Monthly Budget in Virginia Beach for a Family of Four
What it costs two adults, two children to live in Virginia Beach, VA in 2026.
$4,988
Total Monthly
$11,084
Salary Needed
105
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $1,890 |
| Essential | Groceries & household supplies | $138 |
| Essential | Utilities (electric, gas, water) | $39 |
| Essential | Transportation (gas, transit, maintenance) | $80 |
| Essential | Car insurance | $463 |
| Essential | Health insurance (family plan) | $118 |
| Lifestyle | Internet & streaming | $79 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $368 |
| Lifestyle | Entertainment & recreation | $315 |
| Essential | Childcare (2 children) | $1,260 |
| Essentials Subtotal | $3,988 | |
| Lifestyle Subtotal | $1,000 | |
| Total Monthly Budget | $4,988 |
💡 Salary Needed: To live in Virginia Beach as two adults, two children with a 20% savings margin, you need approximately $11,084/year before taxes.Check affordability →