Monthly Budget in San Diego for a Couple
What it costs two working adults, no children to live in San Diego, CA in 2026.
$3,902
Total Monthly
$8,671
Salary Needed
160
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,920 |
| Essential | Groceries & household supplies | $78 |
| Essential | Utilities (electric, gas, water) | $28 |
| Essential | Transportation (gas, transit, maintenance) | $63 |
| Essential | Car insurance | $362 |
| Essential | Health insurance (couple) | $121 |
| Lifestyle | Internet & streaming | $120 |
| Lifestyle | Phone plan (2 lines) | $170 |
| Lifestyle | Dining out & takeout | $640 |
| Lifestyle | Entertainment & recreation | $400 |
| Essentials Subtotal | $2,572 | |
| Lifestyle Subtotal | $1,330 | |
| Total Monthly Budget | $3,902 |
💡 Salary Needed: To live in San Diego as two working adults, no children with a 20% savings margin, you need approximately $8,671/year before taxes.Check affordability →