Clarksville vs Evansville: Cost of Living Comparison

Side-by-side cost comparison across 62 categories. Updated May 2026.

TN
Clarksville
88
Cost Index
Pop: 176KIncome: $69K
VS
6% diff
IN
Evansville
82
Cost Index
Pop: 116KIncome: $53K
More Affordable
Evansville
Clarksville Wins
23/62
Evansville Wins
39/62
Monthly Cost Advantage
Evansville saves ~$957/mo
recurring costs only, ~$11,484/yr

Every year, thousands of Americans weigh Clarksville against Evansville. Here's what they should know: Evansville is 6% cheaper overall, but Clarksville has its own cost advantages in specific categories. We've broken down the comparison across all 62 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Direct Answer

Evansville is the more affordable choice between Clarksville and Evansville, with a 6% lower overall cost index. Evansville has the recurring monthly cost edge at roughly $957/mo, while Clarksville has the stronger salary-side advantage.

This comparison separates lower living costs from higher salary potential so a move decision does not over-credit one number. Use the cards below to see the main trade-offs before going into the full category table.

Monthly cost edge
$957/mo

Evansville is ahead on recurring modeled costs, or about $11,484/yr.

Category wins
23-39

Clarksville wins 23 total categories; Evansville wins 39. Salary categories are judged by higher pay.

Income gap
$16K

ACS median household income differs by about $15,916 between the two cities.

Rent gap
$332/mo

ACS median gross rent is separated by about $332/mo.

Overall Cost of Living Comparison

CategoryClarksvilleEvansvilleDifference
OverallAATie
HousingA+A+Tie
FoodB+ATie
HealthcareAB+Tie
TransportationAATie
UtilitiesAATie

Rent, Food, and Utility Differences

๐Ÿ 

Housing

83
Clarksville
Evansville saves 5%
79
Evansville

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

88
Clarksville
Clarksville saves 5%
92
Evansville

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

๐Ÿฅ

Healthcare

95
Clarksville
Evansville saves 13%
83
Evansville

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

89
Clarksville
Evansville saves 3%
86
Evansville

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

89
Clarksville
Clarksville saves 1%
90
Evansville

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

91
Clarksville
Evansville saves 16%
76
Evansville

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementEvansville saves $1,922
Clarksville
$8,509
Evansville
$6,587
Start a RestaurantEvansville saves $1,504
Clarksville
$277,732
Evansville
$276,228
Cost of LivingEvansville saves $433
Clarksville
$3,692
Evansville
$3,259
Rent PricesEvansville saves $332
Clarksville
$1,307
Evansville
$975
Car InsuranceEvansville saves $133
Clarksville
$1,705
Evansville
$1,572
Software Developer Salary (higher = better)Clarksville pays $10,687 more
Clarksville
$82,330
Evansville
$71,643

Cost of Living

Clarksville: 2Evansville: 5
CategoryClarksvilleEvansvilleDiffWinner
Cost of Living$3,692$3,25912%Evansville (lower cost)
Rent Prices$1,307$97525%Evansville (lower cost)
Grocery Costs$408$45310%Clarksville (lower cost)
Utility Costs$197$17710%Evansville (lower cost)
Transportation Costs$329$39717%Clarksville (lower cost)
Childcare Costs$1,512$1,30214%Evansville (lower cost)
Gym Membership$55$517%Evansville (lower cost)

Home Services

Clarksville: 8Evansville: 9
CategoryClarksvilleEvansvilleDiffWinner
Roof Replacement$8,509$6,58723%Evansville (lower cost)
HVAC Installation$5,165$4,8227%Evansville (lower cost)
Plumbing Services$278$30810%Clarksville (lower cost)
Electrical Work$235$33830%Clarksville (lower cost)
Kitchen Remodel$28,580$16,60842%Evansville (lower cost)
Bathroom Remodel$12,523$8,98228%Evansville (lower cost)
House Painting$3,822$3,5737%Evansville (lower cost)
Flooring Installation$1,909$1,8742%Evansville (lower cost)
Landscaping$2,773$3,13412%Clarksville (lower cost)
Fence Installation$2,009$3,39641%Clarksville (lower cost)
Window Replacement$4,637$5,14210%Clarksville (lower cost)
Solar Panel Installation$22,057$19,47512%Evansville (lower cost)
Water Heater Replacement$1,452$1,26113%Evansville (lower cost)
Deck Building$10,013$10,5915%Clarksville (lower cost)
Pool Installation$42,906$51,50317%Clarksville (lower cost)
Tree Removal$756$84410%Clarksville (lower cost)
Garage Door Repair$390$20747%Evansville (lower cost)

