Burlington vs Concord: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

VT
Burlington
118
Cost Index
Pop: 45KIncome: $48K
VS
12% diff
NH
Concord
106
Cost Index
Pop: 44KIncome: $60K
More Affordable
Concord
Burlington Wins
13/38
Concord Wins
24/38
Net Advantage
Burlington saves ~$3,925/mo

Should you live in Burlington or Concord? The cost data below will help you answer that question with confidence. Concord wins on overall affordability — 12% cheaper across the board — but the category-by-category breakdown reveals a more interesting story. Some expenses are dramatically different between these two markets; others are almost identical.

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Overall Cost of Living Comparison

CategoryBurlingtonConcordDifference
OverallCC+Concord +6pts
HousingDCConcord +8pts
FoodCC+Concord +6pts
HealthcareCC+Concord +3pts
TransportationCC+Concord +7pts
UtilitiesCBConcord +8pts

Rent, Food, and Utility Differences

🏠

Housing

117
Burlington
Concord saves 3%
114
Concord

Housing costs are primarily driven by local real estate markets and land values.

🛒

Food & Groceries

115
Burlington
Concord saves 15%
98
Concord

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

🏥

Healthcare

112
Burlington
Concord saves 7%
104
Concord

Healthcare costs are primarily driven by local provider networks and state regulations.

🚗

Transportation

117
Burlington
Concord saves 13%
102
Concord

Transportation costs are primarily driven by local public transit availability and fuel costs.

💡

Utilities

116
Burlington
Concord saves 16%
98
Concord

Utilities costs are primarily driven by local energy sources and climate demands.

🔧

Services

112
Burlington
Burlington saves 2%
114
Concord

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementConcord saves $1,369
Burlington
$12,621
Concord
$11,252
Start a RestaurantConcord saves $38,735
Burlington
$484,007
Concord
$445,272
Cost of LivingConcord saves $1,430
Burlington
$5,083
Concord
$3,653
Rent PricesConcord saves $569
Burlington
$2,639
Concord
$2,070
Car InsuranceBurlington saves $148
Burlington
$2,240
Concord
$2,388
Software Developer Salary (higher = better)Burlington pays $42,686 more
Burlington
$158,780
Concord
$116,094

Cost of Living

Burlington: 1Concord: 3
CategoryBurlingtonConcordDiffWinner
Cost of Living$5,083$3,65328%Concord (lower cost)
Rent Prices$2,639$2,07022%Concord (lower cost)
Grocery Costs$443$4430%
Utility Costs$250$22211%Concord (lower cost)
Transportation Costs$427$4546%Burlington (lower cost)

Home Services

Burlington: 1Concord: 9
CategoryBurlingtonConcordDiffWinner
Roof Replacement$12,621$11,25211%Concord (lower cost)
HVAC Installation$10,484$9,07413%Concord (lower cost)
Plumbing Services$339$3400%Burlington (lower cost)
Electrical Work$468$4533%Concord (lower cost)
Kitchen Remodel$38,720$31,07420%Concord (lower cost)
Bathroom Remodel$17,296$12,67027%Concord (lower cost)
House Painting$7,226$5,33826%Concord (lower cost)
Flooring Installation$3,307$3,1604%Concord (lower cost)
Landscaping$4,384$3,80713%Concord (lower cost)
Fence Installation$4,423$4,2674%Concord (lower cost)

Business Startup Costs

Burlington: 2Concord: 8
CategoryBurlingtonConcordDiffWinner
Start a Restaurant$484,007$445,2728%Concord (lower cost)
Start a Coffee Shop$234,498$195,82416%Concord (lower cost)
Start a Food Truck$163,894$110,85032%Concord (lower cost)
Start a Gym$335,583$227,52232%Concord (lower cost)
Start a Daycare$59,571$57,5833%Concord (lower cost)
Start a Hair Salon$358,388$269,49325%Concord (lower cost)
Start a Laundromat$355,775$281,13821%Concord (lower cost)
Start a Bakery$112,576$102,6699%Concord (lower cost)
Start a Bar$516,288$603,33714%Burlington (lower cost)
Start a Cleaning Business$17,432$17,6071%Burlington (lower cost)

Insurance

Burlington: 3Concord: 1
CategoryBurlingtonConcordDiffWinner
Car Insurance$2,240$2,3886%Burlington (lower cost)
Home Insurance$3,143$2,14532%Concord (lower cost)
Health Insurance$605$74419%Burlington (lower cost)
Business Insurance$1,860$2,29919%Burlington (lower cost)

Salaries & Jobs

Burlington: 4Concord: 1
CategoryBurlingtonConcordDiffWinner
Software Developer Salary$158,780/yr$116,094/yr27%Burlington (higher pay)
Registered Nurse Salary$88,808/yr$80,209/yr10%Burlington (higher pay)
Teacher Salary$57,808/yr$69,636/yr17%Concord (higher pay)
Electrician Salary$74,263/yr$63,447/yr15%Burlington (higher pay)
Plumber Salary$79,662/yr$58,569/yr26%Burlington (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Concord

If your salary doesn't depend on location, Concord's 12% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Burlington

Burlington's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

👨‍👩‍👧‍👦

Family with Kids

Concord

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Concord's 12% advantage compounds across every budget category.

🏪

Small Business Owner

Concord

Lower operating costs in Concord mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Concord

On a fixed income, every percentage point matters. Concord's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Concord is 12% more affordable overall

Concord wins 24 out of 38 cost categories.Burlington has higher costs but wins 13 categories — typically due to higher wages and urban demand.

Burlington
118
Concord
106

Explore Each City

Burlington, VT
Pop: 45K | Index: 118
View all costs →
Concord, NH
Pop: 44K | Index: 106
View all costs →

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Is Burlington or Concord more affordable in 2026?

Concord is 12% more affordable than Burlington overall. Concord wins 24 out of 38 cost categories. However, Burlington may offer higher salaries in certain industries that can offset higher living costs.

What is the cost of living index for Burlington vs Concord?

Burlington's cost of living index is 118; Concord's is 106. A score of 100 represents the national average. Burlington is above average; Concord is above average. These figures are derived from BLS and Census data.

How do housing costs compare between Burlington and Concord?

Housing is typically the biggest cost difference between these cities. Burlington (index: 118) and Concord (index: 106) differ by 12% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Which city is better for remote workers?

For remote workers earning a location-independent salary, Concord is the clear winner. The 12% cost advantage means more of your paycheck goes to savings or discretionary spending. Burlington makes more sense if your employer adjusts pay upward for that market.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

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