Monthly Budget in Sacramento for a Single Adult
What it costs one working adult, no dependents to live in Sacramento, CA in 2026.
$2,475
Total Monthly
$5,500
Salary Needed
122
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (1BR apartment) | $1,464 |
| Essential | Groceries & household supplies | $48 |
| Essential | Utilities (electric, gas, water) | $24 |
| Essential | Transportation (gas, transit, maintenance) | $34 |
| Essential | Car insurance | $177 |
| Essential | Health insurance (individual) | $63 |
| Lifestyle | Internet & streaming | $92 |
| Lifestyle | Phone plan (1 line) | $85 |
| Lifestyle | Dining out & takeout | $305 |
| Lifestyle | Entertainment & recreation | $183 |
| Essentials Subtotal | $1,810 | |
| Lifestyle Subtotal | $665 | |
| Total Monthly Budget | $2,475 |
💡 Salary Needed: To live in Sacramento as a one working adult, no dependents with a 20% savings margin, you need approximately $5,500/year before taxes.Check affordability →