Monthly Budget in St. Paul for a Couple
What it costs two working adults, no children to live in St. Paul, MN in 2026.
$2,549
Total Monthly
$5,664
Salary Needed
100
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,200 |
| Essential | Groceries & household supplies | $64 |
| Essential | Utilities (electric, gas, water) | $24 |
| Essential | Transportation (gas, transit, maintenance) | $49 |
| Essential | Car insurance | $239 |
| Essential | Health insurance (couple) | $78 |
| Lifestyle | Internet & streaming | $75 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $400 |
| Lifestyle | Entertainment & recreation | $250 |
| Essentials Subtotal | $1,654 | |
| Lifestyle Subtotal | $895 | |
| Total Monthly Budget | $2,549 |
💡 Salary Needed: To live in St. Paul as two working adults, no children with a 20% savings margin, you need approximately $5,664/year before taxes.Check affordability →