Anaheim vs Ontario: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

CA
Anaheim
162
Cost Index
Pop: 350KIncome: $72K
VS
44% diff
CA
Ontario
118
Cost Index
Pop: 175KIncome: $63K
More Affordable
Ontario
Anaheim Wins
7/38
Ontario Wins
31/38
Net Advantage
Anaheim saves ~$6,204/mo

Should you live in Anaheim or Ontario? The cost data below will help you answer that question with confidence. Ontario wins on overall affordability — 44% cheaper across the board — but the category-by-category breakdown reveals a more interesting story. Some expenses are dramatically different between these two markets; others are almost identical.

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Overall Cost of Living Comparison

CategoryAnaheimOntarioDifference
OverallFCOntario +22pts
HousingFDOntario +36pts
FoodFCOntario +20pts
HealthcareDC+Ontario +20pts
TransportationFCOntario +21pts
UtilitiesDCOntario +12pts

Rent, Food, and Utility Differences

🏠

Housing

207
Anaheim
Ontario saves 45%
114
Ontario

Housing costs are primarily driven by local real estate markets and land values.

🛒

Food & Groceries

115
Anaheim
Ontario saves 1%
114
Ontario

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

🏥

Healthcare

146
Anaheim
Ontario saves 31%
101
Ontario

Healthcare costs are primarily driven by local provider networks and state regulations.

🚗

Transportation

139
Anaheim
Ontario saves 17%
116
Ontario

Transportation costs are primarily driven by local public transit availability and fuel costs.

💡

Utilities

120
Anaheim
Ontario saves 4%
115
Ontario

Utilities costs are primarily driven by local energy sources and climate demands.

🔧

Services

159
Anaheim
Ontario saves 18%
130
Ontario

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementOntario saves $5,264
Anaheim
$15,985
Ontario
$10,721
Start a RestaurantOntario saves $213,675
Anaheim
$784,979
Ontario
$571,304
Cost of LivingOntario saves $1,950
Anaheim
$6,858
Ontario
$4,908
Rent PricesOntario saves $1,628
Anaheim
$3,928
Ontario
$2,300
Car InsuranceOntario saves $958
Anaheim
$2,825
Ontario
$1,867
Software Developer Salary (higher = better)Anaheim pays $43,406 more
Anaheim
$185,328
Ontario
$141,922

Cost of Living

Anaheim: 0Ontario: 5
CategoryAnaheimOntarioDiffWinner
Cost of Living$6,858$4,90828%Ontario (lower cost)
Rent Prices$3,928$2,30041%Ontario (lower cost)
Grocery Costs$717$45237%Ontario (lower cost)
Utility Costs$348$30014%Ontario (lower cost)
Transportation Costs$568$45320%Ontario (lower cost)

Home Services

Anaheim: 0Ontario: 10
CategoryAnaheimOntarioDiffWinner
Roof Replacement$15,985$10,72133%Ontario (lower cost)
HVAC Installation$14,578$8,63841%Ontario (lower cost)
Plumbing Services$473$39317%Ontario (lower cost)
Electrical Work$618$43629%Ontario (lower cost)
Kitchen Remodel$63,348$40,61736%Ontario (lower cost)
Bathroom Remodel$22,608$16,16528%Ontario (lower cost)
House Painting$8,228$6,80817%Ontario (lower cost)
Flooring Installation$4,521$3,83215%Ontario (lower cost)
Landscaping$4,987$3,31434%Ontario (lower cost)
Fence Installation$6,674$4,58131%Ontario (lower cost)

Business Startup Costs

Anaheim: 1Ontario: 9
CategoryAnaheimOntarioDiffWinner
Start a Restaurant$784,979$571,30427%Ontario (lower cost)
Start a Coffee Shop$311,800$211,17632%Ontario (lower cost)
Start a Food Truck$210,888$144,61331%Ontario (lower cost)
Start a Gym$504,887$357,37729%Ontario (lower cost)
Start a Daycare$102,254$57,54944%Ontario (lower cost)
Start a Hair Salon$524,023$331,06037%Ontario (lower cost)
Start a Laundromat$594,738$475,38820%Ontario (lower cost)
Start a Bakery$190,166$139,48227%Ontario (lower cost)
Start a Bar$835,033$622,24925%Ontario (lower cost)
Start a Cleaning Business$19,653$20,3553%Anaheim (lower cost)

Insurance

Anaheim: 1Ontario: 3
CategoryAnaheimOntarioDiffWinner
Car Insurance$2,825$1,86734%Ontario (lower cost)
Home Insurance$3,609$1,96546%Ontario (lower cost)
Health Insurance$684$59313%Ontario (lower cost)
Business Insurance$2,220$2,2361%Anaheim (lower cost)

Salaries & Jobs

Anaheim: 5Ontario: 0
CategoryAnaheimOntarioDiffWinner
Software Developer Salary$185,328/yr$141,922/yr23%Anaheim (higher pay)
Registered Nurse Salary$102,836/yr$76,001/yr26%Anaheim (higher pay)
Teacher Salary$77,561/yr$67,364/yr13%Anaheim (higher pay)
Electrician Salary$100,441/yr$70,466/yr30%Anaheim (higher pay)
Plumber Salary$98,883/yr$84,087/yr15%Anaheim (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

💻

Remote Worker

Ontario

If your salary doesn't depend on location, Ontario's 44% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

🚀

Young Professional

Anaheim

Anaheim's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

👨‍👩‍👧‍👦

Family with Kids

Ontario

Families face multiplied costs — housing, groceries, healthcare, and transportation all scale with household size. Ontario's 44% advantage compounds across every budget category.

🏪

Small Business Owner

Ontario

Lower operating costs in Ontario mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

🏖️

Retiree

Ontario

On a fixed income, every percentage point matters. Ontario's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Ontario is 44% more affordable overall

Ontario wins 31 out of 38 cost categories.Anaheim has higher costs but wins 7 categories — typically due to higher wages and urban demand.

Anaheim
162
Ontario
118

Explore Each City

Anaheim, CA
Pop: 350K | Index: 162
View all costs →
Ontario, CA
Pop: 175K | Index: 118
View all costs →

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Should I move from Anaheim to Ontario?

If your income stays the same or comparable, moving from Anaheim to Ontario gives you 44% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Anaheim and Ontario?

Housing is typically the biggest cost difference between these cities. Anaheim (index: 162) and Ontario (index: 118) differ by 44% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

Is Anaheim or Ontario more affordable in 2026?

Ontario is 44% more affordable than Anaheim overall. Ontario wins 31 out of 38 cost categories. However, Anaheim may offer higher salaries in certain industries that can offset higher living costs.

What is the cost of living index for Anaheim vs Ontario?

Anaheim's cost of living index is 162; Ontario's is 118. A score of 100 represents the national average. Anaheim is above average; Ontario is above average. These figures are derived from BLS and Census data.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

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