Albuquerque vs Durango: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

NM
Albuquerque
93
Cost Index
Pop: 565KIncome: $53K
VS
25% diff
CO
Durango
118
Cost Index
Pop: 19KIncome: $54K
More Affordable
Albuquerque
Albuquerque Wins
29/38
Durango Wins
9/38
Net Advantage
Durango saves ~$5,629/mo

Albuquerque and Durango attract different kinds of residents, but people weighing one against the other is surprisingly common. Our data shows Albuquerque is the more affordable option by 25%, though Durango often compensates with higher wages in key industries. Below, we compare every major cost category so you can decide based on your own priorities โ€” not someone else's spreadsheet.

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Overall Cost of Living Comparison

CategoryAlbuquerqueDurangoDifference
OverallB+CAlbuquerque +9pts
HousingADAlbuquerque +15pts
FoodBCAlbuquerque +9pts
HealthcareBCAlbuquerque +8pts
TransportationB+CAlbuquerque +7pts
UtilitiesBC+Albuquerque +5pts

Rent, Food, and Utility Differences

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Housing

97
Albuquerque
Albuquerque saves 21%
117
Durango

Housing costs are primarily driven by local real estate markets and land values.

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Food & Groceries

93
Albuquerque
Albuquerque saves 22%
113
Durango

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

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Healthcare

99
Albuquerque
Albuquerque saves 8%
107
Durango

Healthcare costs are primarily driven by local provider networks and state regulations.

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Transportation

99
Albuquerque
Albuquerque saves 9%
108
Durango

Transportation costs are primarily driven by local public transit availability and fuel costs.

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Utilities

100
Albuquerque
Albuquerque saves 5%
105
Durango

Utilities costs are primarily driven by local energy sources and climate demands.

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Services

86
Albuquerque
Albuquerque saves 49%
128
Durango

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementAlbuquerque saves $822
Albuquerque
$8,905
Durango
$9,727
Start a RestaurantAlbuquerque saves $186,619
Albuquerque
$328,491
Durango
$515,110
Cost of LivingAlbuquerque saves $145
Albuquerque
$4,089
Durango
$4,234
Rent PricesAlbuquerque saves $512
Albuquerque
$1,640
Durango
$2,152
Car InsuranceAlbuquerque saves $702
Albuquerque
$1,898
Durango
$2,600
Software Developer Salary (higher = better)Durango pays $19,937 more
Albuquerque
$117,200
Durango
$137,137

Cost of Living

Albuquerque: 4Durango: 1
CategoryAlbuquerqueDurangoDiffWinner
Cost of Living$4,089$4,2343%Albuquerque (lower cost)
Rent Prices$1,640$2,15224%Albuquerque (lower cost)
Grocery Costs$420$3985%Durango (lower cost)
Utility Costs$205$29931%Albuquerque (lower cost)
Transportation Costs$322$50236%Albuquerque (lower cost)

Home Services

Albuquerque: 10Durango: 0
CategoryAlbuquerqueDurangoDiffWinner
Roof Replacement$8,905$9,7278%Albuquerque (lower cost)
HVAC Installation$6,230$8,32625%Albuquerque (lower cost)
Plumbing Services$277$38929%Albuquerque (lower cost)
Electrical Work$395$43710%Albuquerque (lower cost)
Kitchen Remodel$31,235$38,96720%Albuquerque (lower cost)
Bathroom Remodel$10,892$15,27729%Albuquerque (lower cost)
House Painting$4,894$5,96518%Albuquerque (lower cost)
Flooring Installation$2,586$3,61428%Albuquerque (lower cost)
Landscaping$2,823$3,89428%Albuquerque (lower cost)
Fence Installation$2,975$4,13828%Albuquerque (lower cost)

Business Startup Costs

Albuquerque: 8Durango: 2
CategoryAlbuquerqueDurangoDiffWinner
Start a Restaurant$328,491$515,11036%Albuquerque (lower cost)
Start a Coffee Shop$152,086$203,00625%Albuquerque (lower cost)
Start a Food Truck$98,894$133,86326%Albuquerque (lower cost)
Start a Gym$272,883$305,12711%Albuquerque (lower cost)
Start a Daycare$58,787$56,9173%Durango (lower cost)
Start a Hair Salon$209,949$316,72934%Albuquerque (lower cost)
Start a Laundromat$278,600$493,93844%Albuquerque (lower cost)
Start a Bakery$80,000$115,17531%Albuquerque (lower cost)
Start a Bar$393,648$655,12940%Albuquerque (lower cost)
Start a Cleaning Business$17,291$16,6594%Durango (lower cost)

Insurance

Albuquerque: 4Durango: 0
CategoryAlbuquerqueDurangoDiffWinner
Car Insurance$1,898$2,60027%Albuquerque (lower cost)
Home Insurance$2,005$2,48619%Albuquerque (lower cost)
Health Insurance$460$66030%Albuquerque (lower cost)
Business Insurance$1,607$1,7498%Albuquerque (lower cost)

Salaries & Jobs

Albuquerque: 0Durango: 5
CategoryAlbuquerqueDurangoDiffWinner
Software Developer Salary$117,200/yr$137,137/yr15%Durango (higher pay)
Registered Nurse Salary$73,733/yr$91,564/yr19%Durango (higher pay)
Teacher Salary$50,644/yr$74,074/yr32%Durango (higher pay)
Electrician Salary$69,841/yr$78,060/yr11%Durango (higher pay)
Plumber Salary$59,607/yr$70,197/yr15%Durango (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

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Remote Worker

โ†’ Albuquerque

If your salary doesn't depend on location, Albuquerque's 25% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

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Young Professional

โ†’ Durango

Durango's higher costs often come with a stronger job market and faster career progression. The salary premium in competitive industries can offset the higher expenses.

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Family with Kids

โ†’ Albuquerque

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Albuquerque's 25% advantage compounds across every budget category.

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Small Business Owner

โ†’ Albuquerque

Lower operating costs in Albuquerque mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

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Retiree

โ†’ Albuquerque

On a fixed income, every percentage point matters. Albuquerque's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Albuquerque is 25% more affordable overall

Albuquerque wins 29 out of 38 cost categories.Durango has higher costs but wins 9 categories โ€” typically due to higher wages and urban demand.

Albuquerque
93
Durango
118

Explore Each City

Albuquerque, NM
Pop: 565K | Index: 93
View all costs โ†’
Durango, CO
Pop: 19K | Index: 118
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

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Frequently Asked Questions

Which city has better job opportunities?

Job market strength depends on your industry. Durango's higher cost index often correlates with a stronger job market and higher wages, particularly in professional services and tech. Median incomes are $53K (Albuquerque) vs $54K (Durango).

Is Albuquerque or Durango more affordable in 2026?

Albuquerque is 25% more affordable than Durango overall. Albuquerque wins 29 out of 38 cost categories. However, Durango may offer higher salaries in certain industries that can offset higher living costs.

Should I move from Durango to Albuquerque?

If your income stays the same or comparable, moving from Durango to Albuquerque gives you 25% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

How do housing costs compare between Albuquerque and Durango?

Housing is typically the biggest cost difference between these cities. Albuquerque (index: 93) and Durango (index: 118) differ by 25% overall, with housing costs often diverging even more than the average. Check the Cost of Living section above for specific figures.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsAlbuquerque costs โ†’Durango costs โ†’