Abilene vs Midland: Cost of Living Comparison

Side-by-side cost comparison across 38 categories. Updated March 2026.

TX
Abilene
82
Cost Index
Pop: 125KIncome: $44K
VS
12% diff
TX
Midland
94
Cost Index
Pop: 146KIncome: $72K
More Affordable
Abilene
Abilene Wins
26/38
Midland Wins
12/38
Net Advantage
Midland saves ~$5,327/mo

Abilene (index: 82) vs Midland (index: 94) โ€” a 12% gap that plays out differently depending on what you earn, where you work, and how you spend. This isn't just a table of numbers. We've analyzed which city works better for renters, homeowners, families, remote workers, and small business owners.

Share:XFLRWE

Overall Cost of Living Comparison

CategoryAbileneMidlandDifference
OverallAB+Tie
HousingA+B+Tie
FoodABTie
HealthcareABTie
TransportationA+B+Tie
UtilitiesAB+Tie

Rent, Food, and Utility Differences

๐Ÿ 

Housing

80
Abilene
Abilene saves 11%
89
Midland

Housing costs are primarily driven by local real estate markets and land values.

๐Ÿ›’

Food & Groceries

93
Abilene
Midland saves 2%
91
Midland

Food & Groceries costs are primarily driven by local supply chains and regional agriculture.

๐Ÿฅ

Healthcare

79
Abilene
Abilene saves 32%
104
Midland

Healthcare costs are primarily driven by local provider networks and state regulations.

๐Ÿš—

Transportation

88
Abilene
Abilene saves 3%
91
Midland

Transportation costs are primarily driven by local public transit availability and fuel costs.

๐Ÿ’ก

Utilities

82
Abilene
Abilene saves 24%
102
Midland

Utilities costs are primarily driven by local energy sources and climate demands.

๐Ÿ”ง

Services

76
Abilene
Abilene saves 30%
99
Midland

Services costs are primarily driven by local labor markets and demand density.

Key Cost Comparisons

Roof ReplacementMidland saves $1,074
Abilene
$7,158
Midland
$6,084
Start a RestaurantAbilene saves $149,850
Abilene
$322,825
Midland
$472,675
Cost of LivingMidland saves $178
Abilene
$4,097
Midland
$3,919
Rent PricesAbilene saves $357
Abilene
$1,708
Midland
$2,065
Car InsuranceAbilene saves $10
Abilene
$1,667
Midland
$1,677
Software Developer Salary (higher = better)Midland pays $32,433 more
Abilene
$60,500
Midland
$92,933

Cost of Living

Abilene: 2Midland: 3
CategoryAbileneMidlandDiffWinner
Cost of Living$4,097$3,9194%Midland (lower cost)
Rent Prices$1,708$2,06517%Abilene (lower cost)
Grocery Costs$426$49614%Abilene (lower cost)
Utility Costs$237$20016%Midland (lower cost)
Transportation Costs$359$3318%Midland (lower cost)

Home Services

Abilene: 8Midland: 2
CategoryAbileneMidlandDiffWinner
Roof Replacement$7,158$6,08415%Midland (lower cost)
HVAC Installation$6,575$5,18321%Midland (lower cost)
Plumbing Services$245$27912%Abilene (lower cost)
Electrical Work$259$30315%Abilene (lower cost)
Kitchen Remodel$22,091$27,23919%Abilene (lower cost)
Bathroom Remodel$7,713$10,88929%Abilene (lower cost)
House Painting$3,164$5,00237%Abilene (lower cost)
Flooring Installation$2,476$2,5955%Abilene (lower cost)
Landscaping$2,862$3,20011%Abilene (lower cost)
Fence Installation$2,054$3,47341%Abilene (lower cost)

Business Startup Costs

Abilene: 8Midland: 2
CategoryAbileneMidlandDiffWinner
Start a Restaurant$322,825$472,67532%Abilene (lower cost)
Start a Coffee Shop$153,577$184,31917%Abilene (lower cost)
Start a Food Truck$104,169$125,68217%Abilene (lower cost)
Start a Gym$219,505$255,72314%Abilene (lower cost)
Start a Daycare$35,965$41,45913%Abilene (lower cost)
Start a Hair Salon$177,058$258,29531%Abilene (lower cost)
Start a Laundromat$327,600$362,07510%Abilene (lower cost)
Start a Bakery$97,110$87,56510%Midland (lower cost)
Start a Bar$294,672$364,22419%Abilene (lower cost)
Start a Cleaning Business$18,009$12,30232%Midland (lower cost)

