Cambridge vs Cranston: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

MA
Cambridge
168
Cost Index
Pop: 118KIncome: $103K
VS
62% diff
RI
Cranston
106
Cost Index
Pop: 83KIncome: $62K
More Affordable
Cranston
Cambridge Wins
5/38
Cranston Wins
33/38
Net Advantage
Cambridge saves ~$6,093/mo

Every year, thousands of Americans weigh Cambridge against Cranston. Here's what they should know: Cranston is 62% cheaper overall, but Cambridge offers higher wages that can offset the premium in certain career fields. We've broken down the comparison across all 38 cost categories we track โ€” with a verdict for different types of movers at the bottom.

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Overall Cost of Living Comparison

CategoryCambridgeCranstonDifference
OverallFC+Cranston +31pts
HousingFC+Cranston +56pts
FoodFBCranston +29pts
HealthcareDBCranston +22pts
TransportationFBCranston +31pts
UtilitiesDC+Cranston +22pts

Rent, Food, and Utility Differences

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Housing

187
Cambridge
Cranston saves 37%
117
Cranston

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

116
Cambridge
Cranston saves 7%
108
Cranston

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

119
Cambridge
Cranston saves 4%
114
Cranston

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

142
Cambridge
Cranston saves 25%
107
Cranston

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

135
Cambridge
Cranston saves 26%
100
Cranston

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

179
Cambridge
Cranston saves 40%
107
Cranston

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementCranston saves $7,974
Cambridge
$17,246
Cranston
$9,272
Start a RestaurantCranston saves $414,169
Cambridge
$869,732
Cranston
$455,563
Cost of LivingCranston saves $1,858
Cambridge
$6,885
Cranston
$5,027
Rent PricesCranston saves $2,326
Cambridge
$4,006
Cranston
$1,680
Car InsuranceCranston saves $910
Cambridge
$2,963
Cranston
$2,053
Software Developer Salary (higher = better)Cambridge pays $28,083 more
Cambridge
$173,575
Cranston
$145,492

Cost of Living

Cambridge: 0Cranston: 5
CategoryCambridgeCranstonDiffWinner
Cost of Living$6,885$5,02727%Cranston (lower cost)
Rent Prices$4,006$1,68058%Cranston (lower cost)
Grocery Costs$702$46134%Cranston (lower cost)
Utility Costs$424$28533%Cranston (lower cost)
Transportation Costs$572$43224%Cranston (lower cost)

Home Services

Cambridge: 0Cranston: 10
CategoryCambridgeCranstonDiffWinner
Roof Replacement$17,246$9,27246%Cranston (lower cost)
HVAC Installation$14,576$7,94046%Cranston (lower cost)
Plumbing Services$499$33533%Cranston (lower cost)
Electrical Work$608$44327%Cranston (lower cost)
Kitchen Remodel$53,435$39,16727%Cranston (lower cost)
Bathroom Remodel$21,679$13,13639%Cranston (lower cost)
House Painting$8,964$5,09643%Cranston (lower cost)
Flooring Installation$5,323$3,29338%Cranston (lower cost)
Landscaping$5,991$3,57640%Cranston (lower cost)
Fence Installation$6,163$3,66341%Cranston (lower cost)

Business Startup Costs

Cambridge: 0Cranston: 10
CategoryCambridgeCranstonDiffWinner
Start a Restaurant$869,732$455,56348%Cranston (lower cost)
Start a Coffee Shop$337,953$202,99640%Cranston (lower cost)
Start a Food Truck$213,769$163,63223%Cranston (lower cost)
Start a Gym$451,908$360,82820%Cranston (lower cost)
Start a Daycare$98,318$44,58955%Cranston (lower cost)
Start a Hair Salon$456,176$306,79633%Cranston (lower cost)
Start a Laundromat$562,625$338,97540%Cranston (lower cost)
Start a Bakery$180,249$128,26329%Cranston (lower cost)
Start a Bar$1,027,728$429,93658%Cranston (lower cost)
Start a Cleaning Business$24,840$18,31526%Cranston (lower cost)

Insurance

Cambridge: 0Cranston: 4
CategoryCambridgeCranstonDiffWinner
Car Insurance$2,963$2,05331%Cranston (lower cost)
Home Insurance$3,962$2,32341%Cranston (lower cost)
Health Insurance$802$64020%Cranston (lower cost)
Business Insurance$2,096$1,56126%Cranston (lower cost)

Salaries & Jobs

Cambridge: 5Cranston: 0
CategoryCambridgeCranstonDiffWinner
Software Developer Salary$173,575/yr$145,492/yr16%Cambridge (higher pay)
Registered Nurse Salary$110,070/yr$93,953/yr15%Cambridge (higher pay)
Teacher Salary$79,946/yr$60,107/yr25%Cambridge (higher pay)
Electrician Salary$100,732/yr$62,057/yr38%Cambridge (higher pay)
Plumber Salary$97,542/yr$67,434/yr31%Cambridge (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Cranston

If your salary doesn't depend on location, Cranston's 62% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Cambridge

Cambridge's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

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Family with Kids

โ†’ Cranston

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Cranston's 62% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Cranston

Lower operating costs in Cranston mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Cranston

On a fixed income, every percentage point matters. Cranston's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Cranston is 62% more affordable overall

Cranston wins 33 out of 38 cost categories.Cambridge has higher costs but wins 5 categories โ€” typically due to higher wages and urban demand.

Cambridge
168
Cranston
106

Explore Each City

Cambridge, MA
Pop: 118K | Index: 168
View all costs โ†’
Cranston, RI
Pop: 83K | Index: 106
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city is better for remote workers?

For remote workers earning a location-independent salary, Cranston is the clear winner. The 62% cost advantage means more of your paycheck goes to savings or discretionary spending. Cambridge makes more sense if your employer adjusts pay upward for that market.

Should I move from Cambridge to Cranston?

If your income stays the same or comparable, moving from Cambridge to Cranston gives you 62% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

Which city has better job opportunities?

Job market strength depends on your industry. Cambridge's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $103K (Cambridge) vs $62K (Cranston).

Is Cambridge or Cranston more affordable in 2026?

Cranston is 62% more affordable than Cambridge overall. Cranston wins 33 out of 38 cost categories. However, Cambridge may offer higher salaries in certain industries that can offset higher living costs.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsCambridge costs โ†’Cranston costs โ†’