Asheville vs Winston-Salem: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

NC
Asheville
108
Cost Index
Pop: 94KIncome: $48K
VS
23% diff
NC
Winston-Salem
85
Cost Index
Pop: 250KIncome: $44K
More Affordable
Winston-Salem
Asheville Wins
5/38
Winston-Salem Wins
33/38
Net Advantage
Asheville saves ~$767/mo

Should you live in Asheville or Winston-Salem? The cost data below will help you answer that question with confidence. Winston-Salem wins on overall affordability — 23% cheaper across the board — but the category-by-category breakdown reveals a more interesting story. Some expenses are dramatically different between these two markets; others are almost identical.

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Overall Cost of Living Comparison

CategoryAshevilleWinston-SalemDifference
OverallC+AWinston-Salem +4pts
HousingCA+Winston-Salem +6pts
FoodC+B+Winston-Salem +5pts
HealthcareC+B+Winston-Salem +4pts
TransportationC+B+Winston-Salem +5pts
UtilitiesBAWinston-Salem +1pts

Rent, Food, and Utility Differences

🏠

Housing

110
Asheville
Winston-Salem saves 25%
82
Winston-Salem

Housing costs are primarily driven by local real estate markets and land values.

🛒

Food & Groceries

98
Asheville
Winston-Salem saves 3%
95
Winston-Salem

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

🏥

Healthcare

102
Asheville
Winston-Salem saves 11%
91
Winston-Salem

Healthcare costs are primarily driven by local provider networks and state regulations.

🚗

Transportation

102
Asheville
Winston-Salem saves 11%
91
Winston-Salem

Transportation costs are primarily driven by local public transit availability and fuel costs.

💡

Utilities

103
Asheville
Winston-Salem saves 12%
91
Winston-Salem

Utilities costs are primarily driven by local energy sources and climate demands.

🔧

Services

107
Asheville
Winston-Salem saves 21%
85
Winston-Salem

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementWinston-Salem saves $1,810
Asheville
$9,412
Winston-Salem
$7,602
Start a RestaurantWinston-Salem saves $65,559
Asheville
$538,466
Winston-Salem
$472,907
Cost of LivingWinston-Salem saves $1,945
Asheville
$5,318
Winston-Salem
$3,373
Rent PricesWinston-Salem saves $609
Asheville
$2,636
Winston-Salem
$2,027
Car InsuranceWinston-Salem saves $529
Asheville
$2,561
Winston-Salem
$2,032
Software Developer Salary (higher = better)Asheville pays $43,802 more
Asheville
$134,167
Winston-Salem
$90,365

Cost of Living

Asheville: 0Winston-Salem: 5
CategoryAshevilleWinston-SalemDiffWinner
Cost of Living$5,318$3,37337%Winston-Salem (lower cost)
Rent Prices$2,636$2,02723%Winston-Salem (lower cost)
Grocery Costs$436$38412%Winston-Salem (lower cost)
Utility Costs$322$22630%Winston-Salem (lower cost)
Transportation Costs$496$29640%Winston-Salem (lower cost)

Home Services

Asheville: 0Winston-Salem: 10
CategoryAshevilleWinston-SalemDiffWinner
Roof Replacement$9,412$7,60219%Winston-Salem (lower cost)
HVAC Installation$7,708$5,65127%Winston-Salem (lower cost)
Plumbing Services$320$28013%Winston-Salem (lower cost)
Electrical Work$363$30317%Winston-Salem (lower cost)
Kitchen Remodel$39,762$20,53648%Winston-Salem (lower cost)
Bathroom Remodel$10,444$10,2502%Winston-Salem (lower cost)
House Painting$4,820$3,50827%Winston-Salem (lower cost)
Flooring Installation$3,428$2,80118%Winston-Salem (lower cost)
Landscaping$3,590$2,52130%Winston-Salem (lower cost)
Fence Installation$3,433$3,2027%Winston-Salem (lower cost)

Business Startup Costs

Asheville: 0Winston-Salem: 10
CategoryAshevilleWinston-SalemDiffWinner
Start a Restaurant$538,466$472,90712%Winston-Salem (lower cost)
Start a Coffee Shop$227,801$202,25511%Winston-Salem (lower cost)
Start a Food Truck$146,363$92,87537%Winston-Salem (lower cost)
Start a Gym$297,702$266,54410%Winston-Salem (lower cost)
Start a Daycare$68,522$54,56020%Winston-Salem (lower cost)
Start a Hair Salon$279,778$227,89119%Winston-Salem (lower cost)
Start a Laundromat$389,638$240,01338%Winston-Salem (lower cost)
Start a Bakery$125,255$80,29936%Winston-Salem (lower cost)
Start a Bar$444,889$344,28123%Winston-Salem (lower cost)
Start a Cleaning Business$16,523$12,98121%Winston-Salem (lower cost)

Insurance

Asheville: 0Winston-Salem: 4
CategoryAshevilleWinston-SalemDiffWinner
Car Insurance$2,561$2,03221%Winston-Salem (lower cost)
Home Insurance$2,401$1,78826%Winston-Salem (lower cost)
Health Insurance$683$55419%Winston-Salem (lower cost)
Business Insurance$1,711$1,5778%Winston-Salem (lower cost)

Salaries & Jobs

Asheville: 3Winston-Salem: 2
CategoryAshevilleWinston-SalemDiffWinner
Software Developer Salary$134,167/yr$90,365/yr33%Asheville (higher pay)
Registered Nurse Salary$66,439/yr$76,031/yr13%Winston-Salem (higher pay)
Teacher Salary$57,547/yr$46,819/yr19%Asheville (higher pay)
Electrician Salary$62,685/yr$67,594/yr7%Winston-Salem (higher pay)
Plumber Salary$58,647/yr$53,250/yr9%Asheville (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Winston-Salem

If your salary doesn't depend on location, Winston-Salem's 23% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Asheville

Asheville's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

👨‍👩‍👧‍👦

Family with Kids

Winston-Salem

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Winston-Salem's 23% advantage compounds across every budget category.

🏪

Small Business Owner

Winston-Salem

Lower operating costs in Winston-Salem mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Winston-Salem

On a fixed income, every percentage point matters. Winston-Salem's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Winston-Salem is 23% more affordable overall

Winston-Salem wins 33 out of 38 cost categories.Asheville has higher costs but wins 5 categories — typically due to higher wages and urban demand.

Asheville
108
Winston-Salem
85

Explore Each City

Asheville, NC
Pop: 94K | Index: 108
View all costs →
Winston-Salem, NC
Pop: 250K | Index: 85
View all costs →

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Should I move from Asheville to Winston-Salem?

If your income stays the same or comparable, moving from Asheville to Winston-Salem gives you 23% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Asheville and Winston-Salem?

Housing is typically the biggest cost difference between these cities. Asheville (index: 108) and Winston-Salem (index: 85) differ by 23% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Is Asheville or Winston-Salem more affordable in 2026?

Winston-Salem is 23% more affordable than Asheville overall. Winston-Salem wins 33 out of 38 cost categories. However, Asheville may offer higher salaries in certain industries that can offset higher living costs.

What is the cost of living index for Asheville vs Winston-Salem?

Asheville's cost of living index is 108; Winston-Salem's is 85. A score of 100 represents the national average. Asheville is above average; Winston-Salem is below average. These figures are derived from BLS and Census data.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

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