Colorado Springs vs Pueblo: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

CO
Colorado Springs
105
Cost Index
Pop: 488KIncome: $85K
VS
19% diff
CO
Pueblo
86
Cost Index
Pop: 112KIncome: $57K
More Affordable
Pueblo
Colorado Springs Wins
21/62
Pueblo Wins
40/62
Monthly Cost Advantage
Pueblo saves ~$1,524/mo
recurring costs only, ~$18,288/yr

The Colorado Springs vs Pueblo debate comes down to more than just price tags. While Pueblo offers lower costs across most categories (19% cheaper overall), Colorado Springs brings advantages in job market depth and earning potential. We've analyzed cost data across every category in our database to give you the complete picture โ€” including who actually benefits from each city's strengths.

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Direct Answer

Pueblo is the more affordable choice between Colorado Springs and Pueblo, with a 19% lower overall cost index. Pueblo has the recurring monthly cost edge at roughly $1,524/mo, while Colorado Springs has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$1,524/mo

Pueblo is ahead on recurring modeled costs, or about $18,288/yr.

Category wins
21-40

Colorado Springs wins 21 total categories; Pueblo wins 40. Salary categories are judged by higher pay.

Income gap
$28K

ACS median household income differs by about $28,154 between the two cities.

Rent gap
$566/mo

ACS median gross rent is separated by about $566/mo.

Overall Cost of Living Comparison

CategoryColorado SpringsPuebloDifference
OverallC+APueblo +2pts
HousingC+A+Pueblo +3pts
FoodC+APueblo +3pts
HealthcareC+APueblo +2pts
TransportationC+B+Pueblo +4pts
UtilitiesC+B+Pueblo +3pts

Rent, Food, and Utility Differences

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Housing

115
Colorado Springs
Pueblo saves 34%
76
Pueblo

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

106
Colorado Springs
Pueblo saves 17%
88
Pueblo

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

๐Ÿฅ

Healthcare

110
Colorado Springs
Pueblo saves 24%
84
Pueblo

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

103
Colorado Springs
Pueblo saves 14%
89
Pueblo

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

94
Colorado Springs
Colorado Springs saves 4%
98
Pueblo

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

100
Colorado Springs
Pueblo saves 11%
89
Pueblo

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementPueblo saves $3,317
Colorado Springs
$10,579
Pueblo
$7,262
Start a RestaurantColorado Springs saves $82,556
Colorado Springs
$388,616
Pueblo
$471,172
Cost of LivingPueblo saves $885
Colorado Springs
$4,319
Pueblo
$3,434
Rent PricesPueblo saves $566
Colorado Springs
$1,648
Pueblo
$1,082
Car InsuranceColorado Springs saves $598
Colorado Springs
$1,768
Pueblo
$2,366
Software Developer Salary (higher = better)Colorado Springs pays $33,754 more
Colorado Springs
$131,148
Pueblo
$97,394

Cost of Living

Colorado Springs: 1Pueblo: 6
CategoryColorado SpringsPuebloDiffWinner
Cost of Living$4,319$3,43420%Pueblo (lower cost)
Rent Prices$1,648$1,08234%Pueblo (lower cost)
Grocery Costs$384$30620%Pueblo (lower cost)
Utility Costs$294$24018%Pueblo (lower cost)
Transportation Costs$476$39118%Pueblo (lower cost)
Childcare Costs$1,350$1,49810%Colorado Springs (lower cost)
Gym Membership$63$5513%Pueblo (lower cost)

Home Services

Colorado Springs: 3Pueblo: 14
CategoryColorado SpringsPuebloDiffWinner
Roof Replacement$10,579$7,26231%Pueblo (lower cost)
HVAC Installation$8,984$7,18920%Pueblo (lower cost)
Plumbing Services$357$24831%Pueblo (lower cost)
Electrical Work$375$32214%Pueblo (lower cost)
Kitchen Remodel$34,613$20,36441%Pueblo (lower cost)
Bathroom Remodel$14,615$8,95039%Pueblo (lower cost)
House Painting$5,436$4,07525%Pueblo (lower cost)
Flooring Installation$3,500$3,5191%Colorado Springs (lower cost)
Landscaping$3,038$2,9543%Pueblo (lower cost)
Fence Installation$3,686$3,8895%Colorado Springs (lower cost)
Window Replacement$6,803$6,2558%Pueblo (lower cost)
Solar Panel Installation$29,044$24,93814%Pueblo (lower cost)
Water Heater Replacement$2,736$1,72937%Pueblo (lower cost)
Deck Building$13,700$11,25318%Pueblo (lower cost)
Pool Installation$59,758$36,61939%Pueblo (lower cost)
Tree Removal$1,110$1,1150%Colorado Springs (lower cost)
Garage Door Repair$487$36126%Pueblo (lower cost)

