Monthly Budget in St. Joseph for a Single Adult
What it costs one working adult, no dependents to live in St. Joseph, MO in 2026.
$1,672
Total Monthly
$3,716
Salary Needed
78
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $936 |
| Essential | Groceries & household supplies | $35 |
| Essential | Utilities (electric, gas, water) | $15 |
| Essential | Transportation (gas, transit, maintenance) | $36 |
| Essential | Car insurance | $147 |
| Essential | Health insurance (individual) | $47 |
| Lifestyle | Internet & streaming | $59 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $195 |
| Lifestyle | Entertainment & recreation | $117 |
| Essentials Subtotal | $1,216 | |
| Lifestyle Subtotal | $456 | |
| Total Monthly Budget | $1,672 |
💡 Salary Needed: To live in St. Joseph as a one working adult, no dependents with a 20% savings margin, you need approximately $3,716/year before taxes.Check affordability →