College Station vs Houston: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

TX
College Station
88
Cost Index
Pop: 121KIncome: $38K
VS
8% diff
TX
Houston
96
Cost Index
Pop: 2.3MIncome: $54K
More Affordable
College Station
College Station Wins
26/38
Houston Wins
12/38
Net Advantage
College Station saves ~$541/mo

College Station and Houston attract different kinds of residents, but people weighing one against the other is surprisingly common. Our data shows College Station is the more affordable option by 8%, though Houston often compensates with higher wages in key industries. Below, we compare every major cost category so you can decide based on your own priorities โ€” not someone else's spreadsheet.

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Overall Cost of Living Comparison

CategoryCollege StationHoustonDifference
OverallABTie
HousingAB+Tie
FoodB+BTie
HealthcareB+BTie
TransportationABTie
UtilitiesB+BTie

Rent, Food, and Utility Differences

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Housing

77
College Station
College Station saves 34%
103
Houston

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

85
College Station
College Station saves 24%
105
Houston

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

94
College Station
Even
94
Houston

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

92
College Station
College Station saves 3%
95
Houston

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

88
College Station
College Station saves 15%
101
Houston

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

90
College Station
College Station saves 2%
92
Houston

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementCollege Station saves $133
College Station
$8,645
Houston
$8,778
Start a RestaurantCollege Station saves $34,457
College Station
$374,625
Houston
$409,082
Cost of LivingHouston saves $794
College Station
$3,731
Houston
$2,937
Rent PricesCollege Station saves $302
College Station
$1,710
Houston
$2,012
Car InsuranceHouston saves $146
College Station
$2,290
Houston
$2,144
Software Developer Salary (higher = better)College Station pays $8,613 more
College Station
$96,795
Houston
$88,182

Cost of Living

College Station: 3Houston: 2
CategoryCollege StationHoustonDiffWinner
Cost of Living$3,731$2,93721%Houston (lower cost)
Rent Prices$1,710$2,01215%College Station (lower cost)
Grocery Costs$428$36714%Houston (lower cost)
Utility Costs$262$2724%College Station (lower cost)
Transportation Costs$317$39119%College Station (lower cost)

Home Services

College Station: 9Houston: 1
CategoryCollege StationHoustonDiffWinner
Roof Replacement$8,645$8,7782%College Station (lower cost)
HVAC Installation$6,006$6,2063%College Station (lower cost)
Plumbing Services$285$32713%College Station (lower cost)
Electrical Work$283$33616%College Station (lower cost)
Kitchen Remodel$24,515$33,18226%College Station (lower cost)
Bathroom Remodel$10,315$12,61618%College Station (lower cost)
House Painting$2,750$3,78427%College Station (lower cost)
Flooring Installation$2,104$3,15033%College Station (lower cost)
Landscaping$2,472$3,53030%College Station (lower cost)
Fence Installation$3,073$2,9464%Houston (lower cost)

Business Startup Costs

College Station: 7Houston: 3
CategoryCollege StationHoustonDiffWinner
Start a Restaurant$374,625$409,0828%College Station (lower cost)
Start a Coffee Shop$166,858$193,49614%College Station (lower cost)
Start a Food Truck$114,457$133,81914%College Station (lower cost)
Start a Gym$178,695$206,41513%College Station (lower cost)
Start a Daycare$38,451$64,58140%College Station (lower cost)
Start a Hair Salon$234,467$264,92711%College Station (lower cost)
Start a Laundromat$340,375$287,52516%Houston (lower cost)
Start a Bakery$100,921$98,2863%Houston (lower cost)
Start a Bar$384,528$561,21631%College Station (lower cost)
Start a Cleaning Business$16,784$16,5391%Houston (lower cost)

Insurance

College Station: 1Houston: 3
CategoryCollege StationHoustonDiffWinner
Car Insurance$2,290$2,1446%Houston (lower cost)
Home Insurance$1,694$2,52233%College Station (lower cost)
Health Insurance$713$6736%Houston (lower cost)
Business Insurance$2,051$1,34534%Houston (lower cost)

Salaries & Jobs

College Station: 3Houston: 2
CategoryCollege StationHoustonDiffWinner
Software Developer Salary$96,795/yr$88,182/yr9%College Station (higher pay)
Registered Nurse Salary$76,695/yr$57,503/yr25%College Station (higher pay)
Teacher Salary$46,313/yr$42,425/yr8%College Station (higher pay)
Electrician Salary$48,169/yr$59,807/yr19%Houston (higher pay)
Plumber Salary$49,422/yr$57,294/yr14%Houston (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ College Station

If your salary doesn't depend on location, College Station's 8% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ College Station

Both cities are moderately priced, but College Station's lower costs help you build savings earlier in your career when compound growth matters most.

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Family with Kids

โ†’ College Station

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. College Station's 8% advantage compounds across every budget category.

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Small Business Owner

โ†’ College Station

Lower operating costs in College Station mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ College Station

On a fixed income, every percentage point matters. College Station's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

College Station is 8% more affordable overall

College Station wins 26 out of 38 cost categories.Houston has higher costs but wins 12 categories.

College Station
88
Houston
96

Explore Each City

College Station, TX
Pop: 121K | Index: 88
View all costs โ†’
Houston, TX
Pop: 2.3M | Index: 96
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city is better for remote workers?

For remote workers earning a location-independent salary, College Station is the clear winner. The 8% cost advantage means more of your paycheck goes to savings or discretionary spending. Houston makes more sense if your employer adjusts pay upward for that market.

Should I move from Houston to College Station?

If your income stays the same or comparable, moving from Houston to College Station gives you 8% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $38K (College Station) vs $54K (Houston).

Is College Station or Houston more affordable in 2026?

College Station is 8% more affordable than Houston overall. College Station wins 26 out of 38 cost categories. However, Houston may offer higher salaries in certain industries that can offset higher living costs.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsCollege Station costs โ†’Houston costs โ†’