Business Startup Costs

Clarksville: 2Evansville: 10
CategoryClarksvilleEvansvilleDiffWinner
Start a Restaurant$277,732$276,2281%Evansville (lower cost)
Start a Coffee Shop$147,098$119,52019%Evansville (lower cost)
Start a Food Truck$126,707$122,8883%Evansville (lower cost)
Start a Gym$263,258$176,81133%Evansville (lower cost)
Start a Daycare$52,998$46,04413%Evansville (lower cost)
Start a Hair Salon$226,177$233,4693%Clarksville (lower cost)
Start a Laundromat$317,625$286,73810%Evansville (lower cost)
Start a Bakery$97,824$90,6267%Evansville (lower cost)
Start a Bar$532,128$378,07329%Evansville (lower cost)
Start a Cleaning Business$14,680$13,6377%Evansville (lower cost)
Start an Airbnb$27,356$18,63232%Evansville (lower cost)
Start a Trucking Business$87,185$118,16026%Clarksville (lower cost)

Insurance

Clarksville: 2Evansville: 7
CategoryClarksvilleEvansvilleDiffWinner
Car Insurance$1,705$1,5728%Evansville (lower cost)
Home Insurance$2,183$1,93611%Evansville (lower cost)
Health Insurance$651$45231%Evansville (lower cost)
Business Insurance$1,571$1,39711%Evansville (lower cost)
Life Insurance$36$346%Evansville (lower cost)
Renters Insurance$26$287%Clarksville (lower cost)
Pet Insurance$44$5215%Clarksville (lower cost)
Dental Insurance$38$2534%Evansville (lower cost)
Motorcycle Insurance$607$51315%Evansville (lower cost)

Salaries & Jobs

Clarksville: 7Evansville: 3
CategoryClarksvilleEvansvilleDiffWinner
Software Developer Salary$82,330/yr$71,643/yr13%Clarksville (higher pay)
Registered Nurse Salary$78,908/yr$70,061/yr11%Clarksville (higher pay)
Teacher Salary$44,691/yr$51,904/yr14%Evansville (higher pay)
Electrician Salary$55,138/yr$54,691/yr1%Clarksville (higher pay)
Plumber Salary$47,652/yr$46,143/yr3%Clarksville (higher pay)
Accountant Salary$74,879/yr$59,059/yr21%Clarksville (higher pay)
Physical Therapist Salary$51,871/yr$69,402/yr25%Evansville (higher pay)
Police Officer Salary$44,673/yr$59,865/yr25%Evansville (higher pay)
Dentist Salary$189,360/yr$109,756/yr42%Clarksville (higher pay)
Real Estate Agent Salary$68,200/yr$61,361/yr10%Clarksville (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Evansville

If your salary doesn't depend on location, Evansville's 6% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Evansville

Both cities are moderately priced, but Evansville's lower costs help you build savings earlier in your career when compound growth matters most.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Evansville

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Evansville's 6% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Evansville

Lower operating costs in Evansville mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Evansville

On a fixed income, every percentage point matters. Evansville's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Evansville is 6% more affordable overall

Evansville has the lower overall cost index and wins 36 non-salary cost categories.Clarksville has the stronger salary edge across 7 salary categories, so wages are shown separately from affordability.

Clarksville
88
Evansville
82

Move Decision Checklist

  1. Compare rent first: it is usually the biggest swing item between Clarksville and Evansville.
  2. Do not mix salary and affordability: use Clarksville for pay leverage and Evansville for spending power.
  3. Run the move-shock and salary-needed pages before committing to deposits, movers, or a lease.

Explore Each City

Clarksville, TN
Pop: 176K | Index: 88
View all costs โ†’
Evansville, IN
Pop: 116K | Index: 82
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

What is the cost of living index for Clarksville vs Evansville?

Clarksville's cost of living index is 88; Evansville's is 82. A score of 100 represents the national average. Clarksville is below average; Evansville is below average. These figures are derived from BLS and Census data.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $53K (Clarksville) vs $40K (Evansville).

Which city is better for remote workers?

For remote workers earning a location-independent salary, Evansville is the clear winner. The 6% cost advantage means more of your paycheck goes to savings or discretionary spending. Clarksville makes more sense if your employer adjusts pay upward for that market.

Should I move from Clarksville to Evansville?

If your income stays the same or comparable, moving from Clarksville to Evansville gives you 6% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

About This Comparison

Data SourcesACS 2024 5-year population, median household income, and median gross rent; BLS Consumer Expenditure Survey; HUD Fair Market Rent data; BLS OEWS salary data.
MethodologyRent and demographic anchors use official ACS values where available. Non-housing categories are modeled from national averages adjusted by city-specific cost indices and category sensitivity factors.
ConfidenceHYBRIDOfficial ACS anchors plus modeled non-housing estimates
Clarksville ACS median rent: $1,307/moEvansville ACS median rent: $975/mo

Limitations: ACS values are official citywide estimates, while some category costs remain modeled. Actual costs may vary by neighborhood, provider, timing, and household needs. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: May 2026.

โ† All ComparisonsClarksville costs โ†’Evansville costs โ†’