Monthly Budget in St. Louis for a Single Adult
What it costs one working adult, no dependents to live in St. Louis, MO in 2026.
$1,803
Total Monthly
$4,007
Salary Needed
87
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,044 |
| Essential | Groceries & household supplies | $29 |
| Essential | Utilities (electric, gas, water) | $18 |
| Essential | Transportation (gas, transit, maintenance) | $32 |
| Essential | Car insurance | $133 |
| Essential | Health insurance (individual) | $48 |
| Lifestyle | Internet & streaming | $65 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $218 |
| Lifestyle | Entertainment & recreation | $131 |
| Essentials Subtotal | $1,304 | |
| Lifestyle Subtotal | $499 | |
| Total Monthly Budget | $1,803 |
💡 Salary Needed: To live in St. Louis as a one working adult, no dependents with a 20% savings margin, you need approximately $4,007/year before taxes.Check affordability →