Business Startup Costs

Colorado Springs: 2Pueblo: 10
CategoryColorado SpringsPuebloDiffWinner
Start a Restaurant$388,616$471,17218%Colorado Springs (lower cost)
Start a Coffee Shop$159,363$163,0492%Colorado Springs (lower cost)
Start a Food Truck$146,157$130,22511%Pueblo (lower cost)
Start a Gym$257,813$219,68415%Pueblo (lower cost)
Start a Daycare$47,562$47,3800%Pueblo (lower cost)
Start a Hair Salon$231,334$176,06124%Pueblo (lower cost)
Start a Laundromat$315,350$293,9137%Pueblo (lower cost)
Start a Bakery$114,503$77,41732%Pueblo (lower cost)
Start a Bar$531,600$297,09744%Pueblo (lower cost)
Start a Cleaning Business$18,792$11,71138%Pueblo (lower cost)
Start an Airbnb$30,739$27,59710%Pueblo (lower cost)
Start a Trucking Business$172,096$103,46040%Pueblo (lower cost)

Insurance

Colorado Springs: 2Pueblo: 6
CategoryColorado SpringsPuebloDiffWinner
Car Insurance$1,768$2,36625%Colorado Springs (lower cost)
Home Insurance$2,230$2,00410%Pueblo (lower cost)
Health Insurance$515$57110%Colorado Springs (lower cost)
Business Insurance$1,640$1,38316%Pueblo (lower cost)
Life Insurance$58$547%Pueblo (lower cost)
Renters Insurance$24$240%โ€”
Pet Insurance$49$466%Pueblo (lower cost)
Dental Insurance$43$3226%Pueblo (lower cost)
Motorcycle Insurance$532$41522%Pueblo (lower cost)

Salaries & Jobs

Colorado Springs: 10Pueblo: 0
CategoryColorado SpringsPuebloDiffWinner
Software Developer Salary$131,148/yr$97,394/yr26%Colorado Springs (higher pay)
Registered Nurse Salary$97,838/yr$75,784/yr23%Colorado Springs (higher pay)
Teacher Salary$55,798/yr$42,328/yr24%Colorado Springs (higher pay)
Electrician Salary$83,891/yr$60,072/yr28%Colorado Springs (higher pay)
Plumber Salary$63,706/yr$56,109/yr12%Colorado Springs (higher pay)
Accountant Salary$96,936/yr$83,655/yr14%Colorado Springs (higher pay)
Physical Therapist Salary$104,231/yr$63,665/yr39%Colorado Springs (higher pay)
Police Officer Salary$77,566/yr$53,356/yr31%Colorado Springs (higher pay)
Dentist Salary$201,600/yr$180,496/yr10%Colorado Springs (higher pay)
Real Estate Agent Salary$90,443/yr$84,843/yr6%Colorado Springs (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Pueblo

If your salary doesn't depend on location, Pueblo's 19% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Pueblo

Both cities are moderately priced, but Pueblo's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ Pueblo

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Pueblo's 19% advantage compounds across every budget category.

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Small Business Owner

โ†’ Pueblo

Lower operating costs in Pueblo mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Pueblo

On a fixed income, every percentage point matters. Pueblo's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Pueblo is 19% more affordable overall

Pueblo has the lower overall cost index and wins 40 non-salary cost categories.Colorado Springs has the stronger salary edge across 10 salary categories, so wages are shown separately from affordability.

Colorado Springs
105
Pueblo
86

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Colorado Springs and Pueblo.
  2. Do not mix salary and affordability: use Colorado Springs for pay leverage and Pueblo for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Colorado Springs, CO
Pop: 488K | Index: 105
View all costs โ†’
Pueblo, CO
Pop: 112K | Index: 86
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

What is the cost of living index for Colorado Springs vs Pueblo?

Colorado Springs's cost of living index is 105; Pueblo's is 86. A score of 100 represents the national average. Colorado Springs is above average; Pueblo is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $66K (Colorado Springs) vs $39K (Pueblo).

Which city is better for remote workers?

For remote workers earning a location-independent salary, Pueblo is the clear winner. The 19% cost advantage means more of your paycheck goes to savings or discretionary spending. Colorado Springs makes more sense if your employer adjusts pay upward for that market.

Should I move from Colorado Springs to Pueblo?

If your income stays the same or comparable, moving from Colorado Springs to Pueblo gives you 19% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Colorado Springs ACS median rent: $1,648/moPueblo ACS median rent: $1,082/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsColorado Springs costs โ†’Pueblo costs โ†’