Monthly Budget in Sacramento for a Family of Four
What it costs two adults, two children to live in Sacramento, CA in 2026.
$5,552
Total Monthly
$12,338
Salary Needed
122
Cost Index
Complete Monthly Budget
| Category | Expense | Monthly Cost |
|---|---|---|
| Essential | Rent (3BR apartment) | $2,196 |
| Essential | Groceries & household supplies | $154 |
| Essential | Utilities (electric, gas, water) | $36 |
| Essential | Transportation (gas, transit, maintenance) | $68 |
| Essential | Car insurance | $353 |
| Essential | Health insurance (family plan) | $158 |
| Lifestyle | Internet & streaming | $92 |
| Lifestyle | Phone plan (4 lines) | $238 |
| Lifestyle | Dining out & takeout | $427 |
| Lifestyle | Entertainment & recreation | $366 |
| Essential | Childcare (2 children) | $1,464 |
| Essentials Subtotal | $4,429 | |
| Lifestyle Subtotal | $1,123 | |
| Total Monthly Budget | $5,552 |
💡 Salary Needed: To live in Sacramento as two adults, two children with a 20% savings margin, you need approximately $12,338/year before taxes.Check affordability →