Monthly Budget in South Bend for a Single Adult
What it costs one working adult, no dependents to live in South Bend, IN in 2026.
$1,707
Total Monthly
$3,793
Salary Needed
80
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $960 |
| Essential | Groceries & household supplies | $36 |
| Essential | Utilities (electric, gas, water) | $23 |
| Essential | Transportation (gas, transit, maintenance) | $27 |
| Essential | Car insurance | $156 |
| Essential | Health insurance (individual) | $40 |
| Lifestyle | Internet & streaming | $60 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $200 |
| Lifestyle | Entertainment & recreation | $120 |
| Essentials Subtotal | $1,242 | |
| Lifestyle Subtotal | $465 | |
| Total Monthly Budget | $1,707 |
💡 Salary Needed: To live in South Bend as a one working adult, no dependents with a 20% savings margin, you need approximately $3,793/year before taxes.Check affordability →