (higher pay)
Plumber Salary$67,434/yr$70,407/yr4%New Bedford (higher pay)
Accountant Salary$68,265/yr$71,179/yr4%New Bedford (higher pay)
Physical Therapist Salary$99,301/yr$110,415/yr10%New Bedford (higher pay)
Police Officer Salary$61,691/yr$71,009/yr13%New Bedford (higher pay)
Dentist Salary$183,960/yr$149,716/yr19%Cranston (higher pay)
Real Estate Agent Salary$100,479/yr$70,080/yr30%Cranston (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ New Bedford

If your salary doesn't depend on location, New Bedford's 8% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Cranston

Cranston's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

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Family with Kids

โ†’ New Bedford

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. New Bedford's 8% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ New Bedford

Lower operating costs in New Bedford mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ New Bedford

On a fixed income, every percentage point matters. New Bedford's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

New Bedford is 8% more affordable overall

New Bedford has the lower overall cost index and wins 33 non-salary cost categories.Cranston has the stronger salary edge across 6 salary categories, so wages are shown separately from affordability.

Cranston
106
New Bedford
98

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Cranston and New Bedford.
  2. Do not mix salary and affordability: use Cranston for pay leverage and Cranston for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Cranston, RI
Pop: 83K | Index: 106
View all costs โ†’
New Bedford, MA
Pop: 101K | Index: 98
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

What is the cost of living index for Cranston vs New Bedford?

Cranston's cost of living index is 106; New Bedford's is 98. A score of 100 represents the national average. Cranston is above average; New Bedford is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Cranston's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $62K (Cranston) vs $40K (New Bedford).

Which city is better for remote workers?

For remote workers earning a location-independent salary, New Bedford is the clear winner. The 8% cost advantage means more of your paycheck goes to savings or discretionary spending. Cranston makes more sense if your employer adjusts pay upward for that market.

Should I move from Cranston to New Bedford?

If your income stays the same or comparable, moving from Cranston to New Bedford gives you 8% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Cranston ACS median rent: $1,375/moNew Bedford ACS median rent: $1,225/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsCranston costs โ†’New Bedford costs โ†’