Monthly Budget in Springfield for a Couple
What it costs two working adults, no children to live in Springfield, MA in 2026.
$2,649
Total Monthly
$5,887
Salary Needed
102
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,224 |
| Essential | Groceries & household supplies | $71 |
| Essential | Utilities (electric, gas, water) | $18 |
| Essential | Transportation (gas, transit, maintenance) | $46 |
| Essential | Car insurance | $263 |
| Essential | Health insurance (couple) | $117 |
| Lifestyle | Internet & streaming | $77 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $408 |
| Lifestyle | Entertainment & recreation | $255 |
| Essentials Subtotal | $1,739 | |
| Lifestyle Subtotal | $910 | |
| Total Monthly Budget | $2,649 |
💡 Salary Needed: To live in Springfield as two working adults, no children with a 20% savings margin, you need approximately $5,887/year before taxes.Check affordability →