Insurance

Abilene: 4Midland: 0
CategoryAbileneMidlandDiffWinner
Car Insurance$1,667$1,6771%Abilene (lower cost)
Home Insurance$1,955$2,64426%Abilene (lower cost)
Health Insurance$682$7104%Abilene (lower cost)
Business Insurance$1,344$1,73623%Abilene (lower cost)

Salaries & Jobs

Abilene: 1Midland: 4
CategoryAbileneMidlandDiffWinner
Software Developer Salary$60,500/yr$92,933/yr35%Midland (higher pay)
Registered Nurse Salary$43,642/yr$64,073/yr32%Midland (higher pay)
Teacher Salary$46,198/yr$41,891/yr9%Abilene (higher pay)
Electrician Salary$58,863/yr$61,819/yr5%Midland (higher pay)
Plumber Salary$48,648/yr$64,386/yr24%Midland (higher pay)

Which City Gives You More Buying Power?

The "better" city depends on your situation. Here's how different profiles stack up:

๐Ÿ’ป

Remote Worker

โ†’ Abilene

If your salary doesn't depend on location, Abilene's 12% lower costs translate directly into more savings or disposable income. Your paycheck goes further without a pay cut.

๐Ÿš€

Young Professional

โ†’ Abilene

Both cities are moderately priced, but Abilene's lower costs help you build savings earlier in your career when compound growth matters most.

๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ

Family with Kids

โ†’ Abilene

Families face multiplied costs โ€” housing, groceries, healthcare, and transportation all scale with household size. Abilene's 12% advantage compounds across every budget category.

๐Ÿช

Small Business Owner

โ†’ Abilene

Lower operating costs in Abilene mean lower break-even points. Rent, utilities, insurance, and labor all come in cheaper, giving new businesses more runway to reach profitability.

๐Ÿ–๏ธ

Retiree

โ†’ Abilene

On a fixed income, every percentage point matters. Abilene's lower healthcare, housing, and everyday costs help retirement savings last longer.

Salary Equivalent Between Cities

Abilene is 12% more affordable overall

Abilene wins 26 out of 38 cost categories.Midland has higher costs but wins 12 categories.

Abilene
82
Midland
94

Explore Each City

Abilene, TX
Pop: 125K | Index: 82
View all costs โ†’
Midland, TX
Pop: 146K | Index: 94
View all costs โ†’

Explore Specific Costs

Dive deeper into specific cost topics for each city:

Stay Ahead of Cost Changes

Free monthly brief: the biggest cost shifts across US cities. Rent moves, insurance rate changes, salary trends โ€” data you can act on.

Join 2,400+ readers. Unsubscribe anytime. We never share your email.

Frequently Asked Questions

Which city is better for remote workers?

For remote workers earning a location-independent salary, Abilene is the clear winner. The 12% cost advantage means more of your paycheck goes to savings or discretionary spending. Midland makes more sense if your employer adjusts pay upward for that market.

Should I move from Midland to Abilene?

If your income stays the same or comparable, moving from Midland to Abilene gives you 12% more purchasing power. That said, the decision depends on career opportunities, family ties, lifestyle preferences, and which specific costs matter most to your household. Review the category breakdown above to see which line items shift the most.

Which city has better job opportunities?

Job market strength depends on your industry. Both cities have similar cost profiles, suggesting comparable job markets. Compare specific salary categories above for your field. Median incomes are $44K (Abilene) vs $72K (Midland).

Is Abilene or Midland more affordable in 2026?

Abilene is 12% more affordable than Midland overall. Abilene wins 26 out of 38 cost categories. However, Midland may offer higher salaries in certain industries that can offset higher living costs.

About This Comparison

Data SourcesBLS Consumer Expenditure Survey, Census Bureau ACS, HUD Fair Market Rent data, BLS OEWS (salary data), and regional industry surveys.
MethodologyEach city's costs are derived from national averages adjusted by city-specific cost-of-living indices. Category-specific sensitivity factors account for varying price elasticity across topic areas.
ConfidenceMEDIUMModel-derived estimates, not direct price surveys

Limitations: This comparison uses modeled data based on cost-of-living indices. Actual costs may vary based on neighborhood, timing, provider, and individual circumstances. Salary data reflects median full-time employment; contract and freelance rates differ. Last updated: March 2026.

โ† All ComparisonsAbilene costs โ†’Midland costs โ†’