Monthly Budget in Springfield for a Single Adult
What it costs one working adult, no dependents to live in Springfield, IL in 2026.
$1,817
Total Monthly
$4,038
Salary Needed
87
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,044 |
| Essential | Groceries & household supplies | $42 |
| Essential | Utilities (electric, gas, water) | $17 |
| Essential | Transportation (gas, transit, maintenance) | $34 |
| Essential | Car insurance | $142 |
| Essential | Health insurance (individual) | $39 |
| Lifestyle | Internet & streaming | $65 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $218 |
| Lifestyle | Entertainment & recreation | $131 |
| Essentials Subtotal | $1,318 | |
| Lifestyle Subtotal | $499 | |
| Total Monthly Budget | $1,817 |
💡 Salary Needed: To live in Springfield as a one working adult, no dependents with a 20% savings margin, you need approximately $4,038/year before taxes.Check affordability →